Comparison

Netbook vs Net Worth Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Netbook

Track your finances privately without connecting to banks or sharing data with third parties. Organize your financial life, visualize trends with beautiful charts, and gain clarity on your net worth.

Highlights
  • Private net worth tracking
  • No bank logins required
  • Manual account updates
  • Visualize financial trends
  • On-device data storage
  • Premium features unlock
Features
Read full description

Tired of third-party data aggregators mining your data? Netbook helps you track your money privately—with no bank logins and no third-party data brokers. Just a secure space to organize and reflect on your financial life. Whether you're paying down debt, saving for a home, or simply want to understand where you stand, Netbook helps you track your net worth with intention and ease. Why Netbook? • No Bank Logins Required: Your financial data stays yours—not Plaid’s. • You’re in Control: Add and update any type of accounts whenever it works for you. • Beautiful Charts: Visualize your net worth, asset allocation, and trends over time. • Private by Design: Everything stays on your device. • Premium Features: Unlock advanced charts, reminders, Face ID lock, and more with a one-time purchase or subscription. Whether you’re detail-oriented or just starting to take charge, Netbook gives you clarity about your money—without compromise. Start building your financial story today—on your terms. IN-APP-PURCHASES: A free trial is included to explore all premium features. Netbook is free to download and try features in demo mode. To unlock full net worth tracking, upgrade with either a one-time purchase or a flexible subscription plan. Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Net Worth Tracker

Manually track your global assets and financial independence with a professional-grade dashboard. This app prioritizes your privacy with local data storage and no bank connections. Model your path to financial freedom with detailed planning tools.

Highlights
  • Complete Net Worth Command Centre
  • Bulk Update in Under 60 Seconds
  • Live Market Prices
  • Real Estate & Mortgage Equity Tracking
  • FIRE & Wealth Planning Tools
  • Multi-Currency Global Portfolio
  • Privacy First Design
Features
Read full description

Built by an investment banker for the privacy-conscious investor. NetWorth is a high-performance manual wealth tracker that puts you back in control. No bank connections, no data scraping, and no middle-men. Just a professional-grade dashboard to manage your global assets, model your financial independence, and track your true net worth in total privacy. Why NetWorth? In an era of data breaches and "free" apps that sell your financial habits, NetWorth takes a different path. We believe your wealth is your business. By using manual entry, you can track complex assets—private equity, offshore accounts, real estate, and physical holdings—that automated apps cannot see. Most apps treat net worth like a social media feed. We treat it like a Balance Sheet. Experience the clarity of professional asset allocation without compromising your data security. Zero Connections. Total Privacy. Absolute Clarity. Key Features: * Complete Net Worth Command Centre
 - Track every corner of your balance sheet in one place — equities, ETFs, crypto, real estate, pension, bonds, vehicles, collectibles, liabilities and many more. One unified view of everything you own and owe. * Bulk Update in Under 60 Seconds - 
Designed for the monthly portfolio ritual. Update every asset across all brokers and banks in one session. Pro feature. * Live Market Prices
 - Connect stocks, ETFs and crypto to live market data. Position values update automatically using real prices — no manual entry required. Pro feature. * Real Estate & Mortgage Equity
 - Link mortgages directly to properties to see your true equity in real time. Factor in selling costs for an honest liquidation value, and track rental yield alongside property growth. * FIRE & Wealth Planning
 - Model your path to financial independence. FI/RE and Coast FIRE calculators, compound growth projections with inflation and TER drag, and UK tax-wrapper simulations (ISA, SIPP, GIA). * Multi-Currency, Global Portfolio 
- Track assets in 30+ currencies with live FX rates. Everything converts automatically to your chosen base currency — no spreadsheet required. * ETF Portfolio Analyser
 - Build and analyse your ETF portfolio with asset class breakdown, TER tracking, replication type and distribution type. Live valuations optional. Pro feature. * Privacy First, Always
 - Your data never touches our servers. Local storage on device, optional iCloud sync, Face ID / Touch ID lock, and one-tap privacy mode to blur all balances in public. * Portfolio Intelligence with Apple Intelligence
 - Automatic audit log separates market gains from your own contributions. Apple Intelligence generates plain-English portfolio summaries on demand. Pro feature. * Lock Screen & Home Screen Widgets
 - Net worth always within reach. Lock screen widgets show your total and portfolio alpha vs S&P 500. Home screen widgets in small and medium. * Document Vault
 - Store mortgage statements, payslips, tax documents and financial records securely on device — always within reach, never in the cloud. * Gamification & Streaks
 - Daily tracking streaks, streak freezes, milestone badges and achievements keep the wealth-building habit front of mind. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Netbook4 screens
Net Worth Tracker4 screens

Verdict

The call

The clearest difference is iOS requirement: Netbook at 18.2 against Net Worth Tracker's 26.4. On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Netbook sells 3 in-app purchases, starting at $4.99 per month and Net Worth Tracker sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

Scorecard1 real difference · 9 level
Netbook versus Net Worth Tracker: the parameters behind the verdict, then further details
ParameterNetbookNet Worth Tracker
PriceFreeFree
Rating5.0 (2 ratings) — better—
Positive reviews—100.0% of reviews
Number of ratings2 — better—
Update frequencyDaily—
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhoneiPhone, iPad — better
Requires iOS18.2 — better26.4
Further details — not scored
Size3 MB9 MB
Age rating4+4+
DeveloperFatema YasminMario Simak

In-app purchases

3 purchases

Netbook

Subscriptions2
  • Netbook Monthly$4.991 Month
  • Netbook Yearly7 Days trial$11.991 Year
One-time1
  • Lifetime Access$49.99
3 purchases

Net Worth Tracker

Subscriptions2
  • Pro Monthly$4.991 Month
  • Pro Annual7 Days trial$49.991 Year
One-time1
  • Streak Freeze$0.99

Questions

Is Netbook free?
Netbook is free to download, with in-app purchases available.
Is Net Worth Tracker free?
Net Worth Tracker is free to download, with in-app purchases available.
Do Netbook or Net Worth Tracker have ads?
Neither Netbook nor Net Worth Tracker shows ads.

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