TieBixPay vs KaviPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
TieBixPay
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TieBixPay is your ultimate crypto payment companion, built for the decentralized future. Whether you’re shopping online, paying friends, or settling bills, TieBixPay makes it seamless to send, receive, and manage digital assets — all from your smartphone. Instant Payments – Transfer crypto in real-time, anywhere in the world. Merchant Ready – Accept payments with QR code or address; perfect for businesses. Secure & Private – Your keys, your control. Full decentralization, no middlemen.
KaviPay
Manage your finances with virtual and physical cards, fund accounts with crypto or Naira, and pay bills instantly. Securely track spending and enjoy global payment capabilities.
- Virtual VISA, Mastercard, Verve, Afrigo cards
- Physical Verve and Afrigo cards
- Fund with cryptocurrency or Naira
- Instant bill payments (electricity, airtime, data)
- Biometric and two-factor authentication
- Spending analytics and reports
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Spend Anywhere. Fund with Crypto or Naira. Pay Bills Instantly. KaviPay makes managing your money simple and secure. Get instant access to virtual VISA, Mastercard, Verve and Afrigo cards, or order physical Verve and Afrigo cards delivered to your door. VIRTUAL CARDS — INSTANT & GLOBAL • Instant VISA, Mastercard, Verve, and Afrigo virtual cards • Use for online shopping, subscriptions, and digital payments worldwide • Add to Apple Pay for contactless payments • Create multiple cards for different spending needs PHYSICAL CARDS — LOCALLY ACCEPTED • Verve and Afrigo physical cards for Nigerian merchants • Use at ATMs, POS terminals, and online • Delivered securely to your registered address FLEXIBLE FUNDING • Fund with cryptocurrency (USDC, USDT, SOL, ETH, BNB, POL) • Fund with Nigerian Naira via bank transfer • Transparent exchange rates with no hidden fees PAY BILLS EFFORTLESSLY • Electricity for all major DISCOs • Mobile airtime for MTN, Glo, Airtel, 9mobile • Data bundles, DStv, GOtv, Startimes, and more SECURITY YOU CAN TRUST • Biometric authentication (fingerprint & Face ID) • Two-factor authentication for all transactions • Freeze/unfreeze cards and set spending limits • PCI DSS compliant through licensed partners SPENDING ANALYTICS • Real-time transaction tracking • Categorized spending analytics and monthly reports KaviPay operates in partnership with licensed financial institutions including Safe Haven Microfinance Bank (CBN Licensed) and PCI DSS compliant card service providers. Users must be 18+. Valid ID required for verification. Fees disclosed before confirmation. Support: support@kavipay.io
Screenshots
Verdict
The clearest difference is update cadence: TieBixPay at fortnightly against KaviPay's every 2 months. TieBixPay also leads on iOS requirement (13.4 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
TieBixPay ships an update fortnightly, KaviPay every 2 months. The most recent releases landed on October 18, 2026 and October 17, 2026 respectively.
| Parameter | TieBixPay | KaviPay |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 1 — better |
| Update frequency | Fortnightly — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.4 — better | 15.1 |
| Further details — not scored | ||
| Size | 62 MB | 39 MB |
| Age rating | 17+ | 4+ |
| Developer | NodX-iLabs-OU | Kavipay Limited |
In-app purchases
TieBixPay
No in-app purchases
KaviPay
No in-app purchases
