Simple Budget vs Expense Tracker

Simple Budget is a private expense tracker and budget planner that works completely offline — no bank login, no signup, nothing to connect. Add an expense, log your income, and see exactly where your money goes. If you've tried a budgeting app that wanted your bank password before you'd even set a budget, Simple Budget is the alternative: every number comes from you, stored on your device, not pulled from a linked account. WHAT'S INSIDE • Expense & income tracking, with a real-time balance by day, week or month • A budget planner with overspend alerts, so you know before you go over • Bills & recurring payments, with start and end dates — mark each one paid or pending • A two-year calendar view of every expense and bill • Weekly and monthly reports with a top-5 category pie chart, plus 5 monthly spending insights • Savings goals and a debt tracker, so paying things off feels like progress, not guesswork • Custom categories, duplicate-in-one-tap entries, search and export • Free cloud backup and restore • Daily and weekly reminders, dark mode, and 9 in-app languages (English, Spanish, French, German, Korean, Japanese, Portuguese, Chinese, Hindi) WHO IT'S FOR Students working with a fixed allowance. Freelancers whose income changes every month. Households and couples splitting bills who want one clear picture instead of two separate mental tallies. Anyone who'd rather type in a number than link a bank account to a stranger's server. FREE TO USE, WITH OPTIONAL PREMIUM Simple Budget is free to use, supported by ads, with a generous free plan that covers every core feature — expense tracking, budgets, bills, reports, savings goals and the debt tracker included. Premium (monthly subscription or a one-time lifetime purchase) removes ads, unlocks unlimited accounts and budgets, and adds extra spending insights. There's no requirement to upgrade to use the app for real budgeting. THE PRIVACY PART Simple Budget doesn't ask for a bank login, and it works fully offline — your expenses and budgets live on your device. The app does show ads and, if you choose to back up or restore your data, that data is linked to your account so it can be restored later; our full privacy details are in the App Privacy section below. Download Simple Budget and set up your first budget in under a minute. Please find our Terms of Use, Privacy Policy and Support Centre links below. Terms of use: https://simplebudget.online/apps/terms/simplebudget/ Privacy Policy: https://simplebudget.online/policysimplebudget/ Help Centre: https://simplebudget.online/apps/support/simplebudget/

Track expenses, understand emotions, and build better money habits with Mindspend. It's the mindful expense tracker and spending journal that helps you see the why behind every purchase. Go beyond the numbers. Discover the feelings, spending habits, and triggers that shape how you spend, and take control of your financial wellness journey. YOUR SPENDING TELLS A STORY Every purchase carries more than a price tag. Mindspend works as your personal spending diary and money mood tracker, helping you understand: Where your money goes, and whether your spending habits align with your values How each purchase makes you feel, turning expense tracking into emotional awareness What triggers your spending decisions, from stress and boredom to social pressure KEY FEATURES • Emotion Tracking: Rate how each expense feels. Spot patterns between your mood and your spending over time. Think of it as a mood journal for your money. • Spending Triggers: Identify what nudges you toward impulse spending. Is it stress? Boredom? Social pressure? Awareness is the first step to breaking impulse buying habits. • Smart Buckets: Organize spending into meaningful categories that reflect your values and priorities. A smarter way to budget without the rigidity of traditional budgeting apps. • Weekly Focus Goals: Set intentions for the week ahead and track your progress toward mindful spending and saving. • Beautiful Insights: Visual analytics that reveal your spending patterns, emotional trends, and money habits at a glance. • Cloud Sync: Your expense journal stays safe and syncs across devices. BUILT FOR AWARENESS, NOT JUDGMENT Mindspend takes a gentle, non-judgmental approach to money management and budgeting. No guilt, no shame. Just awareness and understanding. When you know why you spend, you can choose how to spend. A MINDFUL APPROACH TO BUDGETING Traditional budget apps only track numbers. Mindspend connects your emotional spending patterns to your financial decisions. Log expenses, track your mood, and build the mindful money habits that last. START YOUR JOURNEY Whether you're looking to curb impulse purchases, understand emotional buying, or just be more intentional with your budget, Mindspend is your companion on the path to financial mindfulness. Download now and discover a new relationship with your money. SUBSCRIPTION INFORMATION Some features require a subscription. Subscription options available: • Monthly: $4.99/month • Yearly: $39.99/year Payment will be charged to your Apple ID account at confirmation of purchase. Subscription automatically renews unless canceled at least 24 hours before the end of the current period. You can manage and cancel subscriptions in your Account Settings on the App Store. Terms of Use: https://mindspend.app/terms