Split Expenses vs Moni Lover
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Split Expenses
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Split expenses with friends, roommates and family — no signup required. No account, no third-party servers: your sheets sync through your own iCloud and your data stays yours. Apple confirms it: "Data Not Collected". Create a sheet, add people and log expenses. The app works out the balances automatically and tells you exactly who owes whom. PERFECT FOR • Group trips and vacations • Roommates and household bills • Dinners, nights out and shared gifts • Families who want to know what a trip really cost FEATURES • Shared sheets via iCloud — invite anyone with a link • Live balances, updated with every expense • Settle-up suggestions: who pays whom, and how much • Categories: groceries, transport, restaurants and more • Statistics: total, average per person, spending by category • Multi-currency with custom exchange rates • Export a PDF summary to share • Settle up and start fresh without losing your history • Home Screen widget to see your balance at a glance Simple, private, no ads.
Moni Lover
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Moni Lover: Smart Budgeting & Daily Expense Tracker Do you find it difficult to calculate exactly how much you can afford to spend each day? Let MoniLover do the math for you! Built with a philosophy of simplicity and security, MoniLover is more than just a ledger—it is a personal assistant that automatically balances your daily budget. [ WHAT MAKES MONILOVER UNIQUE? ] Automatic Daily Limits: Simply enter your total monthly budget, and the app instantly calculates your daily spending limit. Smart Roll-Over Feature: Spend less today, enjoy more tomorrow! Any leftover money from today is automatically added to tomorrow's budget, helping you stay on track without feeling restricted. Flexible Start Dates: You don't have to start on the 1st of the month. Choose any date that fits your salary cycle or personal preference. [ KEY FEATURES ] Lightning-Fast Entry: Log expenses in seconds. Create a custom list of frequent spending categories to make selection even faster for future entries. Detailed History: Track your total spending by day and month with a minimalist interface that clearly shows the exact date and time of each transaction. Flexible Management: Easily edit or delete incorrect entries. Save your favorite budget templates to a list for quick setup in the following months. Export to Excel: Need a deeper analysis? Export your entire spending history to a professional Excel file with just one tap. [ OUR "TRIPLE NO" COMMITMENT ] NO Ads: Enjoy a clean, distraction-free experience while managing your finances. NO Data Collection: We value your privacy. All your financial data stays locally on your device—completely safe, secure, and private. NO Hidden Fees (100% FREE): Download once, use forever. No locked features, no "Pro" subscriptions. You get full access to every feature from day one. Simple, secure, and incredibly effective – Download Moni Lover today and master your money the smart way!
Screenshots
Verdict
The clearest difference is update cadence: Split Expenses at every 4 days against Moni Lover's monthly. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Split Expenses ships an update every 4 days, Moni Lover monthly. The most recent releases landed on October 24, 2026 and October 13, 2026 respectively.
| Parameter | Split Expenses | Moni Lover |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 4 days — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone | iPhone |
| Requires iOS | 16.6 | 16.6 |
| Further details — not scored | ||
| Size | 6 MB | 3 MB |
| Age rating | 4+ | 4+ |
| Developer | Marco Lagana | Duy Tran |
In-app purchases
Split Expenses
No in-app purchases
Moni Lover
No in-app purchases









