Comparison

Credit calc. vs PhiKlient

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Credit calc.

Features
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The credit calculator is a tool used to construct credit repayment schedules based on the specified credit amount, interest rate, repayment period and type of instalments. The calculator also allows you to define the free period, the commission and the date of taking out the credit. The repayment schedule created in the calculator allows for the presentation of credit instalments in monthly, quarterly and annual periods, taking into account information such as the value of the instalment, including the values of the capital and the interest parts, as well as the value of the repaid capital and interest and the amount of capital remaining to be repaid. Main features: • a wide range of parameters, tailored to the needs of financiers and entrepreneurs • a simple and intuitive user interface, both at the level of defining credit parameters and tabular presentation of the schedule • presentation of the schedule in monthly, quarterly and annual periods • the ability to save the schedule as a .pdf file Compare different credit parameter variants to find the most favorable option. Check if the planned instalment is acceptable. Choose the type of instalments and repayment period according to your needs. Use the popular tool available at https://eanaliza.pl/en/credit-calculator – now also in the mobile version on your device! If you have any questions or comments, please contact us at biuro@eanaliza.pl.

About

PhiKlient

Features
Read full description

PhiKlient - Twoje centrum finansowe w zasięgu ręki! Jesteś klientem Phinance? Aplikacja PhiKlient to Twoje osobiste narzędzie do wygodnego zarządzania wszystkimi produktami finansowymi i ubezpieczeniowymi. Zapomnij o segregatorach z dokumentami i dziesiątkach haseł. Teraz wszystko, co ważne dla Twojego portfela, masz w jednym bezpiecznym miejscu. Co zyskujesz dzięki PhiKlient? - Pełny podgląd produktów: Monitoruj swoje ubezpieczenia, inwestycje oraz inne rozwiązania finansowe 24/7. - Szybkie akceptacje: Odbieraj i bezpiecznie zatwierdzaj nowe propozycje produktowe przygotowane przez Twojego doradcę bezpośrednio w aplikacji - bez zbędnych formalności. - Błyskawiczny kontakt: Potrzebujesz nowego ubezpieczenia auta, nieruchomości lub chcesz zainwestować kapitał? Skontaktuj się ze swoim dedykowanym doradcą Phinance jednym kliknięciem. - Wygoda i bezpieczeństwo: Twoje dane są chronione zgodnie z najwyższymi standardami bezpieczeństwa i szyfrowania. Pobierz aplikację PhiKlient, zyskaj pełną kontrolę nad swoimi finansami i podejmuj mądre decyzje wspólnie z Phinance!

Screenshots

Credit calc.3 screens
PhiKlient4 screens

Verdict

The call

The clearest difference is update cadence: PhiKlient at every 3 weeks against Credit calc.'s every 3 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Credit calc. ships an update every 3 months, PhiKlient every 3 weeks. The most recent releases landed on October 28, 2026 and October 24, 2026 respectively.

Scorecard1 real difference · 5 level
Credit calc. versus PhiKlient: the parameters behind the verdict, then further details
ParameterCredit calc.PhiKlient
PriceFreeFree
Update frequencyEvery 3 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better16.4
Further details — not scored
Size20 MB36 MB
Age rating17+4+
DeveloperTechnicenter Sp z o oPhinance S. A.

In-app purchases

None

Credit calc.

No in-app purchases

None

PhiKlient

No in-app purchases

Questions

Is Credit calc. free?
Credit calc. is free to download, with no in-app purchases.
Is PhiKlient free?
PhiKlient is free to download, with no in-app purchases.
Do Credit calc. or PhiKlient have ads?
Neither Credit calc. nor PhiKlient shows ads.
Which is updated more often, Credit calc. or PhiKlient?
Credit calc. ships an update every 3 months, and PhiKlient every 3 weeks. Most recently, Credit calc. was updated on October 28, 2026 and PhiKlient on October 24, 2026.

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