Lodg NZ vs Spendwise

Lodg is the smart, simple tax app built specifically for New Zealand’s sole traders, freelancers, and self-employed professionals. Whether you're just starting out or managing multiple clients, Lodg makes tax easy — so you can focus on your work, not your paperwork. Key Features: Real-time tax calculations: Instantly know how much tax you owe as you earn. Smart reminders: Get notified about upcoming tax deadlines — never miss a payment. Effortless record keeping: Organize your income and expenses in one place. Built for NZ tax rules: Lodg supports Kiwi users with local tax compliance, including GST. Secure & private: Your financial data is encrypted and safely stored. Perfect for tradies, creatives, consultants, gig workers, and anyone hustling on their own terms. Say goodbye to tax-time stress and hello to clarity with Lodg.

$12.99 a month sounds small. $156 a year doesn't. Spendwise is the budgeting app that runs itself. Connect your NZ bank account securely through Akahu, and every transaction is pulled in and categorised automatically – groceries, fuel, subscriptions, takeaways – no spreadsheets, no manual entry, no guilt. See where your money actually goes: A clear monthly picture shows you income, spending, category breakdowns, trends, and your top merchants. Catch the money leaks: Spendwise spots recurring payments and subscriptions, flags price rises, doubled-up services, and quiet habits that add up — always showing the yearly reality behind the monthly cost. One number for your financial health: The Confidence Score blends your savings rate, spending trend, safety buffer, subscription load, and budget progress into a single 0–100 score. Private by design: Bank connections are read-only via Akahu — we can see transactions, never move money. Your data is never sold, and you can delete everything, any time, from inside the app. Want a look before connecting anything? Demo mode gives you a full, realistic tour without touching a bank account. Spendwise is an information tool, not financial advice. Made in New Zealand for New Zealanders. Terms of Use: https://spendwise.nz/terms