Comparison

Spendly vs DigiiSente

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Spendly

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Personal Finance Tracker - 7-Day Free Trial Take control of your money with Spendly, the private expense tracker that works completely offline. Try all premium features free for 7 days, then choose your plan. Why Choose Spendly: โ€ข Complete Privacy - Your financial data stays on your device โ€ข Multi-Currency Support - Track expenses in 150+ currencies with live exchange rates โ€ข Smart Categories - 3-level organization system for detailed expense tracking โ€ข Works Offline - No internet required, perfect for travel and daily use Core Features: Expense Tracking & Budget Management โ€ข Quick expense entry with smart categorization โ€ข Budget planning and spending analysis โ€ข Account management across multiple wallets and cards โ€ข Transfer tracking between accounts Analytics & Insights โ€ข Visual charts and spending reports โ€ข Monthly/yearly financial summaries โ€ข Category-based expense analysis โ€ข Currency conversion tracking Data Control & Export โ€ข Secure local data storage (no cloud required) โ€ข Complete backup and restore functionality โ€ข Your data belongs to you, not us Perfect For: โ€ข Travelers managing multiple currencies โ€ข Privacy-conscious users who want offline tracking โ€ข Users wanting flexible pricing options โ€ข Students and families on a budget Technical Excellence: โ€ข Supports 42 languages including English, Spanish, French, German, Italian, Portuguese, Dutch, Swedish, Norwegian, Danish, Finnish, Polish, Czech, Slovak, Hungarian, Romanian, Turkish, Greek, Ukrainian, Russian, Armenian, Arabic, Hebrew, Hindi, Bengali, Tamil, Thai, Vietnamese, Chinese, Japanese, Korean, Indonesian, Malay, Filipino, Swahili, Hausa, Igbo, Yoruba, Croatian, Lingala, Setswana โ€ข Clean, intuitive interface designed for daily use โ€ข Fast performance with instant data access โ€ข Regular updates with new features 7-Day Free Trial: Experience all premium features completely free for the first week. After trial, continue with monthly subscription for full access. Cancel anytime - your data stays yours. Start managing your finances privately and securely today. Terms of Service โ€” https://codestreamly.com/app/spendly/terms-and-conditions Cookie Policy โ€” https://codestreamly.com/app/spendly/cookie-policy Privacy Policy โ€” https://codestreamly.com/app/spendly/privacy-policy Account Deletion โ€” https://codestreamly.com/app/spendly/delete-data-request Contact Us: Any questions? Please contact us at info@codestreamly.com https://codestreamly.com/app/spendly/support

About

DigiiSente

Features
Read full description

DiGii Sente is Uganda's modern mobile wallet โ€” send and receive money, pay bills, buy airtime, save with groups, and more, all from your phone. KEY FEATURES: SEND & RECEIVE MONEY - Send to any DiGii wallet instantly - Deposit and withdraw via MTN and Airtel Mobile Money - Transfer to bank accounts - Receive money via your unique DiGii ID or QR code MOBILE MONEY - Deposit from MTN or Airtel to your DiGii wallet - Withdraw to any mobile money number - Real-time transaction tracking PAY BILLS & BUY AIRTIME - Buy MTN and Airtel airtime and data bundles - Pay YAKA, UMEME, and water bills - Pay DStv, StarTimes, and other TV subscriptions - All utility payments in one place MERCHANT PAYMENTS - Scan merchant QR codes to pay - DiGii Pay โ€” fast checkout at any DiGii merchant - Digital receipts for every payment GROUP SAVINGS (VSLA) - Create or join Village Savings & Loan groups - Nigiina (Round Robin) savings circles - Investment Clubs for pooled investments - Track contributions, shares, loans, and withdrawals - Multiple group types: SACCO, Church, Clan, Farmers, Youth, and more PERSONAL SAVINGS - Set savings goals and track progress - Automated deposits to your savings wallet - Watch your money grow OLUWALO - Contribute to Buganda Kingdom cultural events - Support community initiatives digitally EVENTS & TICKETING - Browse and attend local events - Buy tickets and support fundraisers CHAT & VOICE CALLS - Message other DiGii users directly - Group chats for your savings groups - Free voice calls over the internet - Send money within chat conversations SECURITY YOU CAN TRUST - Face ID and fingerprint authentication - 4-digit PIN for every transaction - End-to-end encrypted storage - Device binding and fraud detection - Two-factor authentication (2FA) Download DiGii Sente today and take control of your money!

Screenshots

Spendly4 screens
DigiiSente4 screens

Verdict

The call

The clearest difference is in-app purchases: DigiiSente at none against Spendly's 1. Spendly's advantage is update cadence (every 4 days vs every 3 weeks) and iOS requirement (13.0 vs 15.1). On price, ads and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Spendly sells 1 in-app purchase, starting at $2.99 per month. DigiiSente asks for nothing beyond the download.

UpkeepUpdate frequency

Spendly ships an update every 4 days, DigiiSente every 3 weeks. The most recent releases landed on October 28, 2026 and October 31, 2026 respectively.

Scorecard3 real differences ยท 3 level
Spendly versus DigiiSente: the parameters behind the verdict, then further details
ParameterSpendlyDigiiSente
PriceFreeFree
Update frequencyEvery 4 days โ€” betterEvery 3 weeks
AdsNoNo
In-app purchasesYesNo โ€” better
DevicesiPhone, iPad, iPod โ€” betteriPhone, iPod
Requires iOS13.0 โ€” better15.1
Further details โ€” not scored
Size55 MB119 MB
Age rating4+4+
DeveloperIevgen ChugunovZuula

In-app purchases

1 purchases

Spendly

Subscriptions1
  • Spendly Lite 1 Month7 Days trial$2.991 Month
None

DigiiSente

No in-app purchases

Questions

Is Spendly free?
Spendly is free to download, with in-app purchases available.
Is DigiiSente free?
DigiiSente is free to download, with no in-app purchases.
Do Spendly or DigiiSente have ads?
Neither Spendly nor DigiiSente shows ads.
Which is updated more often, Spendly or DigiiSente?
Spendly ships an update every 4 days, and DigiiSente every 3 weeks. Most recently, Spendly was updated on October 28, 2026 and DigiiSente on October 31, 2026.

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