Billion vs Payton
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Billion
Manage your cryptocurrencies and NFTs with this non-custodial wallet. It offers fast transactions, staking, and a built-in Web3 browser for DeFi and dApp interaction. Advanced features include limit orders, card integration, and top-tier security.
- Non-custodial crypto and NFT management
- Instant token swaps and staking
- Built-in Web3 browser for dApps
- Advanced trading features (Limit Orders, DCA)
- Fiat and crypto on/off-ramping
- Card integration for spending crypto
- Hardware wallet support
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Billion is a next-generation non-custodial wallet designed for seamless management of cryptocurrencies and NFTs. With a focus on speed, security, and simplicity, Billion lets you store, swap, buy, sell, stake, and grow your digital portfolio effortlessly. Enjoy advanced features like Limit Orders, DCA, Perps, multi-account and wallet management, and daily PnL tracking. Why Billion? Lightning-fast transactions with minimal network fees. NFT gallery and management – view and organize your collections in one place. Built-in Web3 browser – interact with dApps, DeFi protocols, and GameFi platforms. Instant token swaps at competitive rates without leaving the app. One-tap staking for earning passive income directly from your wallet. Top-Grade Security. Easy On/Off-Ramp: Our group of fintech companies offers the most powerful and fastest in-house solutions for seamless fiat and crypto on/off-ramping — all in just one click. Easy DeFi Trading: Access advanced features like Limit Orders, DCA, and Perps with ease. Card Integration: Issue, top up, and use your card directly within the Billion Wallet. You can now even top up your cards using meme coins. Non-custodial – you own your private keys and funds. Advanced encryption and biometric authentication. Audited and secured against known vulnerabilities. Hardware wallet support (Ledger, Keystone) for extra protection. Features for Power Users. Limit orders for automated trades at your chosen price. Real-time notifications and portfolio analytics. Seamless integration with DeFi tools and NFT marketplaces. 24/7 Customer Support. Our team is always ready to help you via live chat directly in the app. Your Web3 Gateway. Billion is not just a wallet — it’s your gateway to decentralized finance, NFTs, and the next generation of blockchain applications. Download Billion now and take full control of your crypto journey! Smart. No Limits. Just Billions.
Payton
Easily convert cryptocurrency to fiat currency for everyday spending. Enjoy fast, reliable transactions with zero conversion fees and top-level security. Pay bills, buy airtime, and refer friends to earn.
- Convert crypto to fiat instantly
- Reliable and fast transactions
- Zero conversion fees
- Top-level security
- Instant bill payments and airtime purchase
- Refer and earn program
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Payton is Nigeria's Crypto Wallet App, designed to make your crypto spendable in everyday life. With Payton, you can easily convert your crypto to Fiat seamlessly without delays. Enjoy Reliable and Faster Transactions at the best Rate in real time. Zero conversion fees and Top Level Security. Why choose Payton? Instant Transactions and Transfers - We make crypto transactions simple like ABC! Top Level Security - With Payton, you don't have to worry about your funds. We've implemented high grade security via blockchain technologies to keep your funds safe. 24/7 Customer Service - Unlike other traditional exchanges, We value you! We are available and would love to hear from you! Instant Bill Payment - Seamlessly pay your bills, buy airtime, data etc with the Payton App. Stress-free! Refer and Earn - You are our partner, we share our profits with you whenever your referral trades with us! Join Thousands of Users who seamlessly convert their Crypto without Worries. Download Payton App today.
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Verdict
The clearest difference is rating: Billion at 5.0 against Payton's 1.0. Billion also leads on update cadence (every 10 days vs monthly). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Billion holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 2 and 1 respectively.
Billion ships an update every 10 days, Payton monthly. The most recent releases landed on June 24, 2026 and September 10, 2026 respectively.
| Parameter | Billion | Payton |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | 1.0 (1 ratings) |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 2 — better | 1 |
| Update frequency | Every 10 days — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.1 | 15.0 — better |
| Further details — not scored | ||
| Size | 47 MB | 42 MB |
| Age rating | 17+ | 17+ |
| Developer | GLEADING DEVELOPMENT - FZCO | P-TON TECHNOLOGIES LIMITED |
Customer experience
Billion
Payton
In-app purchases
Billion
No in-app purchases
Payton
No in-app purchases





