Comparison

PayProtocol vs Holdy Crypto Portfolio Tracker

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

PayProtocol

Features
Read full description

Decentralized crypto payment and wallet infrastructure for B2C enterprises. Pay Protocol enables retailers and fintechs to acquire, manage, self-custody, and disburse crypto seamlessly, with full in-house contral. - Supports multiple networks like Ethereum/Tron/BNB - Create or import wallets - Send/Receive ERC20/TRC20/BEP20 assets - Built-in DApp browser with full compatibility for PayProtocol merchant management systems - Serverless architecture: All data sourced from public blockchain information, wallet private keys stored locally on-device

About

Holdy Crypto Portfolio Tracker

Features
Read full description

Holdy shows your real crypto profit and loss โ€” not just a balance. Connect your wallets, import a CSV or add transactions by hand, and see exactly how much you've made or lost on every coin and on the whole portfolio. Holdy helps you: - See realized and unrealized profit and loss (PNL) per coin and per portfolio - Understand how your portfolio performs over time - Make decisions with AI insights instead of guesswork Key features: โ€ข Connect 600+ wallets via WalletConnect โ€” transactions sync automatically โ€ข Approve imported transactions manually or automatically and set your own purchase price โ€ข AI analysis of every position: signal and trend, support and resistance levels, liquidity, latest news โ€ข AI portfolio review with clear, actionable recommendations โ€ข Portfolio types with their own strategy for more accurate insights โ€ข Fast CSV import and manual transactions โ€ข 18,000+ tokens with market data and descriptions in your language โ€ข Performance charts, asset allocation and realized P&L by year โ€ข Focus on your most important and volatile positions โ€ข Available in 13 languages Built for simplicity and speed. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://holdy.up.railway.app/privacy.html

Screenshots

PayProtocol3 screens
Holdy Crypto Portfolio Tracker4 screens

Verdict

The call

The clearest difference is in-app purchases: PayProtocol at none against Holdy Crypto Portfolio Tracker's 6. PayProtocol also leads on ads (none vs shown) and device support (3 vs 1). Holdy Crypto Portfolio Tracker's advantage is update cadence (every 11 days vs every 2 months). On price there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Holdy Crypto Portfolio Tracker sells 6 in-app purchases, starting at $5.99 per month. PayProtocol asks for nothing beyond the download.

UpkeepUpdate frequency

PayProtocol ships an update every 2 months, Holdy Crypto Portfolio Tracker every 11 days. The most recent releases landed on October 4, 2026 and October 10, 2026 respectively.

Scorecard5 real differences ยท 1 level
PayProtocol versus Holdy Crypto Portfolio Tracker: the parameters behind the verdict, then further details
ParameterPayProtocolHoldy Crypto Portfolio Tracker
PriceFreeFree
Update frequencyEvery 2 monthsEvery 11 days โ€” better
AdsNo โ€” betterYes
In-app purchasesNo โ€” betterYes
DevicesiPhone, iPad, iPod โ€” betteriPhone
Requires iOS15.1 โ€” better18
Further details โ€” not scored
Size40 MB32 MB
Age rating17+4+
DeveloperHong Kong Yesjungle LimitedTaras Sorokin

In-app purchases

None

PayProtocol

No in-app purchases

6 purchases

Holdy Crypto Portfolio Tracker

Subscriptions6
  • Holdy Pro Monthly$5.991 Month
  • Holdy Pro+ Monthly$9.991 Month
  • Holdy Pro++ Monthly$10.991 Month
Show 3 more
  • Holdy Pro Yearly7 Days trial$39.991 Year
  • Holdy Pro+ Yearly7 Days trial$69.991 Year
  • Holdy Pro++ Yearly7 Days trial$79.991 Year

Questions

Is PayProtocol free?
PayProtocol is free to download, with no in-app purchases.
Is Holdy Crypto Portfolio Tracker free?
Holdy Crypto Portfolio Tracker is free to download, with in-app purchases available.
Do PayProtocol or Holdy Crypto Portfolio Tracker have ads?
Holdy Crypto Portfolio Tracker shows ads; PayProtocol does not.
Which is updated more often, PayProtocol or Holdy Crypto Portfolio Tracker?
PayProtocol ships an update every 2 months, and Holdy Crypto Portfolio Tracker every 11 days. Most recently, PayProtocol was updated on October 4, 2026 and Holdy Crypto Portfolio Tracker on October 10, 2026.

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