Holders vs a2x
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Holders
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Stablecoin payments without the complexity. Create your stablecoin card in minutes, top it up from your favorite blockchain, and spend anywhere Visa is accepted. Add your virtual card to Apple Pay instantly or order a physical card for everyday purchases around the world. Whether you're paying for coffee, booking hotels, shopping online, or traveling abroad, your money is always ready to spend. Unlike traditional crypto wallets, there's nothing complicated to learn. No seed phrases. No wallet setup. No confusing blockchain experience. Just sign in, fund your account, and start paying. Stablecoin Card - Get a virtual or physical card in minutes - Add your card to Apple Pay and start paying instantly - Available to residents of 94 countries - Spend anywhere Visa is accepted - Designed for everyday online and in-store payments Fund Your Account Top up directly from multiple blockchain networks in just a few taps. Supported assets and networks include: Bitcoin (BTC), Ethereum (ETH), Base, Solana, TRON, TON, USDC, USDT and many more. No complicated deposit processΓ’β¬βsimply choose a network, transfer your funds, and your balance is ready to spend. No Gas Token Needed Sending stablecoins shouldn't require holding a separate token just to pay network fees. Move your funds without buying SOL, TRON, or ETH first - fees are handled right from your balance. The app takes care of the complexity so you can focus on simply sending and receiving. Self-Custody Security Your assets remain under your control. Unlike custodial services, your funds are never controlled by a third party. No one can freeze your balance, block access to your assets, or spend your funds on your behalf. Self-custody gives you ownership without sacrificing convenience. Built for Transparency Every payment is fully traceable and verifiable on-chain. Review the complete lifecycle of every transaction while keeping your financial activity private by default. No hidden fees, no hidden processing, and complete visibility into how your money moves. Why Choose Holders? - Stablecoin card for everyday spending - Virtual and physical cards - Apple Pay support - Available to residents of 94 countries - Spend anywhere Visa is accepted - Fast top-ups from any network - No gas token required - Self-custody security - On-chain transaction verification - Simple banking-like experience All the benefits of blockchain. None of the complexity.
a2x
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A2X is a non-custodial crypto wallet and payment card companion. Keep control of your keys and move USDT on Polygon for everyday spending through a licensed partner integration. No in-app crypto exchange or trading. Key Features 1. Non-custodial Wallet Generate and store your private keys on your device. Hold and manage your assets, view balances, and stay in control at all times. 2. USDT (Polygon) Transfers Send and receive USDT on Polygon quickly and securely. Use on-chain transfers to fund spending through our partner integration. Note: There is no swapping, buying, selling, or trading inside the app. 3. A2X Payment Card (via licensed partner) Get a virtual or physical card issued by our licensed partner and use your balance for everyday payments where the card network is accepted. Card issuance and usage are handled off-app by the partner. 4. Clear Activity History See on-chain transfers and card-related activity in one place with easy-to-read details. 5. Compliance & Security Complete standard KYC to enable eligible features. We support multi-factor authentication and encryption. AML/KYC are performed by the partner as required in supported regions. 6. Account Control You can delete your account any time: Settings β Account β Delete Account. Upon confirmation, your account is removed and you are signed out. (Certain records may be retained only as required by law.) Why A2X - Freedom: Connect digital assets to everyday life. - Simplicity: On-chain USDT transfers; partner-handled card rails. - Control: Non-custodial by design β you hold the keys. How It Works 1. Download A2X and create your account. 2. Complete quick identity verification (KYC). 3. Transfer USDT (Polygon). 4. (Optional) Get a card issued by our licensed partner. 5. Use your balance for payments where the card network is accepted. Support & Availability Our in-app help center is available 24/7. Supported countries, currencies, and features vary by region and partner compliance. Some features may be unavailable in your location. Legal / Compliance Notes - No in-app exchange or trading. A2X does not provide crypto swapping, buying, or selling. - Non-custodial: we do not custody user funds. - Card issuance, fiat on/off-ramp, and KYC/AML are performed off-app by our licensed partner per regional regulations. - Availability of features may change based on partner API eligibility and compliance requirements. - All trademarks are property of their respective owners.
Screenshots
Verdict
The clearest difference is ads: a2x at none against Holders's shown. a2x also leads on iOS requirement (12.0 vs 15.1). On price, in-app purchases and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | Holders | a2x |
|---|---|---|
| Price | Free | Free |
| Update frequency | Weekly | β |
| Ads | Yes | No β better |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPad, iPod β better |
| Requires iOS | 15.1 | 12.0 β better |
| Further details β not scored | ||
| Size | 62 MB | 28 MB |
| Age rating | 4+ | 4+ |
| Developer | Whales Corp | ISR WORKS HONGKONG LIMITED |
In-app purchases
Holders
No in-app purchases
a2x
No in-app purchases







