Comparison

Monqly vs Subscription Tracker for Bills

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Monqly

Features
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Monqly shows you how much money leaves your account every month. Add your subscriptions, bills, loan installments (EMI), insurance, SIPs and savings once. Monqly adds them up into one clear monthly total, so you know your fixed costs before the month starts. WHAT YOU CAN DO • See all your fixed monthly payments in one total • Sort entries into subscriptions, bills, installments, investments, savings and insurance • Spot your largest expense and your highest spending category • See where your money goes with category charts • Tag each payment with how you pay: credit card, debit card, UPI, cash, digital wallet, bank transfer, or your own custom tags • Filter by payment method and sort by name or amount • Use any currency • Switch between 8 languages: English, Spanish, Portuguese, German, Japanese, Turkish, Chinese and Hindi PRIVATE BY DESIGN No account and no bank login. Your entries stay on your device and sync through your own iCloud. FREE No ads. Add your payments and see your month in seconds.

About

Subscription Tracker for Bills

Read full description

Take control of your finances with a clean and powerful app for tracking expenses, managing subscriptions, monitoring investments, and staying organized. The app makes budgeting simple, visual, and stress-free. Expenses, Income, and Investments Add transactions and investments quickly. Categorize, add notes, and mark recurring items with one tap. The app groups everything by category and month so you can see spending patterns and investment performance at a glance. Bills and Subscriptions Set reminders for recurring bills and renewals. Choose custom notification times and sounds. When a related transaction is deleted, reminders update automatically. AI Assistant Ask questions and receive insights about your spending, budget, or investments. The AI highlights trends, summarizes your month, and helps you make smarter financial decisions. Analytics and Reports View clear charts for category distribution, monthly trends, comparisons, and investment summaries. Identify top expenses, recurring costs, and performance changes over time. CSV and PDF Export Export all transactions (including investments and subscriptions) as CSV or PDF for backup, accounting, or sharing. Clean Interface and Customization Automatic Light/Dark Mode, adaptable colors, customizable categories, currencies, and notification settings. Private by Design There is no account to create: the app uses your own iCloud, so your data syncs privately between your devices. The AI assistant is the one exception: the question you ask, and the figures needed to answer it, are sent to the AI service. Key Features: • Fast tracking for expenses, income, and investments • Smart bill and subscription reminders • AI-powered insights • Clear analytics and visual reports • CSV/PDF export • Multi-currency support • Full Dark Mode • Local-only data storage Subscription Terms: Your iTunes account is charged 24 hours before renewal unless auto-renew is disabled. Manage your subscription in account settings. Unused trial portions are forfeited upon purchase. Cancel subscription: support.apple.com/en-us/HT202039 Terms of Use: click2.app/flowup-terms-of-use Privacy Policy: click2.app/flowup-privacy-policy Apple EULA: apple.com/legal/internet-services/itunes/dev/stdeula

Screenshots

Monqly4 screens
Subscription Tracker for Bills4 screens

Verdict

The call

The clearest difference is in-app purchases: Monqly at none against Subscription Tracker for Bills's 3. Subscription Tracker for Bills's advantage is update cadence (fortnightly vs every 5 weeks). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Subscription Tracker for Bills sells 3 in-app purchases, starting at $4.99 per month. Monqly asks for nothing beyond the download.

UpkeepUpdate frequency

Monqly ships an update every 5 weeks, Subscription Tracker for Bills fortnightly. The most recent releases landed on November 5, 2026 and October 30, 2026 respectively.

Scorecard2 real differences Ā· 4 level
Monqly versus Subscription Tracker for Bills: the parameters behind the verdict, then further details
ParameterMonqlySubscription Tracker for Bills
PriceFreeFree
Update frequencyEvery 5 weeksFortnightly — better
AdsNoNo
In-app purchasesNo — betterYes
DevicesiPhone, iPad — betteriPhone
Requires iOS18.018
Further details — not scored
Size13 MB12 MB
Age rating4+4+
DeveloperKumar ShwaitMustafa Kenan Atmaca

In-app purchases

None

Monqly

No in-app purchases

3 purchases

Subscription Tracker for Bills

Subscriptions2
  • Monthly Pro$4.991 Month
  • Yearly Pro3 Days trial$34.991 Year
One-time1
  • Lifetime$99.99

Questions

Is Monqly free?
Monqly is free to download, with no in-app purchases.
Is Subscription Tracker for Bills free?
Subscription Tracker for Bills is free to download, with in-app purchases available.
Do Monqly or Subscription Tracker for Bills have ads?
Neither Monqly nor Subscription Tracker for Bills shows ads.
Which is updated more often, Monqly or Subscription Tracker for Bills?
Monqly ships an update every 5 weeks, and Subscription Tracker for Bills fortnightly. Most recently, Monqly was updated on November 5, 2026 and Subscription Tracker for Bills on October 30, 2026.

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