DebtErasr vs Richish
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
DebtErasr
This app helps you organize and pay off debt faster using AI. It can import your financial data from statements or screenshots to create personalized payoff strategies and track your progress visually.
- AI Debt Advisor
- Smart Import from statements/screenshots
- Custom payoff plans (snowball, avalanche, AI-optimized)
- Progress tracking with visuals
- Secure and private data handling
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DebtErasr helps you organize, understand, and erase your debt—faster and with less stress. Built for real people, not accountants, it uses AI to turn your credit card statements, PDFs, or screenshots into an interactive debt dashboard in seconds. Features: • AI Debt Advisor: Get personalized payoff strategies based on your balances, rates, credit score, and budget. • Smart Import: Snap a photo, upload a statement, or paste a balance—DebtErasr extracts the details automatically. • Custom Payoff Plans: Choose snowball, avalanche, or AI-optimized plans to save time, money, or build momentum. • Progress Tracking: Watch your debt shrink with clear visuals and monthly projections. • Community Support (coming soon): Ask questions, share wins, and connect with others on the same journey. • Secure and Private: Your data stays safe—encrypted and never sold. Whether you’re overwhelmed or just need a better system, DebtErasr gives you the tools to take control and make real progress.
Richish
Track your net worth, accounts, investments, and spending privately without connecting to banks. Organize your financial life with manual entry or CSV imports for a clear overview of your assets and liabilities.
- Private wealth tracking
- Manual account entry
- CSV import for transactions
- Net worth overview
- Investment tracking
- Spending insights
- Data export
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PRIVATE WEALTH TRACKING WITHOUT BANK CONNECTIONS Richish is a private wealth tracker built for people who want a clear view of their money without giving up control. Track net worth, accounts, credit cards, loans, investments, and spending in one clean workspace. Add data manually or import CSV files to stay organized and build your financial picture over time from your iPhone or iPad. COMPLETE NET WORTH OVERVIEW • Track assets and liabilities in one place • Monitor cash, credit cards, loans, and investments together • See your total net worth over time • Review balances across all accounts at a glance • Keep your financial life organized in one dashboard PRIVATE BY DESIGN • No bank connections required • No Plaid or brokerage syncing • Add information manually on your terms • Import CSV files when you want a faster setup • Keep full control of your financial data ACCOUNT TRACKING MADE SIMPLE • Add checking, savings, credit card, loan, and investment accounts • Organize balances across your financial life • Keep everyday money and long-term wealth in one app • View account details in a clean, structured layout • Track changes over time with clarity SMART TRANSACTION MANAGEMENT • Import transaction history from CSV files • Review spending by date, merchant, and category • Track statement activity across your accounts • Keep a personal record of income and expenses • Build a financial history you can revisit anytime INVESTMENT TRACKING • Log holdings, quantities, and cost basis • Monitor portfolio value over time • Track stocks, ETFs, and other positions in one place • Connect your investments to your full net worth picture • Stay focused on long-term wealth growth BUDGETING AND CASH FLOW INSIGHTS • Review monthly spending trends • Understand where your money is going • Track income and expenses in one system • Spot recurring activity more easily • Stay aligned with your financial goals AUTOMATION AND ORGANIZATION • Detect recurring transactions faster • Use rules to automate categorization • Reduce manual cleanup over time • Keep your finances organized as your data grows • Create a smoother long-term tracking workflow REPORTS AND DATA EXPORT • Export reports when you need a snapshot • Keep a private record of your financial progress • Maintain your own historical financial data • Build a system you can manage on your own terms PERFECT FOR: • People who want a private wealth tracker • Users who prefer manual control over bank syncing • Anyone tracking net worth across multiple accounts • Investors who want spending and portfolio tracking together • People who want a calm, organized financial workspace WHY RICHISH? • Private-first design • No forced account connections • Clean and focused experience • Flexible CSV import workflow • Built for clarity, control, and long-term tracking Download Richish and take control of your financial life with a private wealth tracker designed around clarity, organization, and ownership. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is rating: Richish at 5.0 against DebtErasr's 3.7. Richish also leads on ads (none vs shown). DebtErasr's advantage is in-app purchases (none vs 2) and update cadence (every 3 days vs monthly). On price, review sentiment, ratings volume and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Richish sells 2 in-app purchases, starting at $0.99 per month. DebtErasr asks for nothing beyond the download.
Richish holds the better App Store score, 5.0 against 3.7. Both are backed by a comparable volume of ratings — 3 and 5 respectively. Written reviews split almost evenly too, at 100% and 100% positive.
DebtErasr ships an update every 3 days, Richish monthly. The most recent releases landed on October 21, 2026 and October 7, 2026 respectively.
| Parameter | DebtErasr | Richish |
|---|---|---|
| Price | Free | Free |
| Rating | 3.7 (3 ratings) | 5.0 (5 ratings) — better |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Number of ratings | 3 | 5 — better |
| Update frequency | Every 3 days — better | Monthly |
| Ads | Yes | No — better |
| In-app purchases | No — better | Yes |
| Monetization | Ad-supported — better | Freemium |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 18.0 — better | 26.2 |
| Further details — not scored | ||
| Size | 22 MB | 10 MB |
| Age rating | 17+ | 4+ |
| Developer | John Franks | Aayush Kumar |
Customer experience
DebtErasr
Richish
In-app purchases
DebtErasr
No in-app purchases
Richish
- Richish Pro Monthly$0.991 Month
- Richish Pro Yearly3 Days trial$9.991 Year









