Comparison

360Pay vs SoonPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

360Pay

This secure digital payments app simplifies sending and managing money for personal and business use. It allows for instant money transfers, quick merchant payments, and real-time transaction tracking on a protected platform.

Highlights
  • Instant money sending
  • Secure merchant payments
  • Seamless fund transfers
  • Real-time transaction tracking
  • Secured transaction platform
Read full description

360Pay, powered by Liberte Pay. Built for everyday life and business. 360Pay is a secure and reliable digital payments app designed to make sending and managing money simple and efficient. Whether you’re paying for goods, transferring funds, or tracking transactions, 360Pay gives you seamless control—anytime, anywhere. What You Can Do · Send money instantly with ease and confidence · Make merchant payments quickly and securely · Transfer funds seamlessly across supported channels · Track transactions in near real time with clear, detailed records · Perform transactions on a secured platform.

About

SoonPay

Manage your money with this secure wallet app. It facilitates instant peer-to-peer payments and seamless ACH bank transfers. Track your spending and enjoy bank-level encryption for all your transactions.

Highlights
  • Instant P2P payments
  • ACH bank transfers
  • Spending tracking
  • Real-time wallet balance
  • Detailed transaction history
  • Bank-level encryption
Features
Read full description

SoonPay is the all-in-one wallet designed to help you move, manage, and grow your money. With powerful P2P transfers and seamless ACH bank deposits, SoonPay gives you everything you need in one secure app. Why SoonPay? Because money should move at the speed of life. Whether you’re paying back a friend or transferring to your bank, SoonPay makes it simple, fast, and secure. Features You’ll Love: Instant P2P Payments – Send and receive money with friends and family instantly. Bank Transfers (ACH) – Securely connect your bank for deposits and withdrawals. Track Spending – Stay in control with real-time wallet balance and detailed transaction history. Security First – Bank-level encryption, authentication, and compliance built in. Built for Everyday SoonPay makes it easy to split bills, pay back friends, and withdraw to your bank — all from one wallet. Download SoonPay today and experience smarter, faster, and safer payments.

Screenshots

360Pay4 screens
SoonPay4 screens

Verdict

The call

The clearest difference is rating: 360Pay at 5.0 against SoonPay's 3.4. SoonPay's advantage is update cadence (every 5 days vs every 2 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

360Pay holds the better App Store score, 5.0 against 3.4. Both are backed by a comparable volume of ratings — 2 and 5 respectively.

UpkeepUpdate frequency

360Pay ships an update every 2 months, SoonPay every 5 days. Both last shipped on October 28, 2026.

Scorecard2 real differences · 8 level
360Pay versus SoonPay: the parameters behind the verdict, then further details
Parameter360PaySoonPay
PriceFreeFree
Rating5.0 (2 ratings) — better3.4 (5 ratings)
Positive reviews—0.0% of reviews
Number of ratings25 — better
Update frequencyEvery 2 monthsEvery 5 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPad — better
Requires iOS16.016.0
Further details — not scored
Size78 MB35 MB
Age rating12+17+
Developer360 PaySoon Pay LLC

In-app purchases

None

360Pay

No in-app purchases

None

SoonPay

No in-app purchases

Questions

Is 360Pay free?
360Pay is free to download, with no in-app purchases.
Is SoonPay free?
SoonPay is free to download, with no in-app purchases.
Which has better reviews, 360Pay or SoonPay?
360Pay is rated higher. 360Pay averages 5.0 out of 5 from 2 ratings, while SoonPay averages 3.4 from 5 ratings.
Do 360Pay or SoonPay have ads?
Neither 360Pay nor SoonPay shows ads.
Which is updated more often, 360Pay or SoonPay?
360Pay ships an update every 2 months, and SoonPay every 5 days. Most recently, 360Pay was updated on October 28, 2026 and SoonPay on October 28, 2026.

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