Spending Tracker vs Pledgr

Track subscriptions. Know your recurring costs. Take control of your spending. Subcoster is a clean and simple subscription tracker and budgeting tool that helps you calculate how much you really spend on recurring payments — daily, monthly, and yearly. Whether it’s streaming, cloud storage, memberships, or business tools — Subcoster gives you a clear breakdown of your financial commitments, so you can plan smarter and cut waste. Why Subcoster? • Track all subscriptions, recurring bills, and auto-renewals • Get instant cost breakdowns by day, month, and year • See your total monthly spending on digital services • No bank connections, no sign-up, no ads — fully private • Works offline and saves everything locally • Simple, focused, and distraction-free Key Features Subscription & Expense Tracker Log any recurring payment in seconds — just enter the name, amount, and billing cycle. Subcoster supports monthly, yearly, weekly, and custom plans. Perfect for subscriptions, memberships, SaaS tools, and more. Cost Breakdown Calculator See what each service costs per day, month, and year — and what you’re spending in total. Helps you visualize long-term impact and compare billing cycles. Unlimited Items Add as many services as you want. Track everything from Spotify and Netflix to cloud storage, gym memberships, team tools, and family accounts. Offline-First & Private by Design Your data stays on your device — no cloud, no logins, no tracking. Subcoster doesn’t access your financial accounts. It’s a manual, privacy-first calculator that puts you in full control. Designed for Simplicity Subcoster is not a full finance app — it’s a focused tool for recurring payments. No complex dashboards, no categories, no confusing features. Just clarity. Who It’s For • Freelancers tracking software and tools • Students managing tight monthly budgets • Families splitting shared subscriptions • Small businesses watching SaaS expenses • Anyone asking: “Where is my money going?” Use Cases • Compare monthly vs yearly plan pricing • Find hidden costs in your subscription stack • Track recurring business expenses • Estimate how much you spend per year on digital tools • Plan your next budget around actual usage • Reduce costs by spotting overlaps and underused services Why It’s Different Subcoster doesn’t ask for your bank info. It won’t categorize your spending or overwhelm you with graphs. It focuses on one thing — helping you understand and manage your recurring payments. No ads. No sign-up. No cloud. Just insight. Download Subcoster today and reveal the true cost of your subscriptions. Take control of your recurring spending — one service at a time. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula

Pledgr is a fast, private expense tracker for people who want clarity about their money without giving it to anyone else. No sign-up. No vendor server. Your data lives on your iPhone and syncs through your own private iCloud. LOG IN SECONDS • Add expenses, income, and transfers with a few taps • Categories with clean, colorful icons — plus your own custom categories • Tags, notes, and photo receipts for deeper organization • Pick the account you paid with: cash, bank, credit card SEE WHERE MONEY GOES • Cash-flow summary the moment you open the app • Weekly, monthly, yearly, and custom analysis • Spending trends, day-wise charts, and category breakdowns • Payment-mode analysis and summary statistics • Export any period to CSV STAY ON BUDGET • Monthly and annual budgets with progress you can read at a glance • A daily budget target that keeps you honest • Optional budget alerts before you cross the line EVERYTHING ELSE YOU NEED • Accounts with balances and privacy masking • Scheduled transactions with reminders for recurring bills • Debts — track money you lent or borrowed, with due dates • Home-screen widget for today's spending • Spotlight search of your transactions • Daily reminder so logging becomes a habit • App lock with Face ID • JSON backup export and restore — your data is portable, always PRIVATE BY DESIGN • No account and no Pledgr server — there is nothing to sign up for • Your financial data stays on device and in your private iCloud database • The free app shows a small banner ad; your financial data is never shared with advertisers Pledgr is built for one thing: making it effortless to know where your money goes — while making sure nobody else does.