Comparison

Sublists vs Payment Calendar

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Sublists

Manage your recurring expenses and upcoming payments in one place. This app helps you track renewals, scan receipts, and analyze statements without linking bank accounts or email. It offers insights into spending, savings, and price history.

Highlights
  • Track subscriptions with various billing cycles
  • Set renewal reminders
  • Log, search, and filter expenses
  • Scan receipts with camera or photo library
  • Analyze PDF, CSV, TSV, and image files
  • Compare scheduled payments with recorded spending
  • View annual costs and estimated savings
Read full description

See your subscriptions, upcoming payments, and recorded spending in one place. Sublists helps you track renewals, scan receipts, and review statements without connecting your bank account or email. START FREE • Track up to 5 subscriptions with weekly, biweekly, monthly, quarterly, semiannual, yearly, or one-time billing • Set optional renewal reminders • Log, search, filter, and edit everyday expenses • Scan up to 10 receipts per month using your camera or photo library • Analyze PDF, CSV, TSV, and supported image files on-device, then preview transactions and candidates before saving • Save your first successfully imported file for free. Cancellation, duplicates-only files, and failed saves do not use this trial • Compare scheduled payments with recorded spending, including annual and last-12-months views • View annual personal costs and estimated savings based on recorded cancellations and shared plans • Keep price history and cancellation notes, with separate totals by currency, 8 languages, and optional iCloud sync • Register services with presets, including 15 services in Japan. Confirm your own contract's amount and next payment date PAY ONCE FOR SUBLISTS PRO • Remove subscription and receipt scan limits • Save further statement imports after your first successful free file • Apply reviewed candidates from saved payments and link their transactions • View detailed monthly category breakdowns and spending insights • Export CSV, create JSON backups, and restore them • Use upcoming-payment and monthly-total widgets Manual corrections and linking remain free. Pro is not an auto-renewing subscription. See the purchase screen for your local App Store price. REVIEW THE EVIDENCE Monthly candidates need three similar payments with the same merchant and currency; yearly candidates need two. Insufficient history or irregular payments may produce no candidates. Annual candidate costs are estimates based on the detected interval, not recorded annual spending. Registered subscriptions are never changed automatically: confirm the candidates you choose before applying them. Password-protected PDFs are not supported. Images are read as individual receipts; multi-row statement images may not be recognized correctly. YOUR DATA Receipt and statement analysis happens on your device. Keeping receipt images is optional. Records stay on your device and can sync to your own iCloud if you enable it. Currencies are totaled separately; amounts are not converted. Apple and RevenueCat process purchases and restoration. Expense details and receipt images are not sent to RevenueCat. ALREADY PURCHASED? Use Restore Purchases in Settings. Customers who bought the earlier paid app receive Pro at no additional charge after App Store verification.

About

Payment Calendar

Features
Read full description

Keep bills, card statements and installments in one calendar. Get payment reminders and see what you owe in the months ahead. Payment Calendar brings your credit card statements, installments, loans, bills and subscriptions together in a single calendar. Enter them once, and the app reminds you of the rest. It's not a daily expense tracker. You don't need to log every receipt — just add your recurring obligations and clearly see your payment load for the months ahead. ENTER ONCE, FORGET • Card statements, installments, loans, bills, subscriptions, or one-time payments • Link an installment to its card: it's counted within the statement, no double counting • Installments and loans drop off the calendar automatically when they end SEE WHAT'S AHEAD • This month's total, paid/remaining and overdue on the home screen • This Month's Balance compares recorded income with planned payments; everyday spending is not included • What you'll pay on which day in the calendar, with category colors • Upcoming months in Forecast — which month is heavy and when each installment ends REVIEW YOUR SUBSCRIPTIONS • Subscription Center shows monthly average, estimated yearly cost, and upcoming renewals • Mark subscriptions you no longer use to review their potential yearly cost; this does not cancel them • Set a reminder to decide before renewal and open official account-management help for supported services REMIND ON TIME • A notification before the due date (how many days ahead is up to you) • Mark as paid as you go and track the rest YOUR DATA STAYS WITH YOU • No account, no sign-up, no bank linking • Financial data stays on your device; iCloud backup stays in your own space • No ads, no tracking, no data selling HONEST PRICING • The core app is free: unlimited entries, calendar, reminders, and 6-month forecast • The basic subscription summary and decision reminders are free • Premium adds 12- and 24-month forecasts, advanced yearly analysis, reminders for individual payments, and personal receivables tracking — no misleading trial or surprise charges • Yearly, monthly, or a one-time lifetime purchase — your choice Support: https://saevaexe.github.io/odemetakvimi-web/support-en.html Privacy Policy: https://saevaexe.github.io/odemetakvimi-web/privacy-en.html Terms of Use: https://saevaexe.github.io/odemetakvimi-web/terms.html

Screenshots

Sublists4 screens
Payment Calendar4 screens

Verdict

The call

The clearest difference is update cadence: Payment Calendar at weekly against Sublists's every 5 weeks. Payment Calendar also leads on iOS requirement (16.0 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Sublists sells 1 one-off in-app purchase and Payment Calendar sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Sublists ships an update every 5 weeks, Payment Calendar weekly. The most recent releases landed on October 30, 2026 and October 25, 2026 respectively.

Scorecard2 real differences Ā· 6 level
Sublists versus Payment Calendar: the parameters behind the verdict, then further details
ParameterSublistsPayment Calendar
PriceFreeFree
Positive reviews100.0% of reviews—
Update frequencyEvery 5 weeksWeekly — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPad — betteriPhone
Requires iOS18.016.0 — better
Further details — not scored
Size20 MB26 MB
Age rating4+4+
DeveloperRyosuke KondoOsman Seven

In-app purchases

1 purchases

Sublists

One-time1
  • Sublists Pro$4.99
3 purchases

Payment Calendar

Subscriptions2
  • Monthly Premium$2.991 Month
  • Yearly Premium$19.991 Year
One-time1
  • Lifetime Premium$39.99

Questions

Is Sublists free?
Sublists is free to download, with in-app purchases available.
Is Payment Calendar free?
Payment Calendar is free to download, with in-app purchases available.
Do Sublists or Payment Calendar have ads?
Neither Sublists nor Payment Calendar shows ads.
Which is updated more often, Sublists or Payment Calendar?
Sublists ships an update every 5 weeks, and Payment Calendar weekly. Most recently, Sublists was updated on October 30, 2026 and Payment Calendar on October 25, 2026.

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