Comparison

Spendly vs ExpenseFlow Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spendly

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Personal Finance Tracker - 7-Day Free Trial Take control of your money with Spendly, the private expense tracker that works completely offline. Try all premium features free for 7 days, then choose your plan. Why Choose Spendly: • Complete Privacy - Your financial data stays on your device • Multi-Currency Support - Track expenses in 150+ currencies with live exchange rates • Smart Categories - 3-level organization system for detailed expense tracking • Works Offline - No internet required, perfect for travel and daily use Core Features: Expense Tracking & Budget Management • Quick expense entry with smart categorization • Budget planning and spending analysis • Account management across multiple wallets and cards • Transfer tracking between accounts Analytics & Insights • Visual charts and spending reports • Monthly/yearly financial summaries • Category-based expense analysis • Currency conversion tracking Data Control & Export • Secure local data storage (no cloud required) • Complete backup and restore functionality • Your data belongs to you, not us Perfect For: • Travelers managing multiple currencies • Privacy-conscious users who want offline tracking • Users wanting flexible pricing options • Students and families on a budget Technical Excellence: • Supports 42 languages including English, Spanish, French, German, Italian, Portuguese, Dutch, Swedish, Norwegian, Danish, Finnish, Polish, Czech, Slovak, Hungarian, Romanian, Turkish, Greek, Ukrainian, Russian, Armenian, Arabic, Hebrew, Hindi, Bengali, Tamil, Thai, Vietnamese, Chinese, Japanese, Korean, Indonesian, Malay, Filipino, Swahili, Hausa, Igbo, Yoruba, Croatian, Lingala, Setswana • Clean, intuitive interface designed for daily use • Fast performance with instant data access • Regular updates with new features 7-Day Free Trial: Experience all premium features completely free for the first week. After trial, continue with monthly subscription for full access. Cancel anytime - your data stays yours. Start managing your finances privately and securely today. Terms of Service — https://codestreamly.com/app/spendly/terms-and-conditions Cookie Policy — https://codestreamly.com/app/spendly/cookie-policy Privacy Policy — https://codestreamly.com/app/spendly/privacy-policy Account Deletion — https://codestreamly.com/app/spendly/delete-data-request Contact Us: Any questions? Please contact us at info@codestreamly.com https://codestreamly.com/app/spendly/support

About

ExpenseFlow Tracker

Features
Read full description

ExpenseFlow Tracker is a simple and reliable app designed to help you track daily spending, manage your budget, and monitor income with ease. Whether you want to control monthly expenses, set spending limits, or review your financial habits, this app provides clear insights through an organized dashboard and visual reports. Key Features • Add income and expenses • Create custom categories • Monthly and weekly reports • Budget limit alerts • Visual charts and summaries • Transaction history tracking • Recurring expense support • Multiple wallet management • Secure local data storage Smart Budget Management Monitor your daily expenses and identify where your money goes. Set monthly budgets and receive alerts when spending approaches limits. Simple & Clean Experience Designed for ease of use with a clear interface and fast performance. No complicated setup required. Suitable For • Personal finance tracking • Household budget planning • Students managing expenses • Daily spending control Users are responsible for reviewing and managing their financial data accordingly.

Screenshots

Spendly4 screens
ExpenseFlow Tracker4 screens

Verdict

The call

Spendly and ExpenseFlow Tracker are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Spendly sells 1 in-app purchase, starting at $2.99 per month and ExpenseFlow Tracker sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 4 days. The most recent releases landed on May 17, 2026 and September 13, 2026 respectively.

ScorecardNo meaningful differences
Spendly versus ExpenseFlow Tracker: the parameters behind the verdict, then further details
ParameterSpendlyExpenseFlow Tracker
PriceFreeFree
Update frequencyEvery 4 daysEvery 4 days
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.013.0
Further details — not scored
Size55 MB29 MB
Age rating4+4+
DeveloperIevgen ChugunovMBDTECH LTD

In-app purchases

1 purchases

Spendly

Subscriptions1
  • Spendly Lite 1 Month7 Days trial$2.991 Month
1 purchases

ExpenseFlow Tracker

One-time1
  • lifetime access$1.99

Questions

Is Spendly free?
Spendly is free to download, with in-app purchases available.
Is ExpenseFlow Tracker free?
ExpenseFlow Tracker is free to download, with in-app purchases available.
Do Spendly or ExpenseFlow Tracker have ads?
Neither Spendly nor ExpenseFlow Tracker shows ads.
Which is updated more often, Spendly or ExpenseFlow Tracker?
Spendly ships an update every 4 days, and ExpenseFlow Tracker every 4 days. Most recently, Spendly was updated on May 17, 2026 and ExpenseFlow Tracker on September 13, 2026.

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