Comparison

USV dApp vs HOLD

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

USV dApp

Turn purchases into verified digital assets. Scan product QR codes to instantly authenticate items and receive unique digital collectibles in your secure wallet. Manage tokens, track your portfolio, and explore brand perks.

Highlights
  • Instant product authenticity checks via QR scan
  • Mint unique digital collectibles (NFTs) for verified products
  • Securely buy, store, send, and stake USV tokens
  • Universal QR reader with high-speed scanning
  • Portfolio dashboard with real-time balance and market prices
  • Import existing Solana wallets (Phantom, Solflare)
  • Earn 9% APY on USV tokens through staking
Read full description

Turn every purchase into a verified digital asset. USV Wallet is your all-in-one companion for authenticating consumer products, collecting NFTs, and managing USV utility tokens. One QR scan proves your product's authenticity and instantly drops a matching digital collectible into your secure wallet. — WHY USV WALLET — Instant Authenticity Checks Scan any USV QR code to view tamper-proof blockchain records proving origin, ownership history, and supply-chain journey. NFT Rewards & Collectibles Every verified product mints a unique digital collectible. Trade it, showcase it, or unlock brand-exclusive perks and experiences. Secure Token Management Buy, store, send, and stake USV tokens with biometric security. Your private keys never leave your device. Universal QR Reader High-speed scanner works in low light and supports both dynamic and static codes. No extra hardware required. Portfolio Dashboard Real-time balance tracking, live market prices, and full transaction history in one clean view. Privacy by Design End-to-end encryption, zero ad tracking, and open-source smart contracts keep your data and assets safe. — HOW IT WORKS — Download & Create Wallet — Set up in under 60 seconds with Face ID / Touch ID and an encrypted seed phrase backup. Scan Product QR — Point the camera at any USV-enabled product to verify authenticity on-chain. Claim Your NFT — Your digital collectible appears automatically. Near-zero network fees, no complexity. Explore & Share — Showcase your collection, transfer assets, or list NFTs on compatible marketplaces. Earn & Spend — Use USV tokens for in-app upgrades, partner discounts, and community events. — ADDITIONAL FEATURES — USVT Staking — Earn 9% APY on your USV tokens with no lock-up period. deTCP Marketplace — Discover where to earn and spend USVT across 2,400+ products from top brands. Import Existing Wallet — Already using Phantom or Solflare? Import your existing Solana wallet via seed phrase or private key and use it directly within USV Wallet. Self-Custody Backups — Securely restore your wallet on any new device, anytime. Custom Alerts — Push notifications for price swings, new drops, and incoming transfers. Dark Mode — Eye-friendly design that saves battery life. — BUILT FOR EVERYONE — Whether you're a first-time collector or a seasoned DeFi user, USV Wallet makes blockchain simple, secure, and rewarding. usvdapp.com

About

HOLD

This app allows you to get paid from anywhere, split expenses with friends in group chats, and manage your money with an AI assistant. It also offers features for travel, saving, and investing in cryptocurrencies.

Highlights
  • Receive payments globally
  • Split expenses in group chats
  • AI money assistant for planning
  • Book travel and hotels
  • Save and invest in crypto
  • Self-custodial security
Features
Read full description

HOLD: money, finally social. Get paid from anywhere, pay friends like you text, and let Hi, your money assistant, plan your next trip. One app, and only you hold your money. GET PAID FROM ANYWHERE • Your own USD, EUR and GBP account numbers, and more currencies • Get paid by clients, employers and platforms worldwide • Share your @username, not long addresses or SWIFT codes YOUR GROUP CHAT, NOW WITH MONEY • Chat 1:1 or in groups and pay right in the conversation • Split trips, dinners and rent. HOLD tracks who owes what • Settle up in one tap JUST ASK HI • Your AI money assistant, right in your chats • Ask for a hotel near an event and book it without leaving the chat • Hi keeps to your budget TRAVEL MORE, PAY LESS • eSIMs for your next trip, from $13 • Hotels worldwide, paid from your balance • Earn HiPoints as you go SAVE AND INVEST • Keep your earnings in dollars, safe from local inflation • Buy Bitcoin, Ethereum, Solana and more • Convert between currencies in one tap SECURITY • Self-custodial: your recovery phrase never leaves your device • Passkey and Face ID login, no passwords to leak • BIP-39 compatible: if you ever leave, you take everything with you WHO IT'S FOR Freelancers, remote workers, creators, travellers and friends who share expenses. Anyone whose paycheck lives in one currency and whose life lives in another. WHAT WE WILL NEVER DO • Block you based on your country • Sell your data • Hide fees in the exchange rate HOLD is a tool. Your money is yours. Create your account in 30 seconds with your email and a passkey. hello@hihodl.xyz · hihodl.xyz

Screenshots

USV dApp4 screens
HOLD4 screens

Verdict

The call

The clearest difference is rating: USV dApp at 5.0 against HOLD's 1.0. USV dApp also leads on update cadence (every 9 days vs monthly) and ratings volume (3 vs 1). HOLD's advantage is device support (3 vs 1) and iOS requirement (15.1 vs 18.6). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

USV dApp holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 3 and 1 respectively.

UpkeepUpdate frequency

USV dApp ships an update every 9 days, HOLD monthly. Both last shipped on October 30, 2026.

Scorecard5 real differences · 5 level
USV dApp versus HOLD: the parameters behind the verdict, then further details
ParameterUSV dAppHOLD
PriceFreeFree
Rating5.0 (3 ratings) — better1.0 (1 ratings)
Positive reviews—0.0% of reviews
Number of ratings3 — better1
Update frequencyEvery 9 days — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS18.615.1 — better
Further details — not scored
Size34 MB119 MB
Age rating17+17+
DeveloperUltra Smooth Studio LLCHIHODL Technologies OU

Customer experience

USV dApp

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

HOLD

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

USV dApp

No in-app purchases

None

HOLD

No in-app purchases

Questions

Is USV dApp free?
USV dApp is free to download, with no in-app purchases.
Is HOLD free?
HOLD is free to download, with no in-app purchases.
Which has better reviews, USV dApp or HOLD?
USV dApp is rated higher. USV dApp averages 5.0 out of 5 from 3 ratings, while HOLD averages 1.0 from 1 ratings.
Do USV dApp or HOLD have ads?
Neither USV dApp nor HOLD shows ads.
Which is updated more often, USV dApp or HOLD?
USV dApp ships an update every 9 days, and HOLD monthly. Most recently, USV dApp was updated on October 30, 2026 and HOLD on October 30, 2026.

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