Comparison

Splitly vs Homi

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Splitly

Features
Read full description

Snap. Split. Settle. Splitly makes shared expenses disappear in three taps: snap any receipt, assign items, and see fair shares appearβ€”no spreadsheets and no awkward math. Why Splitly: AI receipt scanning with high line-item accuracy, including many handwritten receipts. Unlimited bills, groups, and trips; all core features are free. Line-item precision: split equally, by shares, percentages, or exact dishes, with tax and tip calculated automatically. Smart debt simplification reduces group IOUs to the fewest payments. Multi-currency tracking supports 200+ currencies and separate balances (conversion coming soon). Works offline and syncs when back online. A fast, accessible, and beautiful experience with dark mode. Privacy first with end-to-end encryption, zero ads, and GDPR/CCPA compliance. How it works: scan a receipt with the camera and Splitly extracts items and prices. Assign items to people or split equally with one tap. Share the split by link, text, or email and record payments as they happen. Direct Venmo, PayPal, Cash App, and Revolut settle-ups are on the roadmap. Perfect for roommates tracking rent, utilities, and groceries; road-trip, ski-weekend, or festival crews; couples managing a shared budget; families on vacation; and small teams before reimbursement. Pricing: everything available today is free. A Splitly Pro tierβ€”with receipt vault, AI budgeting assistance, spending trends, custom themes, and priority supportβ€”is in the works. Coming soon: currency conversion with real-time FX rates; direct settle-ups with popular payment apps; a receipt vault with powerful search and tags; AI budgeting assistance and spending-trend insights; and bank and card import to auto-detect shared purchases. Ditch the dreaded bill math and spreadsheets. Download Splitly and split the smart way.

About

Homi

Features
Read full description

Homi is the simple way for people sharing a home to manage their money together. Track everyday expenses, share a shopping list, keep up with recurring monthly costs, and understand where your money goes, all in one place. ADD EXPENSES YOUR WAY Record an expense manually, scan a receipt, or simply say what you spent. Homi uses AI to help turn receipts and voice notes into structured expenses, so you can review the details before saving. β€’ Scan receipts and extract merchants, items, dates, totals, and categories β€’ Record expenses by voice in Arabic or English β€’ Add detailed expenses manually with multiple items β€’ Review and edit AI-generated expenses before confirming them SHARE YOUR HOME Invite the people you live with and keep your household spending in one shared space. Everyone can see the same expenses and shopping list, making it easier to stay on the same page. PLAN YOUR SHOPPING Create a shared shopping list and organize items by when you plan to buy them. Check items off as you shop, undo a purchase when needed, or turn a shopping item into an expense when you are ready. KEEP UP WITH MONTHLY COSTS Set up recurring expenses for things like rent, subscriptions, installments, and other regular household costs. Homi records them automatically each month so they are not forgotten. UNDERSTAND YOUR SPENDING See how much you have spent this month, compare it with previous months, explore your spending by category, and view your spending trend over time. PRIVATE BY DESIGN Your household data is protected so only members of your household can access it. Receipt photos are stored privately, and AI processing happens securely on the server. BUILT FOR ENGLISH AND ARABIC Homi supports English and Arabic with a full right-to-left experience for Arabic users. Whether you share a home with your partner, roommates, friends, or family, Homi makes managing the money side of your home simple. Homi. Run your home together.

Screenshots

Splitly4 screens
Homi4 screens

Verdict

The call

The clearest difference is update cadence: Homi at weekly against Splitly's fortnightly. Splitly's advantage is device support (3 vs 1). On price, ads, in-app purchases and iOS requirement there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Splitly ships an update fortnightly, Homi weekly. The most recent releases landed on October 18, 2026 and October 9, 2026 respectively.

Scorecard2 real differences Β· 4 level
Splitly versus Homi: the parameters behind the verdict, then further details
ParameterSplitlyHomi
PriceFreeFree
Update frequencyFortnightlyWeekly β€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPod β€” betteriPhone
Requires iOS15.1 β€” better16.4
Further details β€” not scored
Size51 MB49 MB
Age rating4+4+
DeveloperPrateek KarnalAbdelrahman Harraz

In-app purchases

None

Splitly

No in-app purchases

None

Homi

No in-app purchases

Questions

Is Splitly free?
Splitly is free to download, with no in-app purchases.
Is Homi free?
Homi is free to download, with no in-app purchases.
Do Splitly or Homi have ads?
Neither Splitly nor Homi shows ads.
Which is updated more often, Splitly or Homi?
Splitly ships an update fortnightly, and Homi weekly. Most recently, Splitly was updated on October 18, 2026 and Homi on October 9, 2026.

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