Comparison

Split vs Penny

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Split

Effortlessly manage group expenses with this bill splitting app. Scan receipts with AI to itemize costs, assign them to individuals, and track real-time balances. Supports multiple currencies and offers fast settlement options for easy IOU tracking.

Highlights
  • Instant receipt scanner with AI item recognition
  • Smart item assignment to friends or even splits
  • Real-time balances for group members
  • Multi-currency support for travel
  • Fast IOU tracking and settlement
  • No ads or data selling
Features
Read full description

Split is the fast bill splitter for group expenses—scan receipts and cost split in seconds. Why you’ll love it - Instant receipt scanner – snap a photo, we read items with AI. - Smart item assignment – tap friends or split evenly in one tap. - Real-time balances – everyone sees who owes, who’s paid, and who’s even. - Multiple currencies – perfect for travel. - Settle IOUs fast – track, pay, and stay even. - Privacy first – no ads, no selling data. Perfect for - Roommates splitting rent + utilities - Friend trips, Airbnb weekends, festivals - Couples tracking date nights - Clubs, teams, or any group fund How it works - Create a group. Invite friends with a link or QR code. - Add expenses. Scan a receipt or enter amounts manually. - Assign items. Pick who had each line item, or choose “Split all.” - Settle up. View net totals and pay however you like—cash, Venmo, Zelle. The app records it all. Support & privacy Questions? Tap Settings → Help or email team@splitexpenses.com. The app never shares personal data without consent—review our full policy inside the app. Download Split today and never chase your friends for money again. —— Venmo is a trademark of PayPal, Inc. Split is not affiliated with or endorsed by Venmo or PayPal. © 2025 Yust Tech, Inc. All rights reserved. Terms of Use (EULA): https://splitexpenses.app/terms Privacy Policy: https://splitexpenses.app/privacy Apple Standard EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Penny

Features
Read full description

Subscriptions are sneaky. Penny is sneakier. Penny keeps every subscription in one tidy place, shows you exactly where your money goes each month, and taps you on the shoulder before a bill hits. No more mystery charges. No more "wait, I still pay for that?" And here is the twist: a subscription tracker with no subscription. Penny Pro is a one-time purchase, yours forever. WHAT PENNY DOES - Your subscriptions in one clear view - Monthly and yearly spending at a glance - Reminders before bills sneak up on you - Organised by category, so things stay tidy - Quick to add, easy to manage, free to start PENNY PRO (one-time purchase, no subscription, ever) - Unlimited subscriptions - Custom reminders, you pick when Penny nudges you - A calendar of upcoming renewals with a weekly breakdown - Full analytics that turn your spending into an "ohhh, that is where it goes" - Custom categories and colors - iCloud sync between iPhone and Mac - Every future update included Pay once. Keep Penny forever. Your wallet will purr.

Screenshots

Split4 screens
Penny4 screens

Verdict

The call

The clearest difference is update cadence: Split at every 9 days against Penny's monthly. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Split sells 6 in-app purchases, starting at $0.99 per 7 days and Penny sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Split ships an update every 9 days, Penny monthly. The most recent releases landed on September 27, 2026 and September 18, 2026 respectively.

Scorecard1 real difference · 9 level
Split versus Penny: the parameters behind the verdict, then further details
ParameterSplitPenny
PriceFreeFree
Rating4.9 (34 ratings) — better—
Positive reviews96.3% of reviews—
Number of ratings34 — better—
Update frequencyEvery 9 days — betterMonthly
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhoneiPhone, Mac — better
Requires iOS16.0 — better17.0
Further details — not scored
Size37 MB4 MB
Age rating4+4+
DeveloperTyler YustGregorio Aquino

In-app purchases

6 purchases

Split

Subscriptions6
  • Split Pro – Weekly$0.997 Days
  • Split Pro – Weekly Trial7 Days trial$1.297 Days
  • Split Pro – Monthly$2.991 Month
Show 3 more
  • Split Pro – 3 Months Intro3 Months trial$2.991 Month
  • Split Pro – Monthly Trial7 Days trial$3.491 Month
  • Split Pro – Yearly Trial$23.991 Year
1 purchases

Penny

One-time1
  • Penny Pro$4.99

Questions

Is Split free?
Split is free to download, with in-app purchases available.
Is Penny free?
Penny is free to download, with in-app purchases available.
Do Split or Penny have ads?
Neither Split nor Penny shows ads.
Which is updated more often, Split or Penny?
Split ships an update every 9 days, and Penny monthly. Most recently, Split was updated on September 27, 2026 and Penny on September 18, 2026.

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