IOU vs SpottedFlips
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
IOU
Create professional agreements and manage payments effortlessly. Draft documents using AI, e-sign, and track invoices and due dates in one organized platform. Secure sign-in ensures your data is protected.
- AI-powered agreement drafting
- E-signature functionality
- Payment and invoice management
- Due date reminders
- Dispute tracking
- Secure sign-in
Read full descriptionHide full description
IOU helps you create clear, professional agreements and keep payments on schedule, without the back‑and‑forth. Draft with AI in chat or voice using ready‑made templates, then e‑sign, export to PDF, and manage invoices, due dates, and reminders in one place. Powerful search, dispute tracking, and a built‑in assistant keep everything organized, with secure sign‑in via Apple or Google. Terms of Use: https://ioumarker.com/legal#terms Privacy Policy: https://ioumarker.com/legal#privacy Apple Standard EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
SpottedFlips
Discover hidden clearance deals at major retailers before others do. Receive push alerts for new deals in your area and get aisle locations to find items quickly. Calculate profit potential and list items on eBay directly from the app.
- Clearance deal discovery
- Push alerts for local deals
- Aisle location information
- eBay comps and profit calculation
- One-tap eBay listing
- Save money or flip for profit
Read full descriptionHide full description
Find penny deals and hidden clearance at Home Depot, Target, Lowe's, Walmart, and more — before anyone else. Spotted scans thousands of stores and alerts you when clearance and penny markdowns drop near you. Penny deals and deep clearance at stores near you Push alerts when new markdowns drop in your area Live stock checks so you know it's on the shelf eBay comps and profit per unit Aisle locations so you grab it first Hunt penny deals, flip clearance for profit, or save on everyday items. Your call. $24.99/month after 7-day free trial. Cancel anytime. Terms: https://spottedflips.com/terms Privacy: https://spottedflips.com/privacy
Screenshots
Verdict
IOU and SpottedFlips both sit at 5.0 stars, but that hides the real split: 100% of SpottedFlips's written reviews are positive against 83% of IOU's. IOU's advantage is monetization model (ad-supported vs free with in-app purchases). On price, rating, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. IOU sells 1 in-app purchase, starting at $9.99 per month and SpottedFlips sells 5 in-app purchases, starting at $4.99 per 7 days. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 5.0 for IOU against 4.9 for SpottedFlips. Both are backed by a comparable volume of ratings — 8 and 9 respectively. Written reviews are what separate them: 83% of IOU's written reviews are positive against 100% of SpottedFlips's.
IOU ships an update every 5 days, SpottedFlips every 4 days. The most recent releases landed on October 14, 2026 and October 17, 2026 respectively.
| Parameter | IOU | SpottedFlips |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (8 ratings) — better | 4.9 (9 ratings) |
| Positive reviews | 83.3% of reviews | 100.0% of reviews — better |
| Number of ratings | 8 | 9 — better |
| Update frequency | Every 5 days | Every 4 days — better |
| Ads | Yes | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Ad-supported — better | Free with in-app purchases |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 18.4 | 17.0 — better |
| Further details — not scored | ||
| Size | 149 MB | 67 MB |
| Age rating | 17+ | 4+ |
| Developer | IOU Marker | MealSlash LLC |
Customer experience
IOU
SpottedFlips
In-app purchases
IOU
- IOU Pro$9.991 Month
SpottedFlips
- Penny Hunter$4.997 Days
- SpottedFlips Pro$9.991 Month
- SpottedFlips Pro Monthly3 Days trial$24.991 Month
Show 2 moreShow fewer
- SpottedFlips Pro7 Days trial$24.991 Month
- SpottedFlips Pro$149.991 Year
