PayProtocol vs Holdy Crypto Portfolio Tracker
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
PayProtocol
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Decentralized crypto payment and wallet infrastructure for B2C enterprises. Pay Protocol enables retailers and fintechs to acquire, manage, self-custody, and disburse crypto seamlessly, with full in-house contral. - Supports multiple networks like Ethereum/Tron/BNB - Create or import wallets - Send/Receive ERC20/TRC20/BEP20 assets - Built-in DApp browser with full compatibility for PayProtocol merchant management systems - Serverless architecture: All data sourced from public blockchain information, wallet private keys stored locally on-device
Holdy Crypto Portfolio Tracker
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Holdy shows your real crypto profit and loss โ not just a balance. Connect your wallets, import a CSV or add transactions by hand, and see exactly how much you've made or lost on every coin and on the whole portfolio. Holdy helps you: - See realized and unrealized profit and loss (PNL) per coin and per portfolio - Understand how your portfolio performs over time - Make decisions with AI insights instead of guesswork Key features: โข Connect 600+ wallets via WalletConnect โ transactions sync automatically โข Approve imported transactions manually or automatically and set your own purchase price โข AI analysis of every position: signal and trend, support and resistance levels, liquidity, latest news โข AI portfolio review with clear, actionable recommendations โข Portfolio types with their own strategy for more accurate insights โข Fast CSV import and manual transactions โข 18,000+ tokens with market data and descriptions in your language โข Performance charts, asset allocation and realized P&L by year โข Focus on your most important and volatile positions โข Available in 13 languages Built for simplicity and speed. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://holdy.up.railway.app/privacy.html
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Verdict
The clearest difference is in-app purchases: PayProtocol at none against Holdy Crypto Portfolio Tracker's 6. PayProtocol also leads on ads (none vs shown) and device support (3 vs 1). Holdy Crypto Portfolio Tracker's advantage is update cadence (every 11 days vs every 2 months). On price there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Holdy Crypto Portfolio Tracker sells 6 in-app purchases, starting at $5.99 per month. PayProtocol asks for nothing beyond the download.
PayProtocol ships an update every 2 months, Holdy Crypto Portfolio Tracker every 11 days. The most recent releases landed on October 4, 2026 and October 10, 2026 respectively.
| Parameter | PayProtocol | Holdy Crypto Portfolio Tracker |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 months | Every 11 days โ better |
| Ads | No โ better | Yes |
| In-app purchases | No โ better | Yes |
| Devices | iPhone, iPad, iPod โ better | iPhone |
| Requires iOS | 15.1 โ better | 18 |
| Further details โ not scored | ||
| Size | 40 MB | 32 MB |
| Age rating | 17+ | 4+ |
| Developer | Hong Kong Yesjungle Limited | Taras Sorokin |
In-app purchases
PayProtocol
No in-app purchases
Holdy Crypto Portfolio Tracker
- Holdy Pro Monthly$5.991 Month
- Holdy Pro+ Monthly$9.991 Month
- Holdy Pro++ Monthly$10.991 Month
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- Holdy Pro Yearly7 Days trial$39.991 Year
- Holdy Pro+ Yearly7 Days trial$69.991 Year
- Holdy Pro++ Yearly7 Days trial$79.991 Year
Questions
Is PayProtocol free?
Is Holdy Crypto Portfolio Tracker free?
Do PayProtocol or Holdy Crypto Portfolio Tracker have ads?
Which is updated more often, PayProtocol or Holdy Crypto Portfolio Tracker?
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