Holders vs Tipo

Stablecoin payments without the complexity. Create your stablecoin card in minutes, top it up from your favorite blockchain, and spend anywhere Visa is accepted. Add your virtual card to Apple Pay instantly or order a physical card for everyday purchases around the world. Whether you're paying for coffee, booking hotels, shopping online, or traveling abroad, your money is always ready to spend. Unlike traditional crypto wallets, there's nothing complicated to learn. No seed phrases. No wallet setup. No confusing blockchain experience. Just sign in, fund your account, and start paying. Stablecoin Card - Get a virtual or physical card in minutes - Add your card to Apple Pay and start paying instantly - Available to residents of 94 countries - Spend anywhere Visa is accepted - Designed for everyday online and in-store payments Fund Your Account Top up directly from multiple blockchain networks in just a few taps. Supported assets and networks include: Bitcoin (BTC), Ethereum (ETH), Base, Solana, TRON, TON, USDC, USDT and many more. No complicated deposit process—simply choose a network, transfer your funds, and your balance is ready to spend. No Gas Token Needed Sending stablecoins shouldn't require holding a separate token just to pay network fees. Move your funds without buying SOL, TRON, or ETH first - fees are handled right from your balance. The app takes care of the complexity so you can focus on simply sending and receiving. Self-Custody Security Your assets remain under your control. Unlike custodial services, your funds are never controlled by a third party. No one can freeze your balance, block access to your assets, or spend your funds on your behalf. Self-custody gives you ownership without sacrificing convenience. Built for Transparency Every payment is fully traceable and verifiable on-chain. Review the complete lifecycle of every transaction while keeping your financial activity private by default. No hidden fees, no hidden processing, and complete visibility into how your money moves. Why Choose Holders? - Stablecoin card for everyday spending - Virtual and physical cards - Apple Pay support - Available to residents of 94 countries - Spend anywhere Visa is accepted - Fast top-ups from any network - No gas token required - Self-custody security - On-chain transaction verification - Simple banking-like experience All the benefits of blockchain. None of the complexity.

Work for tips? Tipo keeps them organized. Log them in 3 seconds and see everything at a glance. Made for: · Hotel — housekeeping, room service, bell desk, valet · Hair salons · nail techs · massage · spa · Restaurants & cafés — servers, baristas · Bars — bartenders · Delivery riders, golf caddies, tour guides · Anyone who earns tips! ◆ Quick Entry Add date, room number, and cash/card amounts right from the bottom bar. Add a guest note and Tipo tracks your regulars automatically. ◆ Automatic Card Fees Set a fee rate per workspace and Tipo calculates your take-home. Switch between gross and net with one tap. ◆ Settlement Tracking Always know how much you're still owed. Swipe once to mark tips as settled. ◆ Dashboard Summary · Earnings calendar — daily amounts on a monthly heatmap · Comparison chart — this period vs. last, on one graph · Best weekday — see which days earn the most · Monthly goal progress and your MVP guest ◆ Workspaces Two jobs? No problem. Track and compare each place separately. ◆ Peace of Mind · PIN lock keeps your earnings private · Optional cloud backup — sign in to restore on any device · Every feature works 100% without an account Your tips matter. Tipo.