ParaPlan vs TipChip
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
ParaPlan
Manage your money effectively by tracking bills, creating budgets, and monitoring all your assets in one place. This app offers a clear interface for recording income and expenses, analyzing trends, and staying on top of your financial health. It supports multiple currencies and offers customizable themes for a personalized experience.
- Bill and subscription tracking
- Budget and expense management
- Asset tracking (gold, silver, crypto)
- Multi-currency support
- Customizable themes
- Secure on-device data storage
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Take control of your finances with ParaPlan β the smarter way to track bills, manage your budget, and monitor your assets. ParaPlan brings all your financial essentials into one simple and powerful app. Track recurring bills, stay ahead of your payments, record income and expenses, and view all your assets in a clean, intuitive interface. βΊ Bill & Subscription Tracking - Automatically track recurring monthly bills - Receive reminders before due dates - Analyze monthly savings and payment trends βΊ Budget & Expense Management - Record daily income and expenses with ease - Organize transactions with custom categories - Compare monthly spending trends βΊ Asset Tracking - Monitor gold, silver, cash, and crypto assets in one place - View total asset value instantly - Analyze profit/loss performance βΊ Multi-Currency Support - Supports TRY, USD, EUR, and more - Automatic currency conversion - Full English & Turkish language support βΊ Modern, Clean, and Fast UI - Dark / Light theme - Timeline view for a clear financial history - Optimized for smooth performance ParaPlan is designed with privacy in mind β your data stays securely on your device. Available now on iOS.
TipChip
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Split any check in about a minute β no math, no group chat, no awkward reminders. SCAN, DON'T TYPE Point your camera at the receipt. TipChip reads the items, prices, tax, and tip right on your phone β nothing is uploaded anywhere to do it. Bad angle or a blurry shot? Fix any line with two taps before you move on. EVERYONE PICKS THEIR OWN TIP This is the one thing every other bill-splitting app gets wrong: they force the whole table onto a single tip percentage. TipChip doesn't. One person tips 22%, another tips 18%, and nobody has to explain why in the group chat. Quick presets (18/20/22%) or a custom amount, per person, every time. ASSIGN ITEMS IN SECONDS One page per person: tap what they had, then move on to the next. Shared appetizer? Everyone who had a bite taps it on their own page, and TipChip splits that line evenly among just them. SETTLE UP, YOUR WAY When everyone's done, TipChip shows exactly who owes what β broken down by items, tax, and their own tip. Copy any person's share, or share it straight to whatever app you already pay each other with. Or send a clean summary card as an image. TIPCHIP NEVER TOUCHES YOUR MONEY No account to create, no balance to hold, no fees. TipChip works out the split; sending it is yours to do, in the app you already use β your card and bank details never pass through TipChip at all. WORKS OFFLINE The camera, the math, and the split all happen on your phone. No signal at the table? No problem β TipChip only needs a connection when you're ready to share. PAST CHECKS Every settled check is saved automatically so you can look back at what a night out actually cost β no extra "save" button, no extra step. TipChip is built for the moment the check hits the table: fast enough that nobody's phone is out for more than a minute, and fair enough that nobody's stuck footing someone else's tip.
Screenshots
Verdict
The clearest difference is update cadence: ParaPlan at every 6 days against TipChip's every 3 weeks. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ParaPlan ships an update every 6 days, TipChip every 3 weeks. The most recent releases landed on October 2, 2026 and September 30, 2026 respectively.
| Parameter | ParaPlan | TipChip |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | β |
| Update frequency | Every 6 days β better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | β |
| Devices | iPhone, iPad, iPod β better | iPhone, iPod |
| Requires iOS | 15.1 | 15.0 β better |
| Further details β not scored | ||
| Size | 31 MB | 33 MB |
| Age rating | 4+ | 4+ |
| Developer | Yakup Sari | UMUTCAN SAHIN |
In-app purchases
ParaPlan
No in-app purchases
TipChip
No in-app purchases









