Comparison

ifthenpay vs BPI mobilePOS

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ifthenpay

Features
Read full description

ifthenpay – Simple and Secure Payments for Your Business This application is exclusive to ifthenpay clients. If you are not yet our client, please contact us to subscribe to the service. With the ifthenpay app, companies, online stores, schools, clubs, associations, and municipalities can issue Multibanco References, Payshop, MB WAY, Google Pay, Apple Pay, Cofidis Pay, or Pix, allowing payments through various digital and physical channels. Main features: Generation of Multibanco and Payshop References Sending MB WAY payment requests Sending payment references via SMS, email, QR Code, and more Generation of payment links using Pay By Link and Pinpay Creation of QR codes for payment with PAY.ME Dynamic Multibanco references with defined validity Real-time payment notifications Access to payment history and graphical analysis Access to contract data Validation of event entries via form registration Multi-user Multi-company Benefits: 24/7 payment availability No cost to the end user Same cost for the seller, regardless of the payment method chosen by the customer Immediate notifications after payment Secure, reliable, and widely used payment methods Customer data protection Reduced payment deadlines Lower administrative costs and effort Checkout completed on the seller’s website, with no redirections Supported payment channels and methods: Multibanco terminals Payshop locations (over 4,000 in Portugal) Homebanking Bank cards, with over 19 million MB cards in circulation, 98% co-branded with Visa, Mastercard, or American Express MB WAY Google Pay Apple Pay Cofidis Pay Pix (Brazil) Physical and virtual POS terminals Mobile phones with banking apps How it works: 1. Generate the payment reference or link through the app 2. The customer selects the desired channel and completes the payment: Multibanco, Payshop, Homebanking, MB SPOT, mobile phone, credit card, POS terminal, MB WAY, Google Pay, Apple Pay, Cofidis Pay, or Pix 3. After payment, you receive real-time confirmation 4. ifthenpay transfers the received amounts daily, deducting the service fee 5. A monthly invoice/receipt is sent, including a payment statement and transfer confirmations About ifthenpay: ifthenpay, Lda. Payment Institution authorized and supervised by the Bank of Portugal (Registration No. 8707) VAT Number: 510 450 024 Share capital: €1,105,188.12 Rua S. José, no. 771, 4535-404 Santa Maria de Lamas Phone: +351 227 660 871 or 808 222 777 Email: suporte@ifthenpay.com Website: www.ifthenpay.com

About

BPI mobilePOS

Features
Read full description

Aceda à nova geração de terminais de pagamento BPI e tenha o TPA sempre consigo, no seu telemóvel, onde quer que esteja. Aceite pagamentos contactless e MB Way no seu telemóvel de Clientes de todo o mundo. Com toda a segurança, em qualquer lugar e a qualquer hora.

Screenshots

ifthenpay4 screens
BPI mobilePOS4 screens

Verdict

The call

The clearest difference is update cadence: ifthenpay at every 8 days against BPI mobilePOS's every 3 months. BPI mobilePOS's advantage is iOS requirement (10.0 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

ifthenpay ships an update every 8 days, BPI mobilePOS every 3 months. The most recent releases landed on September 9, 2026 and August 22, 2026 respectively.

Scorecard2 real differences · 4 level
ifthenpay versus BPI mobilePOS: the parameters behind the verdict, then further details
ParameterifthenpayBPI mobilePOS
PriceFreeFree
Update frequencyEvery 8 days — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.010.0 — better
Further details — not scored
Size30 MB55 MB
Age rating17+4+
DeveloperIFTHENPAY LDASIBS FPS

In-app purchases

None

ifthenpay

No in-app purchases

None

BPI mobilePOS

No in-app purchases

Questions

Is ifthenpay free?
ifthenpay is free to download, with no in-app purchases.
Is BPI mobilePOS free?
BPI mobilePOS is free to download, with no in-app purchases.
Do ifthenpay or BPI mobilePOS have ads?
Neither ifthenpay nor BPI mobilePOS shows ads.
Which is updated more often, ifthenpay or BPI mobilePOS?
ifthenpay ships an update every 8 days, and BPI mobilePOS every 3 months. Most recently, ifthenpay was updated on September 9, 2026 and BPI mobilePOS on August 22, 2026.

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