Comparison

Splitly vs SplitSmart

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Splitly

Features
Read full description

Snap. Split. Settle. Splitly makes shared expenses disappear in three taps: snap any receipt, assign items, and see fair shares appearβ€”no spreadsheets and no awkward math. Why Splitly: AI receipt scanning with high line-item accuracy, including many handwritten receipts. Unlimited bills, groups, and trips; all core features are free. Line-item precision: split equally, by shares, percentages, or exact dishes, with tax and tip calculated automatically. Smart debt simplification reduces group IOUs to the fewest payments. Multi-currency tracking supports 200+ currencies and separate balances (conversion coming soon). Works offline and syncs when back online. A fast, accessible, and beautiful experience with dark mode. Privacy first with end-to-end encryption, zero ads, and GDPR/CCPA compliance. How it works: scan a receipt with the camera and Splitly extracts items and prices. Assign items to people or split equally with one tap. Share the split by link, text, or email and record payments as they happen. Direct Venmo, PayPal, Cash App, and Revolut settle-ups are on the roadmap. Perfect for roommates tracking rent, utilities, and groceries; road-trip, ski-weekend, or festival crews; couples managing a shared budget; families on vacation; and small teams before reimbursement. Pricing: everything available today is free. A Splitly Pro tierβ€”with receipt vault, AI budgeting assistance, spending trends, custom themes, and priority supportβ€”is in the works. Coming soon: currency conversion with real-time FX rates; direct settle-ups with popular payment apps; a receipt vault with powerful search and tags; AI budgeting assistance and spending-trend insights; and bank and card import to auto-detect shared purchases. Ditch the dreaded bill math and spreadsheets. Download Splitly and split the smart way.

About

SplitSmart

Features
Read full description

SplitSmart scans the receipt, splits the bill in seconds, and helps you collect from everyone. Snap a photo, tell it how to split, send each friend what they owe. SCAN ANY RECEIPT Point your camera at a paper receipt. SplitSmart's AI reads every line item, tax, and tip β€” no typing. Works on restaurant checks, grocery slips, bar tabs, and rideshare receipts. SPLIT BY ITEM, NOT JUST EVENLY Drag items to people, split a shared appetizer, mark whose drinks were whose. Or split the whole tab evenly β€” it's two taps. Tip and tax are calculated proportionally so no one over-pays. NEW: SETTLE UP After the bill is split, tap Settle Up. SplitSmart shows you exactly what each person owes the payer and gives you a one-tap Request button per person. Pre-filled message, ready to send through Messages, WhatsApp, email β€” whatever you use. Or share the whole summary card to the group. NATURAL-LANGUAGE SPLITS Type "Sarah had the salad and half the wine, John paid for the dessert" and SplitSmart understands. No menus, no taps β€” just describe the split. DESIGNED FOR IPHONE AND IPAD One subscription covers both. iPad gets a full sidebar layout. iPhone gets a fast bottom-tab flow built for the table. SUBSCRIPTION SplitSmart is free with 3 receipt scans per week. Pro unlocks Full Access: generous receipt scanning, more saved groups, and larger group sizes: - Monthly: $1.99 - Yearly: $9.99 (save 58%) Subscriptions are billed to your Apple ID and renew automatically unless turned off at least 24 hours before the end of the current period. Manage or cancel any time in your Apple ID settings. Any unused portion of a free period is forfeited when you purchase a subscription. Privacy Policy: https://pub-3970a22e7da04af9ba2fa4ec1f1ad7b3.r2.dev/splitsmart-ai/privacy-policy.html Terms of Use (Apple Standard EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Support: https://pub-3970a22e7da04af9ba2fa4ec1f1ad7b3.r2.dev/splitsmart-ai/support.html

Screenshots

Splitly4 screens
SplitSmart4 screens

Verdict

The call

The clearest difference is in-app purchases: Splitly at none against SplitSmart's 2. Splitly also leads on update cadence (fortnightly vs monthly) and iOS requirement (15.1 vs 17.0). On price, ads and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. SplitSmart sells 2 in-app purchases, starting at $1.99 per month. Splitly asks for nothing beyond the download.

UpkeepUpdate frequency

Splitly ships an update fortnightly, SplitSmart monthly. The most recent releases landed on October 18, 2026 and October 21, 2026 respectively.

Scorecard3 real differences Β· 3 level
Splitly versus SplitSmart: the parameters behind the verdict, then further details
ParameterSplitlySplitSmart
PriceFreeFree
Update frequencyFortnightly β€” betterMonthly
AdsNoNo
In-app purchasesNo β€” betterYes
DevicesiPhone, iPad, iPod β€” betteriPhone, iPad
Requires iOS15.1 β€” better17.0
Further details β€” not scored
Size51 MB8 MB
Age rating4+4+
DeveloperPrateek KarnalDennis Harrington

In-app purchases

None

Splitly

No in-app purchases

2 purchases

SplitSmart

Subscriptions2
  • SplitSmaryai Pro Monthly$1.991 Month
  • SplitSmart Pro$9.991 Year

Questions

Is Splitly free?
Splitly is free to download, with no in-app purchases.
Is SplitSmart free?
SplitSmart is free to download, with in-app purchases available.
Do Splitly or SplitSmart have ads?
Neither Splitly nor SplitSmart shows ads.
Which is updated more often, Splitly or SplitSmart?
Splitly ships an update fortnightly, and SplitSmart monthly. Most recently, Splitly was updated on October 18, 2026 and SplitSmart on October 21, 2026.

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