Comparison

PayProtocol vs Shito

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PayProtocol

Features
Read full description

Decentralized crypto payment and wallet infrastructure for B2C enterprises. Pay Protocol enables retailers and fintechs to acquire, manage, self-custody, and disburse crypto seamlessly, with full in-house contral. - Supports multiple networks like Ethereum/Tron/BNB - Create or import wallets - Send/Receive ERC20/TRC20/BEP20 assets - Built-in DApp browser with full compatibility for PayProtocol merchant management systems - Serverless architecture: All data sourced from public blockchain information, wallet private keys stored locally on-device

About

Shito

Manage digital assets across multiple blockchains with a secure, non-custodial wallet. Communicate privately with end-to-end encrypted messaging and calls, and trade tokens using a multi-aggregator swap. Discover trending assets and decentralized applications within the app.

Highlights
  • Multi-chain self-custody
  • Encrypted messaging and calls
  • Multi-aggregator token swaps
  • Cross-chain bridging
  • DApp browser
  • On-chain activity tracking
Features
Read full description

Shito is a non-custodial multi-chain wallet with built-in encrypted messaging, multi-aggregator swap, and cross-chain bridging — all in one app. KEY FEATURES Multi-chain self-custody - Manage assets on Solana, Ethereum, BNB Chain, Arbitrum, Base, Optimism, Polygon, Avalanche, Tron, and Nara. - Private keys stay on your device, guarded by Face ID / Touch ID and the Secure Enclave. - We never see your seed phrase or private keys. Encrypted messaging and calls - End-to-end encrypted 1:1 and group chat over the XMTP protocol. - Send tokens, red packets, and wallet addresses directly inside chat. - Voice and video calls with end-to-end encryption. Smart trading - Multi-aggregator token swaps routed through LI.FI, OpenOcean, KyberSwap, 0x, Jupiter, Nara Smart Router, and SunSwap V2. - Cross-chain bridging routed through LI.FI, deBridge, and Nara Smart Router. - Non-custodial limit orders routed through Jupiter and KyberSwap. Discover - Trending tokens and stock tokens (xStocks) across major chains. - DApp browser with WalletConnect support. - Built-in news feed and on-chain activity tracking. Privacy first - Self-custody — only you can sign transactions. - We do not collect your seed phrase, private keys, or device passcode. - Privacy Policy: https://shito.io/privacy-policy NOT FINANCIAL ADVICE Markets, prices, routes, yields, funding rates, and third-party data shown in the app are informational only and are not recommendations to buy, sell, or trade. Verify every transaction detail before signing. SUPPORT Reach us at https://shito.io/contact or contact@shito.io.

Screenshots

PayProtocol3 screens
Shito3 screens

Verdict

The call

The clearest difference is update cadence: Shito at every 4 days against PayProtocol's every 2 months. PayProtocol's advantage is device support (3 vs 1). On price, ads, in-app purchases and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

PayProtocol ships an update every 2 months, Shito every 4 days. The most recent releases landed on October 30, 2026 and October 28, 2026 respectively.

Scorecard2 real differences · 8 level
PayProtocol versus Shito: the parameters behind the verdict, then further details
ParameterPayProtocolShito
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—1 — better
Update frequencyEvery 2 monthsEvery 4 days — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.1 — better16.0
Further details — not scored
Size40 MB79 MB
Age rating17+17+
DeveloperHong Kong Yesjungle LimitedShika Inc

In-app purchases

None

PayProtocol

No in-app purchases

None

Shito

No in-app purchases

Questions

Is PayProtocol free?
PayProtocol is free to download, with no in-app purchases.
Is Shito free?
Shito is free to download, with no in-app purchases.
Do PayProtocol or Shito have ads?
Neither PayProtocol nor Shito shows ads.
Which is updated more often, PayProtocol or Shito?
PayProtocol ships an update every 2 months, and Shito every 4 days. Most recently, PayProtocol was updated on October 30, 2026 and Shito on October 28, 2026.

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