Comparison

OneLine vs Monoline

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

OneLine

Features
Read full description

OneLine is a simple expense tracker that turns a natural one-line entry into an organized money record. Type something like โ€œCoffee $5โ€ or โ€œLunch $12.โ€ OneLine identifies the amount, income or expense type, date, and category. Review the result before saving and edit anything when needed. There is no complicated sign-up and no bank or card connection. Your transactions, goals, budgets, and settings stay on your device. Key features โ€ข Record income and expenses with natural one-line entries โ€ข Organize amounts, types, dates, and categories โ€ข Review and edit results before saving โ€ข Browse, edit, and delete transactions by date โ€ข View monthly and yearly income and expense statistics โ€ข Explore category breakdowns and major spending areas โ€ข Look back with weekly reports and optional reminders โ€ข Manage saving, income, and spending challenges Every money-tracking feature is free to use. Free users may see banner ads on selected screens. A one-time purchase can remove ads across the app. This app follows Appleโ€™s Standard End User License Agreement (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Monoline

Effortlessly track expenses with AI-powered automatic recording from card messages and Apple Pay. Simply write a line in natural language, and it intelligently categorizes your spending. Offers detailed reports and insights into your financial habits.

Highlights
  • AI automatic recording from card messages and Apple Pay
  • Natural language input for expense categorization
  • AI chat for spending analysis and insights
  • Monthly spending reports with personalized advice
  • Receipt scanning for item and amount recognition
  • Multi-currency support with automatic conversion
  • Separate ledgers for different purposes
Read full description

One line is all it takes. Write "lunch burrito 12" the way you'd text a friend, and Monoline fills in the amount, category, and place. No forms, no endless setup. โ€ข One-line entry โ€” write naturally, it gets sorted โ€ข Several at once โ€” "coffee 4.5, subway 2.75" becomes two entries โ€ข Voice โ€” tap the mic and say it; fix the transcript right there โ€ข Receipts โ€” snap one or several photos, items and totals are read for you โ€ข Shared ledgers โ€” one invite link and your partner or family logs into the same ledger; see who added what โ€ข Day โ€” one photo and one line about today, with an AI look-back at the end of the month โ€ข Ask AI โ€” ask anything about your spending, answered from your own entries โ€ข Reports โ€” monthly and yearly reports of tables and charts, built from your own entries โ€ข Foreign currency โ€” write "ยฅ1,200" and it converts at that day's rate, original kept in the memo โ€ข Separate ledgers โ€” travel, emergency fund, each with its own currency; period ledgers for trips and events โ€ข Clean stats โ€” spending by category and by month at a glance โ€ข iCloud Drive backup โ€” restore after a new phone or a reinstall โ€ข No account needed โ€” your entries live on your phone; sign in only when you share a ledger Start right away. No sign-up. Monoline Plus (optional subscription): unlimited ledgers and Apple Pay auto-record โ€” payments logged through a Shortcut even when the app is closed. The free app keeps everything above, including AI chat, reports and shared ledgers, with 2 ledgers and a 10-entry auto-record trial. Monthly or yearly, cancel anytime in Settings. Questions: contact@plien.io Terms of Use: https://plien.io/spent/en/terms Privacy Policy: https://plien.io/spent/en/privacy

Screenshots

OneLine4 screens
Monoline4 screens

Verdict

The call

The clearest difference is ads: Monoline at none against OneLine's shown. Monoline also leads on update cadence (every 4 days vs every 3 weeks). OneLine's advantage is iOS requirement (15.0 vs 17.0). On price, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. OneLine sells 2 in-app purchases, starting at $0.99 per month and Monoline sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

OneLine ships an update every 3 weeks, Monoline every 4 days. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

Scorecard3 real differences ยท 5 level
OneLine versus Monoline: the parameters behind the verdict, then further details
ParameterOneLineMonoline
PriceFreeFree
Positive reviewsโ€”100.0% of reviews
Update frequencyEvery 3 weeksEvery 4 days โ€” better
AdsYesNo โ€” better
In-app purchasesYesYes
Monetizationโ€”Freemium
DevicesiPhone, iPod โ€” betteriPhone
Requires iOS15.0 โ€” better17.0
Further details โ€” not scored
Size37 MB30 MB
Age rating4+4+
DeveloperDoublewPlien (KR)

In-app purchases

2 purchases

OneLine

Subscriptions1
  • Premium Monthly$0.991 Month
One-time1
  • Premium$34.99
2 purchases

Monoline

Subscriptions2
  • Monoline Plus$1.991 Month
  • Monoline Plus Yearly$12.991 Year

Questions

Is OneLine free?
OneLine is free to download, with in-app purchases available.
Is Monoline free?
Monoline is free to download, with in-app purchases available.
Do OneLine or Monoline have ads?
OneLine shows ads; Monoline does not.
Which is updated more often, OneLine or Monoline?
OneLine ships an update every 3 weeks, and Monoline every 4 days. Most recently, OneLine was updated on October 24, 2026 and Monoline on October 25, 2026.

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