Budtrack vs LiveSpend

Budtrack is built around one simple idea: set a spending limit for your cycle, track what you spend, and try to stay under it. Choose weekly, bi-weekly, or monthly — whatever rhythm works for you, whether that's aligned with payday or not. That's the whole system. No envelopes. No category budgets. No hour-long setup. HOW IT WORKS 1. Choose your spending cycle (weekly, bi-weekly, or monthly) 2. Set your spending limit for that cycle 3. Log transactions and watch what's left — before the cycle resets Your home screen widget shows how much you have left to spend and how many days until your cycle ends. FEATURES • Spending limit by cycle — Weekly, bi-weekly, or monthly. Set your cap and start fresh each cycle. • At a glance — Limit, spent, and remaining on your home screen, updated as you go. • Log transactions — Add purchases manually or sync from your bank. • Previous cycles — Review past cycles and see if you stayed under your limit. • Streaks — Track how many cycles in a row you've stayed on track. • Spending insights — Charts and category breakdowns to see where your money went. • AI tips — Personalized suggestions based on your spending patterns. • Subscription tracking — Recurring charges and your monthly total in one place. • Home screen widget — Check what's left without opening the app. • Spending alerts — Get notified when you're nearing or over your limit. • CSV export — Download your transaction history. • Light and dark mode — Follows your system setting or choose manually. WHO IT'S FOR Budtrack is for people who want a simple spending cap — not a spreadsheet. Whether you budget by the week, every two weeks, or by the month, you get a clear spending limit to stay under and a view of what's left. If you've ever wondered "How much can I still spend?" instead of "Which category does this belong in?", this is your app. Download Budtrack and take control of your spending.

Your credit card balance is not your real spending. Charges sit in Pending for days. Some disappear from both lists before they post. Meanwhile you keep spending, the number falls further behind, and the end of the month becomes a surprise. LiveSpend closes that gap. Instead of manually logging every purchase or waiting for your bank app to update, it reads the transaction alert emails your bank sends for each charge, so every purchase appears the moment you make it. You always know what you have actually spent and what is actually left. HOW IT WORKS 1. Turn on transaction alert emails in your bank app (one-time setup, we show you how). 2. Connect the Gmail or Microsoft inbox that receives your alerts with read-only access. No bank login, ever. 3. Spend like you always do. Every charge lands in LiveSpend the second your bank sends the alert. WHAT YOU GET - Your real total, live. Pending charges already counted. - A spending pace view that shows if the cycle is moving too fast, before it is gone. - A projected finish line for where your spending is heading. - Automatic categories. Every charge arrives already sorted. - Category targets and alerts, tuned to how much you want to hear. - All your cards in one view. Totals and categories across every card, or one at a time. - Recurring expenses found automatically. LiveSpend spots your subscriptions and bills, shows what is coming, and flags when a price changes. - Weekly insights that surface your patterns and how your habits shift. PRIVATE BY DESIGN - Read-only email access. LiveSpend uses your connected inbox to identify supported transaction alerts. It cannot send, edit, or delete email. - No bank login. You never enter banking credentials. - Disconnect anytime, in one tap. - Your data is never sold. WHAT YOU NEED LiveSpend works with credit cards from RBC, Scotiabank, BMO, CIBC, and National Bank, with more on the way. It reads alerts from supported Gmail and Microsoft inboxes. Microsoft support includes Outlook.com, Hotmail, Live, and eligible Microsoft 365 work or school accounts. Microsoft 365 access may be restricted by your organization’s administrator. Debit and Interac e-Transfer tracking are on the way. Free to start. Upgrade to Pro for weekly insights, full analysis, recurring expense tracking, and multiple cards. Stop guessing what is left. Download LiveSpend and see your real spending today. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ LiveSpend Terms of Service: https://livespend.app/terms Privacy Policy: https://livespend.app/privacy