Savings Challenge vs Payday Timer
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Savings Challenge
This app helps you achieve your financial goals through interactive and customizable savings challenges. Track your progress visually, enjoy rewarding animations, and manage multiple savings plans simultaneously. It's designed to make saving money engaging and tailored to your personal style.
- Flexible savings challenges (52 Week, 100 Envelopes, Custom)
- Visual progress tracking with animations
- Multiple goal management
- Customizable color themes
- Intelligent amount structuring options
- Whole dollar savings
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Transform your savings dreams into reality with Savvy Goals – the ultimate flexible savings app that makes achieving any financial target interactive, satisfying, and perfectly tailored to your style! Choose Your Savings Adventure - 52 Week Challenge: Build momentum with incremental weekly savings - 100 Envelopes Challenge: Make saving exciting with randomized amounts - Custom Challenges: Create your own personalized savings plan with any target amount and timeline Interactive & Rewarding Experience - Visual Progress Tracking: Watch colorful cards fill up as you save - Satisfying Animations: Enjoy "Pulse & Pop" effects with every tap - Haptic Feedback: Feel rewarded with each savings milestone - Color Customization: Personalize your progress with your favorite colors Intelligent Amount Structuring - Sequential Order: Start small and build momentum - Reverse Order: Tackle bigger amounts when motivation is high - Random Distribution: Add excitement to your savings routine - Even Distribution: Maintain steady, consistent contributions Smart Financial Management - Multiple Goal Tracking: Manage several savings challenges simultaneously - Grand Total Overview: See your complete savings progress at a glance - Whole Dollar Amounts: No more awkward pennies – save in clean dollar amounts - Progress Filtering: View all, started, or completed challenges Perfect For: - Major Life Goals: Down payments, emergency funds, debt payoff - Dream Vacations: Travel funds and experience savings - Gadgets & Hobbies: Electronics, equipment, and personal interests - Building Habits: Consistent saving routines and financial discipline Whether you're a savings beginner or managing multiple financial objectives, Savvy Goals adapts to your life, your goals, and your saving style. Stop just dreaming about your goals – start achieving them today! If there are questions, please contact us at support@eastfrisiallc.com Privacy Policy: https://www.eastfrisiallc.com/privacy-savingschallenges Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Payday Timer
Easily track your upcoming paychecks with a clear countdown to your next payday. Monitor earnings from multiple jobs, mark payments as received, and view detailed income history and statistics. All your paycheck information in one straightforward, ad-free app.
- Paycheck countdown with amount and date
- Track multiple income sources
- Mark paychecks as paid
- View paycheck history
- Earnings statistics and projections
- Income graphs by source and time
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Payday Timer is the simplest way to count down to your next paycheck. Track every job, mark paychecks as paid, see your earnings grow, and know exactly when payday hits — all in one clean, straightforward app. No accounts. No ads. No bank syncing. Just the paycheck countdown you want. PAYCHECK COUNTDOWN Your next payday sits front and center with a clean day count, the paycheck amount, and the exact date you'll be paid. Add a second job, a side hustle, or any recurring income source and every paycheck shows up on the same screen in order of whoever's paid next. Weekly, biweekly, semi-monthly, or monthly — Payday Timer handles every pay schedule. PAID EARLY, ON TIME, OR LATE Every paycheck gets tagged based on when it actually hit versus when it was scheduled. See at a glance which jobs pay early, which pay on time, and which pay late. No other paycheck tracker gives you this level of insight into your income patterns. MARK AS PAID When a paycheck comes in, tap Mark as Paid and Payday Timer logs the date and rolls forward to your next one. Tap by mistake? One-tap undo. PAYCHECK HISTORY Every paycheck you mark as paid is saved to the History tab with the date, amount, source, and on-time status. Look back at any time to see what you've been paid, when, and from which job. EARNINGS STATS The Stats tab gives you a full picture of your income: year-to-date earnings, this month's total, paid-in-month tracking, projected yearly earnings based on your pay schedule, paycheck progress for the year, and a preview of your next three paydays. Every number you need to understand your income, in one scroll. INCOME GRAPHS The Graphs tab visualizes your earnings three ways: cumulative earnings with actual versus projected trajectory, monthly income by month, and income by source so you can see how each job contributes to your total. Watch your yearly earnings add up in real time. THE TOOLKIT Payday Timer works great on its own — and even better alongside our full suite of finance tools. Jump into Rent Due Timer to stay ahead of rent, BridgeBudget to manage your monthly finances, Split My Paycheck to divide your income into clear categories, and Pay Next to stay on top of every bill. DESIGNED FOR REAL PEOPLE No ads. No accounts. No bank logins. No subscriptions. Your data stays on your device. Whether you're counting down to your first paycheck, tracking hourly wages across multiple jobs, or watching your salary add up through the year, Payday Timer gives you the clearest view of when you're getting paid and how much. Download Payday Timer today and start counting down to your next paycheck.
Screenshots
Verdict
The clearest difference is in-app purchases: Payday Timer at none against Savings Challenge's 5. Payday Timer also leads on rating (5.0 vs 4.8). Savings Challenge's advantage is ratings volume (128 vs 3) and device support (3 vs 1). On price, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Savings Challenge sells 5 in-app purchases, starting at $3.99 per 7 days. Payday Timer asks for nothing beyond the download.
Payday Timer holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Savings Challenge has 128 ratings behind it against 3, so its average is the more settled of the two.
Savings Challenge ships an update every 2 months, Payday Timer every 3 months. The most recent releases landed on November 8, 2026 and October 31, 2026 respectively.
| Parameter | Savings Challenge | Payday Timer |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (128 ratings) | 5.0 (3 ratings) — better |
| Positive reviews | 70.0% of reviews | — |
| Number of ratings | 128 — better | 3 |
| Update frequency | Every 2 months — better | Every 3 months |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 14.0.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 56 MB | 7 MB |
| Age rating | 4+ | 4+ |
| Developer | East Frisia LLC | Jonathan Burks |
Customer experience
Savings Challenge
Payday Timer
In-app purchases
Savings Challenge
- Premium - Weekly$3.997 Days
- Premium - Yearly Discount$9.991 Year
- Premium - Monthly$9.991 Month
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- Premium - Yearly3 Days trial$19.991 Year
- Premium - LifetimeFree
Payday Timer
No in-app purchases
Questions
Is Savings Challenge free?
Is Payday Timer free?
Which has better reviews, Savings Challenge or Payday Timer?
Do Savings Challenge or Payday Timer have ads?
Which is updated more often, Savings Challenge or Payday Timer?
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