CashChat AI vs Split Money
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CashChat AI
This personal finance app uses AI to help you manage your money through natural language conversations. Get personalized coaching, track your budget in real-time, and make informed financial decisions with AI-generated insights.
- Chat-based financial queries
- Personalized AI coaching
- Real-time budget tracking
- Spending categorization
- AI-generated financial reports
- Decision-making support
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Smarter Finances - One Chat Away CashChat AI is the first chat-first personal finance app that helps you take control of your money with the power of AI. Whether you're budgeting, tracking spending, or making big financial decisions, CashChat acts like a personalized money coach - always available, always helpful. What You Can Do with CashChat AI: - Chat with your finances - Ask anything such as "How much did I spend on food this month" or "Can I afford this vacation" and get real answers instantly - Get tailored coaching - AI adjusts to your financial knowledge level, giving advice that fits your goals and lifestyle - Track your budget in real time - Automatically categorize spending, monitor budget progress, and stay on track every month - See trends and get reports - Receive clear, AI generated monthly summaries that highlight what is working and what needs adjusting - Make confident decisions - Use the app as your financial sounding board before any big purchase Safe - Secure - Always Private CashChat uses industry standard encryption and does not sell or share your data. Your financial data is yours and only yours. Why Users Love It: "Feels like texting a money coach - but better" "Finally a budgeting app that gets me" "I stopped guessing - Now I make decisions with confidence" Important Note: CashChat AI is free to download. Some features, including unlimited AI conversations, advanced reports, and tailored coaching, require an auto-renewable subscription. Subscriptions are billed to your Apple ID and renew automatically unless canceled in your App Store settings. Start taking control of your finances today - one chat at a time Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Split Money
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CleanSplit makes sharing expenses with friends simple. Whether it's a trip, a shared flat, or dinner out, track who paid and who owes — and settle up without the awkward math. CREATE A GROUP Start a group for your trip, apartment, or friend circle and invite people with a link. ADD EXPENSES IN SECONDS Log what you paid, choose who it's split between, and split evenly or by custom amounts. SEE WHO OWES WHAT CleanSplit does the math for you and shows each person's balance at a glance — no spreadsheets. SETTLE UP When it's time to square up, CleanSplit shows the simplest set of payments to clear all debts. STAYS IN SYNC Everyone in the group sees the same up-to-date balances in real time. Sign in with Apple or Google to get started. Your data is yours — you can delete your account any time from inside the app.
Screenshots
Verdict
The clearest difference is in-app purchases: Split Money at none against CashChat AI's 2. Split Money also leads on update cadence (daily vs monthly). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. CashChat AI sells 2 in-app purchases, starting at $14.99 per month. Split Money asks for nothing beyond the download.
CashChat AI ships an update monthly, Split Money daily. The most recent releases landed on October 22, 2026 and October 24, 2026 respectively.
| Parameter | CashChat AI | Split Money |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Monthly | Daily — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | — |
| Devices | iPhone | iPhone |
| Requires iOS | 18.0 | 18.0 |
| Further details — not scored | ||
| Size | 82 MB | 5 MB |
| Age rating | 4+ | 4+ |
| Developer | Hillman Manger | Vuk Lazovic |
In-app purchases
CashChat AI
- CashChat AI Monthly7 Days trial$14.991 Month
- CashChat AI Yearly7 Days trial$119.991 Year
Split Money
No in-app purchases









