Payzo vs JhaPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Payzo
Earn instant cashback on every payment made at partner stores. Discover nearby shops offering rewards, track your savings, and enjoy secure wallet-based transactions. Get personalized offers and make everyday spending more rewarding.
- Instant cashback on offline purchases
- Secure in-app wallet for payments
- Nearby store discovery with filters
- Transaction history and savings tracker
- Personalized offers from local stores
- Wallet-based secure payments
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Payzo is a smart payment app that gives users instant Cash back every time they pay at a partner store. No coupon codes, no conditions — just real, instant rewards for everyday spending. Key Features & Functionality: 1.Instant Cash back on Offline Purchases - Users can visit a nearby store collaborated with Payzo and make a payment with Payzo. Cash back is credited instantly to their Payzo wallet after every transaction. 2.Payzo Wallet- Secure in-app wallet to load money via UPI. All transactions are done from this wallet to eligible stores. Cash back accumulates here and can be used for future payments. 3.Nearby Store Discovery- Discover nearby shops offering cash back via the built-in store locator.Filter by category (grocery, salon, clothing, etc.) and see Cash back % offered. 4.Transaction History & Savings Tracker- View past payments, Cash back earned, and total savings.Helps users track how much they’ve saved by using Payzo. 5.Secure Payments- Wallet based payments ensure bank accounts remain unlinked for added safety.No need to share card or bank info while paying at a store, cause everything is done with your wallet. 6.Personalised Offers- App curates special offers from local stores the user frequents. More transactions = better deals over time. *Why Users Love Payzo* -Easy to use -Instant gratification -Saves real money on daily spends -Encourages smart offline shopping
JhaPay
This app facilitates fast, secure, and fee-free peer-to-peer money transfers. It allows users to send funds wallet-to-wallet, link bank accounts, and receive real-time notifications. Merchants can also list products and services for local discovery.
- Zero-fee P2P money transfers
- Wallet-to-wallet fund transfers
- Bank account linking
- Real-time transaction notifications
- Merchant product/service listings
- Local customer discovery
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JhaPay is a zero-fee P2P money transfer app that makes sending and receiving money fast, easy, and secure. Users can instantly transfer funds wallet-to-wallet, add money from their bank, and view complete transaction history — all with real-time notifications. JhaPay also allows merchants to create listings for their products or services, making them discoverable to nearby customers. With seamless bank connectivity, no transaction fees, and a clean user experience, JhaPay is ideal for both individuals and businesses. Whether you're splitting a bill or showcasing your offerings, JhaPay brings hassle-free payments and discovery into one powerful app.
Screenshots
Verdict
The clearest difference is monetization model: JhaPay at free against Payzo's ad-supported. On price, rating, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 5.0 for Payzo against 5.0 for JhaPay. Both are backed by a comparable volume of ratings — 2 and 2 respectively.
Payzo ships an update fortnightly, JhaPay every 2 weeks. The most recent releases landed on October 6, 2026 and October 10, 2026 respectively.
| Parameter | Payzo | JhaPay |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) | 5.0 (2 ratings) |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | 2 | 2 |
| Update frequency | Fortnightly | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 116 MB | 77 MB |
| Age rating | 4+ | 4+ |
| Developer | Bissi Yaazi Technologies Pvt.Ltd | Jhapay |
Customer experience
Payzo
JhaPay
In-app purchases
Payzo
No in-app purchases
JhaPay
No in-app purchases
