UP by CBD vs FAB First

UP by CBD is a mobile business bank from Commercial Bank of Dubai (CBD), built for micro and small businesses to easily apply for an account in minutes & start operating immediately. UP by CBD combines the agility of a mobile bank with the strength of CBD, backed by over 50 years of experience supporting businesses in the UAE. Key Features Apply for a business account in minutes with seamless DUL integration (Dubai unified licence) Instant credit card from day one with higher credit limits as your business grows Zero-balance account, giving businesses the flexibility to select a tailored subscription plan. Make local and international payments, manage cards, run payroll (WPS), and stay on top of your finances — all with clear, simple pricing. Your money and data are protected with secure login, strong authentication, and real-time controls. Bank confidently with a fully licensed UAE bank regulated by the Central Bank of the UAE. Why UP by CBD? UP by CBD brings together everything your business needs - from a current account and access to credit to payroll, transfers and savings - in one unified, mobile-first business banking experience, backed by over 50 years of CBD experience supporting businesses in the UAE. Through CBD’s collaboration with the Dubai Department of Economy and Tourism (DET), you also get access to programmes and initiatives like Dubai Founders HQ and SME in a Box — helping you grow and scale. Who is it for? Small businesses and startups in the UAE seeking a fast, fully compliant mobile business banking experience. Business owners and consultants choosing a simple, seamless way to manage business finances - from faster invoicing and spend tracking to cashflow visibility and actionable insights. Employers managing WPS payroll while ensuring compliance with UAE labour regulations. Get started in minutes Download the UP by CBD app. Share your personal and business details to get set up. Start banking right away and take the next step in growing your business.

Meet FAB FIRST. A new app from FAB that brings together AI, data and insights for a more intelligent and personal banking experience. Your existing FAB Mobile app remains available, with over 200 services at your fingertips. FAB FIRST is the first step towards a whole new way of banking with FAB. AN AI ASSISTANT THAT KNOWS YOUR MONEY: Ask anything about your finances, your products and benefits, or get help with what you need. FAB FIRST understands what you're asking and gives you intelligent answers drawn from your own transactions. How much did I spend on dining last month? What offers do I have? When is my card payment due? Just ask. INSIGHTS THAT FIND YOU: FAB FIRST reads your spending and cashflow patterns and shows you what matters before you think to ask. No searching, no digging. Just the insight you need, right when it’s relevant. DO MORE THAN ASK: Need to pay a bill? Want to move money between accounts? FAB FIRST lets you complete many of your everyday banking transactions, with more being added regularly. For now, you can transfer funds locally, pay your utilities, manage your credit cards, all in a few taps. MANAGE YOUR CARDS: Activate a card, see your card benefits and payment due date, set card controls and spending limits. Full control, right at hand. BUDGETS, BUILT IN: A new budgeting feature that tracks your spending against your budget every month. Set an overall budget or budget by spend category. ONE VIEW OF EVERYTHING: See all your FAB products in one place, along with your spending, budget and cashflow. Everything presented clearly so you always know where you stand. JOIN FAB EASILY: New to FAB? Simply download FAB FIRST and apply for an account. More products coming soon.