Comparison

Split vs PayMates

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Split

Effortlessly manage group expenses with this bill splitting app. Scan receipts with AI to itemize costs, assign them to individuals, and track real-time balances. Supports multiple currencies and offers fast settlement options for easy IOU tracking.

Highlights
  • Instant receipt scanner with AI item recognition
  • Smart item assignment to friends or even splits
  • Real-time balances for group members
  • Multi-currency support for travel
  • Fast IOU tracking and settlement
  • No ads or data selling
Features
Read full description

Split is the fast bill splitter for group expenses—scan receipts and cost split in seconds. Why you’ll love it - Instant receipt scanner – snap a photo, we read items with AI. - Smart item assignment – tap friends or split evenly in one tap. - Real-time balances – everyone sees who owes, who’s paid, and who’s even. - Multiple currencies – perfect for travel. - Settle IOUs fast – track, pay, and stay even. - Privacy first – no ads, no selling data. Perfect for - Roommates splitting rent + utilities - Friend trips, Airbnb weekends, festivals - Couples tracking date nights - Clubs, teams, or any group fund How it works - Create a group. Invite friends with a link or QR code. - Add expenses. Scan a receipt or enter amounts manually. - Assign items. Pick who had each line item, or choose “Split all.” - Settle up. View net totals and pay however you like—cash, Venmo, Zelle. The app records it all. Support & privacy Questions? Tap Settings → Help or email team@splitexpenses.com. The app never shares personal data without consent—review our full policy inside the app. Download Split today and never chase your friends for money again. —— Venmo is a trademark of PayPal, Inc. Split is not affiliated with or endorsed by Venmo or PayPal. © 2025 Yust Tech, Inc. All rights reserved. Terms of Use (EULA): https://splitexpenses.app/terms Privacy Policy: https://splitexpenses.app/privacy Apple Standard EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

PayMates

Features
Read full description

Tired of manual math and messy spreadsheets? PayMates is the smartest bill splitter and group expense tracker, now featuring AI-powered receipt scanning. Whether you’re managing household bills with roommates, splitting dinner with friends, or tracking a group trip, PayMates keeps your shared spending organized and fair. HOW IT WORKS: Snap a Photo: Our AI scans the receipt and lists the items. Assign Costs: Pick who paid and who owes what. Track Balances: See exactly who is "in the red" in real-time. Settle Up: Record payments made via Interac, cash, or third-party apps to clear the balance. MAIN FEATURES: AI Receipt Scanner: No more manual entry. Snap a pic and let the AI do the heavy lifting. Instant Group Splitting: Create groups for trips, roommates, or events and add expenses in seconds. Real-Time IOU Tracking: A clear ledger of who owes whom, so you never have to guess. Multi-Currency Support: Perfect for international travel. Split costs in any currency without the headache. Secure & Synced: Your data is backed up to your account and stays synced across all your devices. PERFECT FOR: Roommates: Easily track rent, groceries, and utility bills. Travelers: The ultimate group vacation spending and shared Airbnb cost tracker. Couples: Manage shared household expenses or date nights. PAYMATES PRO Unlock advanced insights, premium budgeting tools, and early access to all future feature updates.Friends: Split the tab for dinner, movies, or concert tickets.

Screenshots

Split4 screens
PayMates4 screens

Verdict

The call

The clearest difference is update cadence: PayMates at every 3 days against Split's every 9 days. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Split sells 6 in-app purchases, starting at $0.99 per 7 days and PayMates sells 2 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Split ships an update every 9 days, PayMates every 3 days. The most recent releases landed on October 23, 2026 and October 18, 2026 respectively.

Scorecard1 real difference · 9 level
Split versus PayMates: the parameters behind the verdict, then further details
ParameterSplitPayMates
PriceFreeFree
Rating4.7 (36 ratings) — better—
Positive reviews96.3% of reviews—
Number of ratings36 — better—
Update frequencyEvery 9 daysEvery 3 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhoneiPhone, iPad — better
Requires iOS16.0 — better17.0
Further details — not scored
Size37 MB68 MB
Age rating4+4+
DeveloperTyler YustAbhishek Solanki

In-app purchases

6 purchases

Split

Subscriptions6
  • Split Pro – Weekly$0.997 Days
  • Split Pro – Weekly Trial7 Days trial$1.297 Days
  • Split Pro – Monthly$2.991 Month
Show 3 more
  • Split Pro – 3 Months Intro3 Months trial$2.991 Month
  • Split Pro – Monthly Trial7 Days trial$3.491 Month
  • Split Pro – Yearly Trial$23.991 Year
2 purchases

PayMates

Subscriptions2
  • Pro$3.991 Month
  • PayMates Pro Yearly$39.991 Year

Questions

Is Split free?
Split is free to download, with in-app purchases available.
Is PayMates free?
PayMates is free to download, with in-app purchases available.
Do Split or PayMates have ads?
Neither Split nor PayMates shows ads.
Which is updated more often, Split or PayMates?
Split ships an update every 9 days, and PayMates every 3 days. Most recently, Split was updated on October 23, 2026 and PayMates on October 18, 2026.

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