Comparison

Zed 360 vs HakiTume Sacco

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Zed 360

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Transform Your Business with Zed 360 Zed 360 is the all-in-one business management platform that connects everything your business needs in a single, powerful app. Complete Business Management: Inventory Management - Real-time stock tracking with automatic low stock alerts and sales forecasting Invoicing - Generate professional invoices instantly Payment Processing - Accept and make payments with mobile, card, and online options Supplier Management - Pay suppliers and track payables effortlessly Point of Sale (POS) - Process in-store transactions seamlessly eCommerce - Manage your online store Full Accounting - Automated reconciliation with complete financial reports Automated Accounting: Say goodbye to manual reconciliation. Zed 360 automatically manages your receivables and payables, generating comprehensive financial reports including: Journals Trial Balance Cash Flow Statements Profit & Loss Statements Balance Sheets Real-Time Inventory Control: Instant visibility into stock levels Automatic low stock alerts Sales forecasting based on trends Smart reordering recommendations No More Reconciliation Headaches Zed 360 connects all aspects of your business, eliminating the need for manual reconciliation and giving you complete financial control. Perfect for All Business Types: Whether you run retail, FMCG, schools, transport, or any other business, Zed 360 adapts to your needs with industry-specific solutions. Get started today and experience seamless business management.

About

HakiTume Sacco

Features
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Haki Tume Sacco is a secure digital platform for registered members of a Kenyan Savings and Credit Cooperative (SACCO). Members can manage contributions, view balances and statements, receive dividends, and apply for loans under clear and transparent terms, in accordance with SACCO bylaws and Kenyan regulations. Loan Products All loans include full APR disclosure, fees, repayment schedules, monthly payment examples, eligibility requirements, and in-app support. Development Loan Up to 3 times member contributions 12 percent APR, up to 60 months Example: KSh 1,944 per month on KSh 100,000 over 60 months Guarantor required Emergency Loan Up to KSh 200,000 12 percent APR, 12 months Example: KSh 8,885 per month on KSh 100,000 Same day approval for eligible members School Fees Loan Up to KSh 100,000 12 percent APR, 12 months Paid directly to the institution Early repayment is allowed with no penalties. Late payment terms and all fees are disclosed in app. Account and Governance Real time balance and statement access Dividend payments after AGM approval Secure authentication and encrypted data Member only access Operates under Kenyan cooperative law with independent audits and elected leadership This app is available only to approved SACCO members.

Screenshots

Zed 3604 screens
HakiTume Sacco4 screens

Verdict

The call

The clearest difference is update cadence: HakiTume Sacco at every 5 days against Zed 360's every 2 weeks. HakiTume Sacco also leads on device support (3 vs 1) and iOS requirement (15.0 vs 17.6). On price, ads and in-app purchases there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Zed 360 ships an update every 2 weeks, HakiTume Sacco every 5 days. The most recent releases landed on September 9, 2026 and September 6, 2026 respectively.

Scorecard3 real differences ยท 3 level
Zed 360 versus HakiTume Sacco: the parameters behind the verdict, then further details
ParameterZed 360HakiTume Sacco
PriceFreeFree
Update frequencyEvery 2 weeksEvery 5 days โ€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhoneiPhone, iPad, iPod โ€” better
Requires iOS17.615.0 โ€” better
Further details โ€” not scored
Size28 MB127 MB
Age rating4+17+
DeveloperRiverBank Solutions LtdHaki Tume Sacco

In-app purchases

None

Zed 360

No in-app purchases

None

HakiTume Sacco

No in-app purchases

Questions

Is Zed 360 free?
Zed 360 is free to download, with no in-app purchases.
Is HakiTume Sacco free?
HakiTume Sacco is free to download, with no in-app purchases.
Do Zed 360 or HakiTume Sacco have ads?
Neither Zed 360 nor HakiTume Sacco shows ads.
Which is updated more often, Zed 360 or HakiTume Sacco?
Zed 360 ships an update every 2 weeks, and HakiTume Sacco every 5 days. Most recently, Zed 360 was updated on September 9, 2026 and HakiTume Sacco on September 6, 2026.

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