BillPlex vs JeySplit

BillPlex is the private money tracker for two — or the whole household. Split the bills, track what comes in, and see who owes who — without an account, a bank login, or anything ever leaving your phones. Partners, roommates, or a whole household: one home, three different memories of who paid for the groceries. BillPlex ends the argument. Who paid for what, settled in seconds Assign every expense to a person, see exactly who owes who, and settle up in seconds — not on the back of an envelope. Your personal coffee stays yours and the shared groceries stay shared, so your morning latte never blows up the joint budget. No account. No bank login. No servers. No sign-up wall, no email, no password to forget — install, open, and start in five seconds. When you sync, it happens directly between your phones over your own Wi-Fi: someone adds the supermarket run while you're still at the till, and it lands on everyone's screen before you finish bagging. Even your safety net stays yours: switch on automatic backup and BillPlex quietly keeps an encrypted copy up to date in a spot you choose, locked with your password. Nothing touches a cloud, because there is no cloud. Now it counts what comes in, too: Log your income next to your spending and BillPlex shows the whole picture — money in, money out, and what's actually left. It's your own private household money manager, minus the bank logins: a real view of where your money goes and where it stands. Just you? That works too No one to split with? BillPlex is a clean, private budget tracker for one — all the tracking, charts and predictions, just none of the splitting. The sharing is there the day you need it. See the bad month coming Smart predictions read how you've been spending and earning, then tell you where the month and the year are heading — so you see the wall before you hit it, not after. And the everyday stuff, handled: Snap a receipt and BillPlex pulls the merchant, date and amount — then you bin the paper. Hands full walking home? Say "two coffees and a taxi" and they're logged before you reach the door. Every subscription in one list — catch the free trial you forgot to cancel and the auto-renew that snuck through. Overdue bills stay pinned at the top, bright and impossible to miss, so a late fee never catches you again. Our privacy promise No cloud. No accounts. No tracking. No ads. No analytics. Everything lives on your device, and backups are encrypted on your terms. We don't have your data — because we never wanted it. Your money is your business, full stop. No account, nothing to lose. Open BillPlex and start in five seconds.

JeySplit — Split group expenses the simple, tidy way. Flatmates, partners, travel companions, friends: anyone who shares costs knows that after a few weeks nobody remembers who paid for what. JeySplit keeps track for you and tells you exactly "who owes how much to whom", with no manual maths and no excuses. WHAT JEYSPLIT DOES • Create expense groups for home, trips, couples or any context, each with its own currency (160+ currencies) • Log every expense with title, amount and who paid • Receipt scanner: point at the receipt and the app fills in title, amount and date for you (on-device recognition, free and offline) • Split automatically: equally, by percentage or by exact amounts • Recurring expenses: rent, subscriptions and bills add themselves when due (daily, weekly, monthly, yearly) • Balances always up to date, with the minimum number of repayments to settle everyone • Three movement types: expense, income (shared earning) and refund (someone pays someone back) • Statistics by month / year / all time, with a trend chart and breakdown by category • Export the group summary to PDF, Excel or CSV • Works offline: add and edit expenses with no connection, it syncs on its own • Realtime and push notifications: as soon as a member adds an expense, everyone sees it INVITE THE GROUP IN ONE TAP • Unique invite link per group, via QR code, WhatsApp or copy link • Roles: Admin, Member, Read-only • From the web too: anyone who'd rather not install the app can join from the browser at jeysplit.space MAKE IT YOURS • Light or dark theme, with an accent colour of your choice (blue, purple, green, orange) • English + 11 other languages SECURITY AND PRIVACY • No ads and no advertising tracking • Login history and an email alert for every new device • The receipt scanner runs on your device: photos are never sent to external services • Data on servers in Europe, encrypted in transit WHO IT'S FOR Flatmates, couples, families, travel groups, events (weddings, stag/hen dos, shared gifts): anyone who needs to split costs without arguing. JFDV LABS JeySplit is built by JFDV Labs, an independent studio. Made with care, no ads and no dark patterns. Support, requests or reports: jfdvlabs@gmail.com.