Comparison

Yourfins vs Otto

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Yourfins

Features
Read full description

YOURFINS is the ultimate app for iPhone and iPad that helps you manage income, expenses, and savings with full privacy: your data never leaves your device. With a modern design and easy-to-use interface, you can organize your personal or business finances quickly without losing depth. MAIN FEATURES: * Customizable dashboard: set up widgets and categories your way. * Full tracking of income, expenses, and savings β€” one-time or recurring. Includes savings calculation and forecasting. * Organize expenses with custom categories. * Tips: weekly tracking, automatic totals, and exportable history. * Add data by voice (Siri), scan receipts (camera or gallery), or enter manually. * Connect bank accounts and cash boxes to track your real money at any time. * Link payment methods so balances update automatically when marking an expense as paid. * Customisable notifications for pending payments. * Export to PDF and spreadsheets. * Multi-user support: separate personal and business finances. * Widget for quick expense entry via voice or image. * Backup and restore system. * Privacy first. Your data stays on your iPhone. Nothing is uploaded online or to the cloud. Tus Finanzas Premium is designed for those who want simplicity and power in managing their money. Discover a clearer, safer, and more practical way to improve your financial health.

About

Otto

Effortlessly manage personal finances and understand spending patterns. Gain insights into essential, important, and superfluous expenses with clear charts and behavioral classifications. Access helpful content to improve your financial literacy and maintain control.

Highlights
  • Expense recording
  • Spending habit tracking
  • Financial insights and charts
  • Behavioral classification (survivor, balanced, spender)
  • Expense categorization (essential, important, superfluous)
  • Financial literacy content library
  • Intuitive user experience
Features
Read full description

Otto is the simplest way to organize your personal finances and understand where your money goes. With just a few taps, you can record your expenses, track your spending habits, and receive insights that make financial control a natural part of your daily life. The app classifies users according to their behavior, showing whether they are survivors, balanced, or spenders. In addition, it presents charts that clearly show where your money is being directed, highlighting whether expenses are essential, important, or superfluous. This clear view helps you make more conscious decisions and maintain balance between what is necessary and what can be adjusted. Otto also offers a library with simple but useful content, designed for those who want to improve their relationship with money and learn how to take better care of their finances. All of this comes with a practical and intuitive experience, with notifications and features that ensure you are always in control. New users are entitled to two months of free access. After this period, you can subscribe or cancel at any time, with no commitment. With Otto, you gain more clarity, more control, and less complication in your financial life.

Screenshots

Yourfins4 screens
Otto4 screens

Verdict

The call

The clearest difference is update cadence: Yourfins at weekly against Otto's every 3 weeks. Otto's advantage is iOS requirement (15.6 vs 17.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Yourfins sells 4 one-off in-app purchases and Otto sells 1 in-app purchase, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Yourfins ships an update weekly, Otto every 3 weeks. The most recent releases landed on September 13, 2026 and September 6, 2026 respectively.

Scorecard2 real differences Β· 6 level
Yourfins versus Otto: the parameters behind the verdict, then further details
ParameterYourfinsOtto
PriceFreeFree
Positive reviewsβ€”100.0% of reviews
Update frequencyWeekly β€” betterEvery 3 weeks
AdsNoNo
In-app purchasesYesYes
Monetizationβ€”Free with in-app purchases
DevicesiPhone, iPadiPhone, iPod
Requires iOS17.615.6 β€” better
Further details β€” not scored
Size470 MB25 MB
Age rating4++4
DeveloperANGEL LUIS RODRIGUEZ MALAGONLucas Siqueira

In-app purchases

4 purchases

Yourfins

One-time4
  • Basic Package - 100 Mouse Coins$3.99
  • Medium Package - 250 Mouse Coins$8.99
  • Large Package - 600 Mouse Coins$17.99
Show 1 more
  • Premium Package - 1000 Mouse Coins$24.99
1 purchases

Otto

Subscriptions1
  • Otto Premium$0.991 Month

Questions

Is Yourfins free?
Yourfins is free to download, with in-app purchases available.
Is Otto free?
Otto is free to download, with in-app purchases available.
Do Yourfins or Otto have ads?
Neither Yourfins nor Otto shows ads.
Which is updated more often, Yourfins or Otto?
Yourfins ships an update weekly, and Otto every 3 weeks. Most recently, Yourfins was updated on September 13, 2026 and Otto on September 6, 2026.

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