Comparison

FitBudget vs Budget Planner

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FitBudget

This app helps you manage your money with a privacy-focused, zero-based budgeting approach. Track expenses, set savings goals, and gain insights into your spending habits. It offers a free version for manual budgeting and a Pro version with advanced features.

Highlights
  • Zero-based budgeting
  • Private, on-device encryption
  • Clear expense tracking
  • Savings goals
  • Offline functionality
  • Bank linking (Pro)
  • Smart spending insights (Pro)
Features
Read full description

Tired of wondering where your money goes? FitBudget is a private budget planner and expense tracker built around zero-based budgeting. Plan your income, track spending, and give every dollar a job before it is gone. Budget manually with no account, no ads, and no cloud storage required. FitBudget is designed for people who want a simple, private way to manage money without handing over more personal data than necessary. PRIVACY-FIRST BUDGETING Your budget data stays encrypted on your device with AES-256. Manual budgeting works fully offline, so you can start planning without creating an account. Bank linking is optional with FitBudget Pro and is available through Plaid in the US and Canada. WHY CHOOSE FITBUDGET? • Zero-based budgeting: Plan every dollar intentionally with a clean setup for beginners and experienced budgeters. • Expense tracking: Create categories for housing, food, transportation, bills, debt, savings, and more. • Savings goals: Track debt payoff, vacations, emergency funds, or long-term savings with simple visual progress. • Private by design: Use the free manual budgeting tools without ads, accounts, or cloud storage. • Free forever basics: Start budgeting manually without a subscription. FITBUDGET PRO FitBudget Pro adds optional automation and insights for users who want faster tracking and deeper spending visibility. $4.99 per month or $49.99 per year with a 7-day free trial. • Bank linking via Plaid: Securely sync transactions and detect recurring payments in the US and Canada. • Smart insights: Understand spending patterns and improve habits using zero-based budgeting principles. • Recurring transaction tracking: Track bills and subscriptions to simplify planning. • Deeper analytics: View charts, trends, and category insights for better financial awareness. BUILT FOR SIMPLE, PRIVATE BUDGETING FitBudget was built by a Marine veteran dad who turned a budgeting notebook into an app to help people budget simply and securely. Start building better money habits today. NOTES The free version includes everything needed for manual budgeting. FitBudget Pro adds optional automation and insights. Subscriptions renew automatically unless canceled. Manage subscriptions in the App Store. Prices are in USD and may vary by region. Privacy Policy: https://fitfinancedad.com/fitbudget-privacy-policy/ Terms of Use: https://fitfinancedad.com/fitbudget-terms-of-service/

About

Budget Planner

Features
Read full description

Take control of your finances with Budget Planner, the simple, powerful way to manage your money. Track every expense, manage bills, monitor income, and set savings goals, all in one beautifully designed app. EXPENSES • Add expenses manually or import from Apple Card • Organize by category with smart auto-categorization • View daily spending on an interactive calendar • Export your data as CSV anytime BILLS & REMINDERS • Track recurring bills with due dates • See what's paid, upcoming, or overdue at a glance • Never miss a payment INCOME TRACKING • Log all income sources — salary, freelance, dividends • See your complete financial picture SAVINGS GOALS • Set goals with target amounts and deadlines • Track your progress visually DASHBOARD & ANALYTICS • Monthly spending overview with charts and trends • Spending by category breakdown • Income vs. expense comparison • Budget limits per category with alerts DESIGNED FOR YOU • Clean, modern interface • Light and Dark themes • App Lock with Face ID for privacy • Works offline — your data stays on your device • Widgets for your Home Screen Go Pro to unlock Dashboard, Analytics, Income tracking, App Lock, and Dark theme. Free users enjoy full access to Expenses and Bills. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Start budgeting smarter today.

Screenshots

FitBudget4 screens
Budget Planner4 screens

Verdict

The call

The clearest difference is iOS requirement: FitBudget at 16.0 against Budget Planner's 18.0. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. FitBudget sells 2 in-app purchases, starting at $4.99 per month and Budget Planner sells 2 in-app purchases, starting at $9.99 per year. Whichever you choose, the download price is not the number that matters.

Scorecard1 real difference · 9 level
FitBudget versus Budget Planner: the parameters behind the verdict, then further details
ParameterFitBudgetBudget Planner
PriceFreeFree
Rating5.0 (5 ratings) — better
Positive reviews100.0% of reviews
Number of ratings5 — better
Update frequencyWeekly
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.0 — better18.0
Further details — not scored
Size78 MB16 MB
Age rating4+4+
DeveloperFitFinanceDad LLCConnectivAI

In-app purchases

2 purchases

FitBudget

Subscriptions2
  • FitBudget Pro Monthly7 Days trial$4.991 Month
  • FitBudget Pro Yearly7 Days trial$49.991 Year
2 purchases

Budget Planner

Subscriptions1
  • Yearly Premium$9.991 Year
One-time1
  • Lifetime Access$19.99

Questions

Is FitBudget free?
FitBudget is free to download, with in-app purchases available.
Is Budget Planner free?
Budget Planner is free to download, with in-app purchases available.
Do FitBudget or Budget Planner have ads?
Neither FitBudget nor Budget Planner shows ads.

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