Spending Tracker vs Finwatch

Track subscriptions. Know your recurring costs. Take control of your spending. Subcoster is a clean and simple subscription tracker and budgeting tool that helps you calculate how much you really spend on recurring payments — daily, monthly, and yearly. Whether it’s streaming, cloud storage, memberships, or business tools — Subcoster gives you a clear breakdown of your financial commitments, so you can plan smarter and cut waste. Why Subcoster? • Track all subscriptions, recurring bills, and auto-renewals • Get instant cost breakdowns by day, month, and year • See your total monthly spending on digital services • No bank connections, no sign-up, no ads — fully private • Works offline and saves everything locally • Simple, focused, and distraction-free Key Features Subscription & Expense Tracker Log any recurring payment in seconds — just enter the name, amount, and billing cycle. Subcoster supports monthly, yearly, weekly, and custom plans. Perfect for subscriptions, memberships, SaaS tools, and more. Cost Breakdown Calculator See what each service costs per day, month, and year — and what you’re spending in total. Helps you visualize long-term impact and compare billing cycles. Unlimited Items Add as many services as you want. Track everything from Spotify and Netflix to cloud storage, gym memberships, team tools, and family accounts. Offline-First & Private by Design Your data stays on your device — no cloud, no logins, no tracking. Subcoster doesn’t access your financial accounts. It’s a manual, privacy-first calculator that puts you in full control. Designed for Simplicity Subcoster is not a full finance app — it’s a focused tool for recurring payments. No complex dashboards, no categories, no confusing features. Just clarity. Who It’s For • Freelancers tracking software and tools • Students managing tight monthly budgets • Families splitting shared subscriptions • Small businesses watching SaaS expenses • Anyone asking: “Where is my money going?” Use Cases • Compare monthly vs yearly plan pricing • Find hidden costs in your subscription stack • Track recurring business expenses • Estimate how much you spend per year on digital tools • Plan your next budget around actual usage • Reduce costs by spotting overlaps and underused services Why It’s Different Subcoster doesn’t ask for your bank info. It won’t categorize your spending or overwhelm you with graphs. It focuses on one thing — helping you understand and manage your recurring payments. No ads. No sign-up. No cloud. Just insight. Download Subcoster today and reveal the true cost of your subscriptions. Take control of your recurring spending — one service at a time. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula

Finwatch is a simple expense tracker, budget planner, and net worth tracker in one app. Connect your bank accounts once, and Finwatch shows you exactly where your money goes each month. Your finances, beautifully simple. SECURE BANK CONNECTIONS Link checking, savings, credit card, loan, and investment accounts through Plaid, the trusted connection service used by 12,000+ banks and financial institutions. Transactions sync automatically throughout the day. Finwatch never sees or stores your bank credentials. NET WORTH TRACKING See your complete financial picture in one place. Finwatch calculates your net worth daily and charts your progress over time. Add custom assets like your home, car, or crypto to get the full picture. SPENDING INSIGHTS & TRENDS Understand your spending habits with clear breakdowns by category. Compare month over month, view income vs. expenses, and drill into any category to see every transaction behind the number. SMART BUDGETING Set a monthly budget and allocate it across your spending categories. Finwatch suggests budget amounts based on your real spending history, so your goals are realistic from day one. Progress indicators show exactly where you stand all month long. A TRANSACTION INBOX YOU CAN ACTUALLY CLEAR New transactions land in your inbox marked unread. Categorize them with a tap, catch unusual charges fast, and get to inbox zero on your schedule, daily or weekly. Never wonder "did I already look at this?" again. STREAKS & REMINDERS Build a habit of checking in. Finwatch tracks your review streak and sends a gentle nudge when unreviewed transactions pile up, so nothing slips through the cracks. PRIVACY & SECURITY - Face ID / Touch ID lock - Privacy mode to blur sensitive numbers - Tokens stored securely in your device keychain - Full data export any time - Delete your account and data any time, permanently FREE TO START Connect up to 3 accounts and use dashboards, budgets, trends, and every core feature, completely free. FINWATCH PRO - Unlimited linked accounts - Priority support - Plus every Pro feature we add Also on the web at finwatchapp.com, so your data is always with you on any device. Questions or feedback? Reach out any time from the in-app support page. We read every message. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://finwatchapp.com/**privacy**