Comparison

PayProtocol vs Plaza BTC

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PayProtocol

Features
Read full description

Decentralized crypto payment and wallet infrastructure for B2C enterprises. Pay Protocol enables retailers and fintechs to acquire, manage, self-custody, and disburse crypto seamlessly, with full in-house contral. - Supports multiple networks like Ethereum/Tron/BNB - Create or import wallets - Send/Receive ERC20/TRC20/BEP20 assets - Built-in DApp browser with full compatibility for PayProtocol merchant management systems - Serverless architecture: All data sourced from public blockchain information, wallet private keys stored locally on-device

About

Plaza BTC

Discover Bitcoin-friendly businesses on a live map and pay them instantly using Lightning. Businesses can also use it as a free point-of-sale system to accept Lightning payments with zero fees.

Highlights
  • Live map of Bitcoin merchants
  • Instant Lightning payments
  • Free Bitcoin POS for merchants
  • Zero transaction fees
  • Nostr merchant identity
  • Sales analytics and reporting
Features
Read full description

Plaza is where Bitcoin customers meet Bitcoin merchants. DISCOVER Open the app and see a live map of Bitcoin-friendly businesses near you. Tap any merchant to see their details, get directions, or pay with Lightning. The map updates as you move — scroll to a new city and find merchants there too. PAY Connect your Bitcoin wallet and pay any merchant instantly with Lightning. No bank, no card, no middleman. Just scan and done. BECOME A MERCHANT Turn your phone into a complete Bitcoin point-of-sale. Accept Lightning payments at your business with zero transaction fees — not 2.6%, not 1%, zero. Payments go straight to your wallet. Plaza never holds your funds. Everything a merchant needs, free forever: - Full catalog with items, modifiers, and categories - Charge screen with custom tipping - Inventory tracking with sold-out states - Sales history with daily summaries - Blossom receipts with cryptographic signatures - Nostr merchant identity — your business on the open web - Publish to the plaza map so customers can find you - Sales analytics with revenue charts, best sellers, and peak hours - Transaction exports as CSV, PDF, or year-end summary - Low-stock alerts with restock tracking and history HOW IT WORKS Plaza uses Nostr Wallet Connect (NWC) to generate Lightning invoices directly from your own wallet. No custodian, no mint, no intermediary. Your keys, your money. Always. BUILT DIFFERENT Most payment platforms take a cut of every sale. Square charges 2.6% per transaction. Plaza charges nothing. No processing fees. No monthly minimums. No hidden costs. Plaza is built on open protocols: Bitcoin, Lightning, Nostr, and Blossom. No vendor lock-in. No proprietary systems. No permission needed. Plaza Technologies LLC plazabtc.com

Screenshots

PayProtocol3 screens
Plaza BTC4 screens

Verdict

The call

The clearest difference is update cadence: Plaza BTC at every 3 weeks against PayProtocol's every 2 months. PayProtocol's advantage is iOS requirement (15.1 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

PayProtocol ships an update every 2 months, Plaza BTC every 3 weeks. The most recent releases landed on October 4, 2026 and October 11, 2026 respectively.

Scorecard2 real differences · 8 level
PayProtocol versus Plaza BTC: the parameters behind the verdict, then further details
ParameterPayProtocolPlaza BTC
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—1 — better
Update frequencyEvery 2 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.1 — better18.0
Further details — not scored
Size40 MB5 MB
Age rating17+4+
DeveloperHong Kong Yesjungle LimitedPlaza Technologies LLC

In-app purchases

None

PayProtocol

No in-app purchases

None

Plaza BTC

No in-app purchases

Questions

Is PayProtocol free?
PayProtocol is free to download, with no in-app purchases.
Is Plaza BTC free?
Plaza BTC is free to download, with no in-app purchases.
Do PayProtocol or Plaza BTC have ads?
Neither PayProtocol nor Plaza BTC shows ads.
Which is updated more often, PayProtocol or Plaza BTC?
PayProtocol ships an update every 2 months, and Plaza BTC every 3 weeks. Most recently, PayProtocol was updated on October 4, 2026 and Plaza BTC on October 11, 2026.

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