360Pay vs SoonPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
360Pay
This secure digital payments app simplifies sending and managing money for personal and business use. It allows for instant money transfers, quick merchant payments, and real-time transaction tracking on a protected platform.
- Instant money sending
- Secure merchant payments
- Seamless fund transfers
- Real-time transaction tracking
- Secured transaction platform
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360Pay, powered by Liberte Pay. Built for everyday life and business. 360Pay is a secure and reliable digital payments app designed to make sending and managing money simple and efficient. Whether you’re paying for goods, transferring funds, or tracking transactions, 360Pay gives you seamless control—anytime, anywhere. What You Can Do · Send money instantly with ease and confidence · Make merchant payments quickly and securely · Transfer funds seamlessly across supported channels · Track transactions in near real time with clear, detailed records · Perform transactions on a secured platform.
SoonPay
Manage your money with this secure wallet app. It facilitates instant peer-to-peer payments and seamless ACH bank transfers. Track your spending and enjoy bank-level encryption for all your transactions.
- Instant P2P payments
- ACH bank transfers
- Spending tracking
- Real-time wallet balance
- Detailed transaction history
- Bank-level encryption
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SoonPay is the all-in-one wallet designed to help you move, manage, and grow your money. With powerful P2P transfers and seamless ACH bank deposits, SoonPay gives you everything you need in one secure app. Why SoonPay? Because money should move at the speed of life. Whether you’re paying back a friend or transferring to your bank, SoonPay makes it simple, fast, and secure. Features You’ll Love: Instant P2P Payments – Send and receive money with friends and family instantly. Bank Transfers (ACH) – Securely connect your bank for deposits and withdrawals. Track Spending – Stay in control with real-time wallet balance and detailed transaction history. Security First – Bank-level encryption, authentication, and compliance built in. Built for Everyday SoonPay makes it easy to split bills, pay back friends, and withdraw to your bank — all from one wallet. Download SoonPay today and experience smarter, faster, and safer payments.
Screenshots
Verdict
The clearest difference is rating: 360Pay at 5.0 against SoonPay's 3.4. SoonPay's advantage is update cadence (every 5 days vs every 2 months). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
360Pay holds the better App Store score, 5.0 against 3.4. Both are backed by a comparable volume of ratings — 2 and 5 respectively.
360Pay ships an update every 2 months, SoonPay every 5 days. Both last shipped on October 28, 2026.
| Parameter | 360Pay | SoonPay |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | 3.4 (5 ratings) |
| Positive reviews | — | 0.0% of reviews |
| Number of ratings | 2 | 5 — better |
| Update frequency | Every 2 months | Every 5 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 16.0 | 16.0 |
| Further details — not scored | ||
| Size | 78 MB | 35 MB |
| Age rating | 12+ | 17+ |
| Developer | 360 Pay | Soon Pay LLC |
In-app purchases
360Pay
No in-app purchases
SoonPay
No in-app purchases








