Comparison

Spending Tracker vs Moondane

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spending Tracker

This privacy-focused personal finance manager helps you track expenses, manage budgets, and monitor cash flow with a clean, distraction-free design. It offers features like multi-currency support, offline functionality, and Apple Pay automation for effortless money management.

Highlights
  • Expense logging and categorization
  • Multi-currency tracking
  • Offline functionality
  • Apple Pay automation
  • Budget creation and monitoring
  • Multiple account management
Features
Read full description

Spending Tracker: Cash Counter The simple, privacy-focused personal finance manager. Track expenses, manage cash flow, and take control of your money with ease. Spending Tracker: Cash Counter is your all-in-one app for smarter money management. Quickly log expenses, organize budgets, and monitor your financial habits – all in a clean, distraction-free design. Smarter Expense Tracking - Log your spending in seconds and categorize it for deeper insights - Supports multi-currency tracking with secure iCloud sync - Works offline to keep your data private and accessible anytime - Apple Pay Automation Automatically record Apple Pay purchases to save time and keep your cash counter accurate Budgeting Made Easy - Create budgets and monitor your progress with clear charts and summaries - Understand your spending habits and make smarter financial choices Manage Multiple Accounts - Track cash, cards, and wallets in one place - Transfer between accounts and stay organized effortlessly Your Privacy Matters - No sign-up - No ads - No tracking Your data stays safe and under your control Your Money, Simplified Whether you’re planning a budget, tracking daily expenses, or managing cash flow, Spending Tracker: Cash Counter makes personal finance stress-free. Download now and start managing your finances with confidence. This app is licensed under Apple’s Standard End User License Agreement (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Moondane

Read full description

Moondane is a simple, privacy-first expense tracker that makes it effortless to log what you spend, and finally see where your money goes. No bank login. No account required. Nothing leaves your phone. SIMPLE Add an expense in seconds. Amount, date, category, done. No setup wizard, no learning curve, no ads. SIRI Say "Log an expense in Moondane" and Siri writes it down without opening the app. Siri asks for the amount and the category, then shows you the expense it saved. You can undo it. SHORTCUTS Every Siri action is a Shortcuts action too. Put Log Expense on your Lock Screen, on the Action button, or inside a shortcut of your own. Quick Log reads one dictated sentence, so "12 on groceries yesterday" is a whole expense. On a device with Apple Intelligence the sentence is read on the device itself. CLEAR A monthly breakdown chart shows which categories are eating your income. Compare this month against your 12-month average to see whether you are drifting. BUDGETS Set a budget for any category over any period, a month, a quarter, a year, and Moondane tells you when you are heading over. SUBSCRIPTIONS Track recurring payments in one place and spot the streaming services you stopped using months ago. TAGS Tag expenses across categories to answer questions like "how much did that trip actually cost?" WIDGETS Keep daily and monthly spending on your Home Screen and Lock Screen. READY FOR iOS 27 Built on the newest system frameworks, with a transactions list that stays live while you edit. Moondane runs on iPhone and iPad, at any window size. PRIVATE BY DESIGN Your data is stored on your device and synced through your own iCloud account using Apple's secure framework. It does not count against your iCloud storage. No servers, no logins, no tracking, nothing to sell. Works fully offline. YOUR DATA STAYS YOURS Import from CSV and export any time, in a format you can open anywhere. No lock-in. Moondane is free to use. Premium unlocks budgets, tags and the recurring transactions view. Learn more: https://moondane.app Terms of Use: https://moondane.app/terms-of-service Privacy Policy: https://moondane.app/privacy-policy

Screenshots

Spending Tracker4 screens
Moondane4 screens

Verdict

The call

The clearest difference is iOS requirement: Spending Tracker at 18.0 against Moondane's 26.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spending Tracker sells 2 in-app purchases, starting at $2.99 per 7 days and Moondane sells 4 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Spending Tracker ships an update every 10 days, Moondane every 8 days. The most recent releases landed on September 11, 2026 and September 21, 2026 respectively.

Scorecard1 real difference · 8 level
Spending Tracker versus Moondane: the parameters behind the verdict, then further details
ParameterSpending TrackerMoondane
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 10 daysEvery 8 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhoneiPhone, iPad — better
Requires iOS18.0 — better26.0
Further details — not scored
Size11 MB27 MB
Age rating4++4
DeveloperAitolkyn AbdulvakhapovaAlex Popa

In-app purchases

2 purchases

Spending Tracker

Subscriptions2
  • Weekly Plan3 Days trial$2.997 Days
  • Yearly Plan$19.991 Year
4 purchases

Moondane

Subscriptions2
  • Monthly Premium$2.991 Month
  • Yearly Premium7 Days trial$19.991 Year
One-time2
  • Lifetime Plus$29.99
  • Lifetime Plus$49.49

Questions

Is Spending Tracker free?
Spending Tracker is free to download, with in-app purchases available.
Is Moondane free?
Moondane is free to download, with in-app purchases available.
Do Spending Tracker or Moondane have ads?
Neither Spending Tracker nor Moondane shows ads.
Which is updated more often, Spending Tracker or Moondane?
Spending Tracker ships an update every 10 days, and Moondane every 8 days. Most recently, Spending Tracker was updated on September 11, 2026 and Moondane on September 21, 2026.

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