Wealthio vs Cushion
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Wealthio
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See your complete financial positionβassets, liabilities, and net worthβin one simple multi-currency balance sheet. Wealthio is a focused personal finance app for people who want clarity without the complexity of budgeting tools or bank integrations. Add what you own, record what you owe, and see your net worth in your preferred currency. Track cash, bank accounts, investments, crypto, real estate, vehicles, mortgages, loans, and other assets or debts. Wealthio brings everything together in one calm, easy-to-understand financial snapshot. As you use Wealthio, it automatically builds a private history of your net worth. See up to 90 days of changes directly on the dashboard and inspect individual recorded values on the chart. Keep your financial information protected with optional App Lock using Face ID, Touch ID, or your device passcode. Wealthio also hides sensitive content when the app moves to the background. With Wealthio Premium, Balance Sheet Insights gives you a deeper view of how your financial position is composed and how it changes over time. KEY FEATURES β’ Track assets and liabilities in one place β’ See total assets, total liabilities, and net worth β’ Follow up to 90 days of net worth history β’ Inspect recorded values on an interactive dashboard chart β’ Convert your entire balance sheet into your preferred currency β’ Support for 20+ global currencies β’ Currency and crypto price updates β’ App Lock with Face ID, Touch ID, or device passcode β’ Privacy mode to hide financial totals when needed β’ Manual entry with no bank connection required WEALTHIO PREMIUM Upgrade to Wealthio Premium for deeper insights and additional tools to keep your financial picture current and available across your devices: β’ Balance Sheet Insights with net worth composition, asset allocation, largest holdings, liability composition, and currency exposure β’ Compare Net Worth, Assets, Liabilities, and Debt-to-Assets over time β’ Complete net worth history with extended time periods β’ Track historical Net Worth, Assets, and Liabilities β’ Portfolio Review to identify assets and liabilities that may need updating β’ Review entries one at a time, confirm values, update them, or come back later β’ Choose a Weekly, Monthly, Quarterly, or Never Portfolio Review cadence β’ Optional Portfolio Review reminders β’ iCloud sync across your devices β’ Home Screen widgets for quick access Wealthio is designed to feel clear, private, and intentional. No transaction feeds. No budgeting clutter. No bank connection required. Just a simple view of what you own, what you owe, and how your financial position changes over time. Privacy Policy: https://marcvitbr.github.io/wealthio-privacy-policy/ Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Cushion
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See everything you own as one number β in any currency, in seconds. Cash in dollars, a card in euros, some yuan, a little Bitcoin: Currency Cushion adds it all up and tells you how far you are from your goal. β’ 160+ ISO currencies, favorites on top β’ Crypto as part of your cushion: enter the amount, prices arrive on their own β’ One home currency for the total, switched with a tap β’ Goals with progress, what is left and a monthly target β’ Fully offline: rates are cached, the app keeps calculating without a network β’ Honest rates: source and snapshot time are always visible, manual override β’ No bank connection, no logging every purchase Free forever: up to 5 balances, 3 cryptocurrencies, and 1 goal β enough for a simple cushion (for example USD + EUR + CNY + BTC and one savings target). Cushion Pro (optional): unlimited balances and coins, several goals. Buy once or subscribe yearly. Purchases go through the App Store. Restore Purchases is in the app. Privacy by default: your portfolio stays on the device, no account required. Only public quote requests leave the app β never your holdings. Backup is one file that belongs to you. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://cushion.foryou.quest/privacy
Screenshots
Verdict
The clearest difference is update cadence: Cushion at every 4 days against Wealthio's every 10 days. Cushion also leads on iOS requirement (13.0 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Wealthio sells 1 one-off in-app purchase and Cushion sells 2 in-app purchases, starting at $3.99 per year. Whichever you choose, the download price is not the number that matters.
Wealthio ships an update every 10 days, Cushion every 4 days. The most recent releases landed on October 21, 2026 and October 24, 2026 respectively.
| Parameter | Wealthio | Cushion |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 10 days | Every 4 days β better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPad | iPhone, iPad, iPod β better |
| Requires iOS | 18.0 | 13.0 β better |
| Further details β not scored | ||
| Size | 5 MB | 37 MB |
| Age rating | 4+ | 4+ |
| Developer | Marcelo Vitoria | Mikhail Kabrynets |
In-app purchases
Wealthio
- Home Screen Widget Access$0.99
Cushion
- Cushion Pro Yearly$3.991 Year
- Cushion Pro Lifetime$9.99









