Comparison

Split Expenses vs Moni Lover

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Split Expenses

Read full description

Split expenses with friends, roommates and family — no signup required. No account, no third-party servers: your sheets sync through your own iCloud and your data stays yours. Apple confirms it: "Data Not Collected". Create a sheet, add people and log expenses. The app works out the balances automatically and tells you exactly who owes whom. PERFECT FOR • Group trips and vacations • Roommates and household bills • Dinners, nights out and shared gifts • Families who want to know what a trip really cost FEATURES • Shared sheets via iCloud — invite anyone with a link • Live balances, updated with every expense • Settle-up suggestions: who pays whom, and how much • Categories: groceries, transport, restaurants and more • Statistics: total, average per person, spending by category • Multi-currency with custom exchange rates • Export a PDF summary to share • Settle up and start fresh without losing your history • Home Screen widget to see your balance at a glance Simple, private, no ads.

About

Moni Lover

Features
Read full description

Moni Lover: Smart Budgeting & Daily Expense Tracker Do you find it difficult to calculate exactly how much you can afford to spend each day? Let MoniLover do the math for you! Built with a philosophy of simplicity and security, MoniLover is more than just a ledger—it is a personal assistant that automatically balances your daily budget. [ WHAT MAKES MONILOVER UNIQUE? ] Automatic Daily Limits: Simply enter your total monthly budget, and the app instantly calculates your daily spending limit. Smart Roll-Over Feature: Spend less today, enjoy more tomorrow! Any leftover money from today is automatically added to tomorrow's budget, helping you stay on track without feeling restricted. Flexible Start Dates: You don't have to start on the 1st of the month. Choose any date that fits your salary cycle or personal preference. [ KEY FEATURES ] Lightning-Fast Entry: Log expenses in seconds. Create a custom list of frequent spending categories to make selection even faster for future entries. Detailed History: Track your total spending by day and month with a minimalist interface that clearly shows the exact date and time of each transaction. Flexible Management: Easily edit or delete incorrect entries. Save your favorite budget templates to a list for quick setup in the following months. Export to Excel: Need a deeper analysis? Export your entire spending history to a professional Excel file with just one tap. [ OUR "TRIPLE NO" COMMITMENT ] NO Ads: Enjoy a clean, distraction-free experience while managing your finances. NO Data Collection: We value your privacy. All your financial data stays locally on your device—completely safe, secure, and private. NO Hidden Fees (100% FREE): Download once, use forever. No locked features, no "Pro" subscriptions. You get full access to every feature from day one. Simple, secure, and incredibly effective – Download Moni Lover today and master your money the smart way!

Screenshots

Split Expenses4 screens
Moni Lover4 screens

Verdict

The call

The clearest difference is update cadence: Split Expenses at every 4 days against Moni Lover's monthly. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Split Expenses ships an update every 4 days, Moni Lover monthly. The most recent releases landed on October 24, 2026 and October 13, 2026 respectively.

Scorecard1 real difference · 5 level
Split Expenses versus Moni Lover: the parameters behind the verdict, then further details
ParameterSplit ExpensesMoni Lover
PriceFreeFree
Update frequencyEvery 4 days — betterMonthly
AdsNoNo
In-app purchasesNoNo
DevicesiPhoneiPhone
Requires iOS16.616.6
Further details — not scored
Size6 MB3 MB
Age rating4+4+
DeveloperMarco LaganaDuy Tran

In-app purchases

None

Split Expenses

No in-app purchases

None

Moni Lover

No in-app purchases

Questions

Is Split Expenses free?
Split Expenses is free to download, with no in-app purchases.
Is Moni Lover free?
Moni Lover is free to download, with no in-app purchases.
Do Split Expenses or Moni Lover have ads?
Neither Split Expenses nor Moni Lover shows ads.
Which is updated more often, Split Expenses or Moni Lover?
Split Expenses ships an update every 4 days, and Moni Lover monthly. Most recently, Split Expenses was updated on October 24, 2026 and Moni Lover on October 13, 2026.

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