PayProtocol vs Plaza BTC
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PayProtocol
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Decentralized crypto payment and wallet infrastructure for B2C enterprises. Pay Protocol enables retailers and fintechs to acquire, manage, self-custody, and disburse crypto seamlessly, with full in-house contral. - Supports multiple networks like Ethereum/Tron/BNB - Create or import wallets - Send/Receive ERC20/TRC20/BEP20 assets - Built-in DApp browser with full compatibility for PayProtocol merchant management systems - Serverless architecture: All data sourced from public blockchain information, wallet private keys stored locally on-device
Plaza BTC
Discover Bitcoin-friendly businesses on a live map and pay them instantly using Lightning. Businesses can also use it as a free point-of-sale system to accept Lightning payments with zero fees.
- Live map of Bitcoin merchants
- Instant Lightning payments
- Free Bitcoin POS for merchants
- Zero transaction fees
- Nostr merchant identity
- Sales analytics and reporting
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Plaza is where Bitcoin customers meet Bitcoin merchants. DISCOVER Open the app and see a live map of Bitcoin-friendly businesses near you. Tap any merchant to see their details, get directions, or pay with Lightning. The map updates as you move — scroll to a new city and find merchants there too. PAY Connect your Bitcoin wallet and pay any merchant instantly with Lightning. No bank, no card, no middleman. Just scan and done. BECOME A MERCHANT Turn your phone into a complete Bitcoin point-of-sale. Accept Lightning payments at your business with zero transaction fees — not 2.6%, not 1%, zero. Payments go straight to your wallet. Plaza never holds your funds. Everything a merchant needs, free forever: - Full catalog with items, modifiers, and categories - Charge screen with custom tipping - Inventory tracking with sold-out states - Sales history with daily summaries - Blossom receipts with cryptographic signatures - Nostr merchant identity — your business on the open web - Publish to the plaza map so customers can find you - Sales analytics with revenue charts, best sellers, and peak hours - Transaction exports as CSV, PDF, or year-end summary - Low-stock alerts with restock tracking and history HOW IT WORKS Plaza uses Nostr Wallet Connect (NWC) to generate Lightning invoices directly from your own wallet. No custodian, no mint, no intermediary. Your keys, your money. Always. BUILT DIFFERENT Most payment platforms take a cut of every sale. Square charges 2.6% per transaction. Plaza charges nothing. No processing fees. No monthly minimums. No hidden costs. Plaza is built on open protocols: Bitcoin, Lightning, Nostr, and Blossom. No vendor lock-in. No proprietary systems. No permission needed. Plaza Technologies LLC plazabtc.com
Screenshots
Verdict
The clearest difference is update cadence: Plaza BTC at every 3 weeks against PayProtocol's every 2 months. PayProtocol's advantage is iOS requirement (15.1 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PayProtocol ships an update every 2 months, Plaza BTC every 3 weeks. The most recent releases landed on October 4, 2026 and October 11, 2026 respectively.
| Parameter | PayProtocol | Plaza BTC |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 1 — better |
| Update frequency | Every 2 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.1 — better | 18.0 |
| Further details — not scored | ||
| Size | 40 MB | 5 MB |
| Age rating | 17+ | 4+ |
| Developer | Hong Kong Yesjungle Limited | Plaza Technologies LLC |
In-app purchases
PayProtocol
No in-app purchases
Plaza BTC
No in-app purchases









