Wealthio vs Investio
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Wealthio
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See your complete financial position—assets, liabilities, and net worth—in one simple multi-currency balance sheet. Wealthio is a focused personal finance app for people who want clarity without the complexity of budgeting tools or bank integrations. Add what you own, record what you owe, and see your net worth in your preferred currency. Track cash, bank accounts, investments, crypto, real estate, vehicles, mortgages, loans, and other assets or debts. Wealthio brings everything together in one calm, easy-to-understand financial snapshot. As you use Wealthio, it automatically builds a private history of your net worth. See up to 90 days of changes directly on the dashboard and inspect individual recorded values on the chart. Keep your financial information protected with optional App Lock using Face ID, Touch ID, or your device passcode. Wealthio also hides sensitive content when the app moves to the background. With Wealthio Premium, Balance Sheet Insights gives you a deeper view of how your financial position is composed and how it changes over time. KEY FEATURES • Track assets and liabilities in one place • See total assets, total liabilities, and net worth • Follow up to 90 days of net worth history • Inspect recorded values on an interactive dashboard chart • Convert your entire balance sheet into your preferred currency • Support for 20+ global currencies • Currency and crypto price updates • App Lock with Face ID, Touch ID, or device passcode • Privacy mode to hide financial totals when needed • Manual entry with no bank connection required WEALTHIO PREMIUM Upgrade to Wealthio Premium for deeper insights and additional tools to keep your financial picture current and available across your devices: • Balance Sheet Insights with net worth composition, asset allocation, largest holdings, liability composition, and currency exposure • Compare Net Worth, Assets, Liabilities, and Debt-to-Assets over time • Complete net worth history with extended time periods • Track historical Net Worth, Assets, and Liabilities • Portfolio Review to identify assets and liabilities that may need updating • Review entries one at a time, confirm values, update them, or come back later • Choose a Weekly, Monthly, Quarterly, or Never Portfolio Review cadence • Optional Portfolio Review reminders • iCloud sync across your devices • Home Screen widgets for quick access Wealthio is designed to feel clear, private, and intentional. No transaction feeds. No budgeting clutter. No bank connection required. Just a simple view of what you own, what you owe, and how your financial position changes over time. Privacy Policy: https://marcvitbr.github.io/wealthio-privacy-policy/ Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Investio
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Investio is a simple investment calculator designed to help you plan, forecast, and understand your money with clear financial calculations. Want to estimate your portfolio growth? Calculate ROI? Measure CAGR? Adjust future values for inflation? Find out how much you need to invest each month to reach a goal? Investio helps you answer these questions quickly—without complicated spreadsheets. Use Investio to: • Forecast investment and portfolio growth over time • Calculate ROI and understand your return on investment • Measure CAGR to see average annual growth • Adjust values for inflation and understand real purchasing power • Find the monthly or yearly investment needed to reach a goal • Estimate how long it may take to reach your target amount • Calculate the required return rate for your investment plan • Find the starting amount needed today • Save calculations and compare different investment scenarios Investio is built for people who want a clear and practical investment calculator without financial jargon. Enter your starting amount, contributions, time period, expected return, and inflation rate, then see easy-to-understand results, visual breakdowns, and useful insights. Whether you are planning long-term investments, comparing portfolio scenarios, estimating ROI, checking CAGR, preparing for retirement, or adjusting your goals for inflation, Investio helps make financial planning easier. This app is useful for: • Investment planning • ROI calculation • CAGR calculation • Portfolio forecasting • Retirement planning • Savings goals • Inflation-adjusted planning • Long-term financial planning • Comparing different investment scenarios Whether you are a beginner or already investing, Investio helps you stop guessing, understand your plan, and make more confident financial decisions. Disclaimer: This app is for informational and planning purposes only. It does not provide financial advice or guarantee investment results. Privacy Policy - https://www.duypham.app/investio/privacy-policy/ Terms of use - https://www.duypham.app/investio/term/
Screenshots
Verdict
The clearest difference is in-app purchases: Investio at none against Wealthio's 1. Investio also leads on iOS requirement (15.6 vs 18.0). Wealthio's advantage is ads (none vs shown). On price and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Wealthio sells 1 one-off in-app purchase. Investio asks for nothing beyond the download.
| Parameter | Wealthio | Investio |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 10 days | — |
| Ads | No — better | Yes |
| In-app purchases | Yes | No — better |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 18.0 | 15.6 — better |
| Further details — not scored | ||
| Size | 5 MB | 70 MB |
| Age rating | 4+ | 4+ |
| Developer | Marcelo Vitoria | Duy Pham Dac |
In-app purchases
Wealthio
- Home Screen Widget Access$0.99
Investio
No in-app purchases









