MaxWorth vs Settle Sys
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MaxWorth
Track all your credit card benefits, offers, and rewards in one place without sharing bank login details. Get smart reminders for expiring perks and recommendations for the best card to use for any purchase. Optimize your spending and maximize your cashback and points.
- Track all credit card benefits
- Smart benefit expiration reminders
- Card recommendations for spending
- Activate card offers with one click
- Compare cashback and miles rates
- AI-powered spending and trip optimization
- Reward points and miles tracking
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MaxWorth is a privacy-first credit card benefits tracker: recurring credits, annual-fee ROI, card-linked offers and cashback portal rates — without connecting a bank account. TRACK EVERY BENEFIT, NEVER MISS A DOLLAR Add your credit cards and instantly see all your benefits — statement credits, hotel perks, lounge access, insurance coverage, and more. MaxWorth tracks monthly, quarterly, and annual benefits with smart status tracking so you always know what you've used and what's expiring soon. PRIVACY BY DESIGN MaxWorth never asks for your bank login. No Plaid, no account credentials, no transaction data. You tell MaxWorth which cards you hold; everything else comes from our verified card database. SMART REMINDERS THAT SAVE YOU MONEY Get timely push notifications before your benefits expire. Never forget an airline fee credit, streaming credit, or dining credit again. Annual fee reminders help you decide whether to keep or cancel each card. BEST CARD RECOMMENDATIONS Wondering which card to swipe? MaxWorth instantly shows you the best card for every spending category — dining, groceries, gas, travel, streaming, and more. Nearby merchant detection recommends the optimal card based on your location. 1-TAP ACTIVATE ALL CREDIT CARD OFFERS Manage your eligible Amex and Chase offers with the MaxWorth Chrome extension: activate every offer in one click, then track, favorite, and organize them in the app. CASHBACK PORTAL RATES Compare cashback and miles rates across 17 shopping portals for 14,000+ stores, checked daily, and see which offers stack with your card-linked deals. 6 AI-POWERED ASSISTANTS - Spending Optimizer: Best card for every purchase - Trip Optimizer: Maximize travel benefits and bookings - Benefit Concierge: Personalized benefit recommendations - Card Advisor: Find your next best credit card - Retention Negotiator: Tips to negotiate better offers - Points Guru: Transfer and redemption strategies POINTS & MILES TRACKER Track reward balances across all programs — credit card points, airline miles, hotel points, and cash back — all in one place. U.S., CANADA & AUSTRALIA Supported credit cards from every major issuer: Amex, Chase, Citi, Capital One, Bank of America, Barclays, Discover, Wells Fargo, U.S. Bank, plus the major Canadian and Australian banks. MaxWorth is an independent app and is not affiliated with, endorsed by, sponsored by, or otherwise connected to American Express, Chase, Citi, Capital One, Bank of America, or any other card issuer. All trademarks, product names, and brand logos referenced are the property of their respective owners and are used solely for descriptive and compatibility purposes. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://bristle-vise-fa8.notion.site/MaxWorth-Privacy-Policy-1fcd8ff9196980c49a56f72cc0df6bdf
Settle Sys
This app helps courier and delivery professionals manage settlements and track records. It allows direct registration without needing a company invitation. Streamline your financial tracking on the go.
- Professional settlement tracking
- Record management for deliveries
- Direct user registration
- No company affiliation required
- Financial tracking for couriers
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Settle Sys is a professional settlement and record-tracking app for courier and delivery professionals. Users can register directly without an invitation or affiliation with a specific company.
Screenshots
Verdict
The clearest difference is rating: Settle Sys at 5.0 against MaxWorth's 4.2. Settle Sys also leads on in-app purchases (none vs 4). MaxWorth's advantage is ratings volume (92 vs 1) and update cadence (every 2 days vs every 9 days). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. MaxWorth sells 4 in-app purchases, starting at $7.99 per month. Settle Sys asks for nothing beyond the download.
Settle Sys holds the better App Store score, 5.0 against 4.2. That said, the two scores are not equally well evidenced: MaxWorth has 92 ratings behind it against 1, so its average is the more settled of the two.
MaxWorth ships an update every 2 days, Settle Sys every 9 days. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.
| Parameter | MaxWorth | Settle Sys |
|---|---|---|
| Price | Free | Free |
| Rating | 4.2 (92 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 81.8% of reviews | — |
| Number of ratings | 92 — better | 1 |
| Update frequency | Every 2 days — better | Every 9 days |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 43 MB | 22 MB |
| Age rating | 4+ | 4+ |
| Developer | MaxWorth LLC | HAITAO ZHAO |
Customer experience
MaxWorth
Settle Sys
In-app purchases
MaxWorth
- Premium Monthly Access$7.991 Month
- Premium Annual$60.001 Year
- Premium Lifetime$159.991 Year
- Lifetime$159.99
Settle Sys
No in-app purchases









