BillPlex vs Settleasy

BillPlex is the private money tracker for two — or the whole household. Split the bills, track what comes in, and see who owes who — without an account, a bank login, or anything ever leaving your phones. Partners, roommates, or a whole household: one home, three different memories of who paid for the groceries. BillPlex ends the argument. Who paid for what, settled in seconds Assign every expense to a person, see exactly who owes who, and settle up in seconds — not on the back of an envelope. Your personal coffee stays yours and the shared groceries stay shared, so your morning latte never blows up the joint budget. No account. No bank login. No cloud for your money. No sign-up wall, no email, no password to forget — install, open, and start in five seconds. When you sync, it happens directly between your phones over your own Wi-Fi: someone adds the supermarket run while you're still at the till, and it lands on everyone's screen before you finish bagging. Even your safety net stays yours: switch on automatic backup and BillPlex quietly keeps an encrypted copy up to date in a spot you choose, locked with your password. Your expenses never touch a cloud. Now it counts what comes in, too Log your income next to your spending and BillPlex shows the whole picture — money in, money out, and what's actually left. It's your own private household money manager, minus the bank logins: a real view of where your money goes and where it stands. Just you? That works too No one to split with? BillPlex is a clean, private budget tracker for one — all the tracking, charts and predictions, just none of the splitting. The sharing is there the day you need it. See the bad month coming Smart predictions read how you've been spending and earning, then tell you where the month and the year are heading — so you see the wall before you hit it, not after. A budget that fits your household Set a monthly budget and one per category, and see your pace day by day. Once a few months are in, BillPlex suggests a budget from your own spending, with the reason behind every figure. And the everyday stuff, handled • Snap a receipt and BillPlex pulls the merchant, date and amount — then you bin the paper. • Hands full walking home? Say "two coffees and a taxi" and they're logged before you reach the door. • Every subscription in one list — catch the free trial you forgot to cancel and the auto-renew that snuck through. • Bills land on the right day with a reminder, and overdue ones stay pinned at the top, impossible to miss. • Home-screen widgets show what's left this month or the next bill, and add an expense in one tap. • A monthly recap shows where the money went, month after month. Our privacy promise No accounts. No tracking. No ads. No analytics of our own. Your expenses never leave your devices. Everything lives on your device, and backups are encrypted on your terms. We don't have your data — because we never wanted it. Your money is your business, full stop. No account, nothing to lose. Open BillPlex and start in five seconds. Some of the features above unlock with a BillPlex Pro subscription. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

The Private Expense Splitter & Bill Tracker Stop the spreadsheet chaos. Settleasy is the ultimate expense splitter app to track, divide, and manage shared costs for couples, roommates, and travelers. Work out who owes whom automatically — 100% offline, no accounts, no data leaving your device. SPLIT BILLS & SHARE COSTS EASILY Take full control of your group budget with Settleasy, whether for daily life or vacation: • Couples: Manage monthly household bills, partner costs, and monthly expenses together. • Roommates: Fairly split rent, utilities, apartment costs, and groceries in a shared household. • Families: A simple way to share costs, track income, and settle family debts. • Travelers: Track vacation expenses and group spend across multi-currency ledgers. • Friends: Perfect for settling vacation bills, restaurant dinners, and group activities. Whether you are managing recurring household expenses or a weekend getaway, Settleasy handles the math and calculates balances and settlement payments in an instant. And it works for both expenses and income! SMART SETTLEMENT CALCULATIONS & FLEXIBLE DATA EXCHANGE Create a settlement, add your items (expenses and income), and let Settleasy do the math: • Flexible Shares: Set custom split methods — equal shares, percentages (10%, 20%, 50%), or specific amounts. One partner pays 70%? Easy. • Track Who Paid What: Record actual contributions for every expense. Alice paid $50, Bob paid $150? The app logs both contributions. • Automatic Balance: Instantly see who owes whom based on agreed shares. No mental math, no arguments. • Settlement Payments: Record payments between participants to zero out debts and clear the balance. • Import & Export: Back up your data or move it between devices. Export your settlements as a file and import them whenever you need. • PDF Reports: Create professional PDF reports of your settlements and share them with other participants — for instance, by mail or messenger. BUILT FOR REAL LIFE • Multi-Currency Made Easy: Ideal for vacation. Enter expenses in any currency and convert them to your settlement currency with ease. • Items with Context: Add dates, timeframes, and locations (e.g., “Restaurant, Budapest, Oct 15”) to keep everything organized. • Income & Expenses Together: Received a group refund? Add it to the same settlement. Settleasy factors income into your balance. • Duplicate Settlements: Perfect for recurring monthly costs. Long-press any settlement to copy participants and split settings. • Quick Splitting: Multiple split methods via long-press menus, including split equally, by shares, or by percentages. • Fast Entry: Tap settlement → “+” → enter title and amount. Done. Perfect for tracking costs on the go. PRIVACY BY DESIGN 100% local. 100% private. 100% yours. Settleasy stores everything on your device. No accounts, no cloud sync, and no data transmission. Your financial information never leaves your iPhone or iPad. You manage everything yourself — participants don’t need the app, don’t receive notifications, and aren’t tracked. Your data, your way. Perfect for anyone who values privacy or needs to work offline while traveling. INTUITIVE & ORGANIZED • Participants: Add people with names and optional photos (from camera, gallery, or files). • Group & Sort: Organize settlements, items, and participants exactly how you want. • Undo Protection: Accidentally deleted something? Tap “Undo” to restore it instantly. • Bulk Actions: Select and delete multiple rows at once. • Smart Keyboard: Dismiss the keyboard by dragging down. SETTLEASY PRO • Unlimited settlements (free: up to three settlements). • Watermark-free PDF reports (free: PDF reports with watermarks). • Future Pro features included. Try Settleasy today and experience the most private way to manage group finances! Provided as is. Please verify important amounts before making payments.