Paid vs Divvy
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Paid
Manage all your debts effortlessly with this intuitive application. It offers one-tap reminders to ensure you never miss a payment and an AI-powered receipt splitter for easy expense division.
- Intuitive debt tracking
- One-tap payment reminders
- AI Receipt Splitter
- Individual and group debts
- Recurring debt management
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Paid is the ultimate debt management app. Track your debts and send reminders with one tap — You'll never lose out on a payment ever again. Also, our AI Receipt Splitter makes it easy to figure out who's paying what at the dinner table — tax, tip, and everything else are automatically calculated. Features: - Easy to use, intuitive interface - One-tap reminders - AI Receipt Splitter - Individual Debts - Group Debts - Recurring Debts - Paid Link (Find out more at trypaid.io) Contact us: benjaminsoo@ucsb.edu
Divvy
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Divvy - split your bills and finances, no problem! we all love our friends, we love trips, we love going out, but we hate losing money. splitting bills fairly shouldn't require spreadsheets or multiple awkward texts. Divvy makes it effortless to track and manage your finances with friends. - Quick Divvy: snap a receipt, pick your people, done. powered by OCR and AI pipeline, you can a dinner receipt in seconds with high accuracy and get back to enjoying it. - Trips: no more endlessly chasing 10 people down for the costco run, one screen manages all the finances for your entire trip. - Roomate Ledgers: groceries, utilities, furniture, that one roll of paper towels someone always forgets to buy, keep a running tab so the math never gets lost between you and your roommates. integrated links with venmo, zelle, cashapp, paypal - no awkward "hey did you send me the money for the croissants" texts. no math. no drama.
Screenshots
Verdict
The clearest difference is ads: Paid at none against Divvy's shown. On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Paid ships an update every 11 days, Divvy every 2 weeks. The most recent releases landed on October 6, 2026 and October 11, 2026 respectively.
| Parameter | Paid | Divvy |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (6 ratings) — better | — |
| Number of ratings | 6 — better | — |
| Update frequency | Every 11 days — better | Every 2 weeks |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.1 — better | 16.0 |
| Further details — not scored | ||
| Size | 40 MB | 45 MB |
| Age rating | 4+ | 4+ |
| Developer | Benjamin Soo | Christen Xie |
In-app purchases
Paid
No in-app purchases
Divvy
No in-app purchases
