Sublists vs BillGuard Medical Bill Tracker
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
Sublists
Manage your recurring expenses and upcoming payments in one place. This app helps you track renewals, scan receipts, and analyze statements without linking bank accounts or email. It offers insights into spending, savings, and price history.
- Track subscriptions with various billing cycles
- Set renewal reminders
- Log, search, and filter expenses
- Scan receipts with camera or photo library
- Analyze PDF, CSV, TSV, and image files
- Compare scheduled payments with recorded spending
- View annual costs and estimated savings
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See your subscriptions, upcoming payments, and recorded spending in one place. Sublists helps you track renewals, scan receipts, and review statements without connecting your bank account or email. START FREE ⢠Track up to 5 subscriptions with weekly, biweekly, monthly, quarterly, semiannual, yearly, or one-time billing ⢠Set optional renewal reminders ⢠Log, search, filter, and edit everyday expenses ⢠Scan up to 10 receipts per month using your camera or photo library ⢠Analyze PDF, CSV, TSV, and supported image files on-device, then preview transactions and candidates before saving ⢠Save your first successfully imported file for free. Cancellation, duplicates-only files, and failed saves do not use this trial ⢠Compare scheduled payments with recorded spending, including annual and last-12-months views ⢠View annual personal costs and estimated savings based on recorded cancellations and shared plans ⢠Keep price history and cancellation notes, with separate totals by currency, 8 languages, and optional iCloud sync ⢠Register services with presets, including 15 services in Japan. Confirm your own contract's amount and next payment date PAY ONCE FOR SUBLISTS PRO ⢠Remove subscription and receipt scan limits ⢠Save further statement imports after your first successful free file ⢠Apply reviewed candidates from saved payments and link their transactions ⢠View detailed monthly category breakdowns and spending insights ⢠Export CSV, create JSON backups, and restore them ⢠Use upcoming-payment and monthly-total widgets Manual corrections and linking remain free. Pro is not an auto-renewing subscription. See the purchase screen for your local App Store price. REVIEW THE EVIDENCE Monthly candidates need three similar payments with the same merchant and currency; yearly candidates need two. Insufficient history or irregular payments may produce no candidates. Annual candidate costs are estimates based on the detected interval, not recorded annual spending. Registered subscriptions are never changed automatically: confirm the candidates you choose before applying them. Password-protected PDFs are not supported. Images are read as individual receipts; multi-row statement images may not be recognized correctly. YOUR DATA Receipt and statement analysis happens on your device. Keeping receipt images is optional. Records stay on your device and can sync to your own iCloud if you enable it. Currencies are totaled separately; amounts are not converted. Apple and RevenueCat process purchases and restoration. Expense details and receipt images are not sent to RevenueCat. ALREADY PURCHASED? Use Restore Purchases in Settings. Customers who bought the earlier paid app receive Pro at no additional charge after App Store verification.
BillGuard Medical Bill Tracker
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Track medical bills, insurance denials, and appeal deadlines in one private place. Keep call notes, reference numbers, and bill or Explanation of Benefits (EOB) photos together. No account or insurer login. KEEP YOUR CASE ORGANIZED See billed amounts, insurance payments, what you owe, and recorded payments. Log calls with agents' names, reference numbers, and promises. Follow appeal status and deadlines, keep documents with the right bill, and record payment plans. FREE INCLUDES - Up to 5 bills with all bill fields and 1 family member profile. - 1 active appeal with full tracking and deadline reminders. - Unlimited phone call logs, including reference numbers and promises. - 3 photos per bill, EOB, and denial-letter group, with batch import, zoom, and full-screen paging. - Full CSV export of your records and per-bill Markdown export. - Payment and promise reminders, payment plans, and a home screen widget. - Face ID / Touch ID app lock and the Patient Rights guide. PRO ADDS - Unlimited medical bills (Free includes up to 5). - Unlimited active appeals (Free includes 1 with full tracking and reminders). - Up to 10 photos per bill, EOB, and denial-letter group. - Dispute summary PDF for patient advocates, attorneys, or your insurer. - Family member profiles with separate insurance info per person. - Expense breakdown charts by category, family member, and status. PRIVATE BY DESIGN Your records are stored on your device, without a BillGuard account, developer-run cloud service, or analytics. Exports are shared only when you choose. Records may be included in your device backups, depending on your Apple settings. PURCHASE OPTIONS Choose a one-time Pro Lifetime purchase or a Pro Monthly subscription. Both unlock the same Pro features. Local pricing is shown before purchase. Lifetime does not auto-renew. Monthly auto-renews unless canceled at least 24 hours before the current period ends. Payment is charged to your Apple Account. Manage Monthly in Settings > your name > Subscriptions. Restore purchases in the Pro screen. BillGuard is a personal documentation tool, not legal, financial, medical, or insurance advice. You enter and review all values and deadlines. It does not automatically read documents, submit appeals, contact insurers, or process payments. SUPPORT captainlongevity@gmail.com Privacy Policy: https://app-legal-pages.vercel.app/billguard/privacy Terms of Service: https://app-legal-pages.vercel.app/billguard/terms
Screenshots
Verdict
The clearest difference is update cadence: Sublists at every 5 weeks against BillGuard Medical Bill Tracker's every 4 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. Sublists sells 1 one-off in-app purchase and BillGuard Medical Bill Tracker sells 3 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.
Sublists ships an update every 5 weeks, BillGuard Medical Bill Tracker every 4 months. The most recent releases landed on October 30, 2026 and November 9, 2026 respectively.
| Parameter | Sublists | BillGuard Medical Bill Tracker |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | ā |
| Update frequency | Every 5 weeks ā better | Every 4 months |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | ā |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 18.0 | 17.0 ā better |
| Further details ā not scored | ||
| Size | 20 MB | 5 MB |
| Age rating | 4+ | 4+ |
| Developer | Ryosuke Kondo | ę §ę § é« |
In-app purchases
Sublists
- Sublists Pro$4.99
BillGuard Medical Bill Tracker
- Pro Monthly$3.991 Month
- Pro Annual7 Days trial$29.991 Year
- Pro Lifetime$29.99
Questions
Is Sublists free?
Is BillGuard Medical Bill Tracker free?
Do Sublists or BillGuard Medical Bill Tracker have ads?
Which is updated more often, Sublists or BillGuard Medical Bill Tracker?
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