Split vs Penny
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Split
Effortlessly manage group expenses with this bill splitting app. Scan receipts with AI to itemize costs, assign them to individuals, and track real-time balances. Supports multiple currencies and offers fast settlement options for easy IOU tracking.
- Instant receipt scanner with AI item recognition
- Smart item assignment to friends or even splits
- Real-time balances for group members
- Multi-currency support for travel
- Fast IOU tracking and settlement
- No ads or data selling
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Split is the fast bill splitter for group expenses—scan receipts and cost split in seconds. Why you’ll love it - Instant receipt scanner – snap a photo, we read items with AI. - Smart item assignment – tap friends or split evenly in one tap. - Real-time balances – everyone sees who owes, who’s paid, and who’s even. - Multiple currencies – perfect for travel. - Settle IOUs fast – track, pay, and stay even. - Privacy first – no ads, no selling data. Perfect for - Roommates splitting rent + utilities - Friend trips, Airbnb weekends, festivals - Couples tracking date nights - Clubs, teams, or any group fund How it works - Create a group. Invite friends with a link or QR code. - Add expenses. Scan a receipt or enter amounts manually. - Assign items. Pick who had each line item, or choose “Split all.” - Settle up. View net totals and pay however you like—cash, Venmo, Zelle. The app records it all. Support & privacy Questions? Tap Settings → Help or email team@splitexpenses.com. The app never shares personal data without consent—review our full policy inside the app. Download Split today and never chase your friends for money again. —— Venmo is a trademark of PayPal, Inc. Split is not affiliated with or endorsed by Venmo or PayPal. © 2025 Yust Tech, Inc. All rights reserved. Terms of Use (EULA): https://splitexpenses.app/terms Privacy Policy: https://splitexpenses.app/privacy Apple Standard EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Penny
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Subscriptions are sneaky. Penny is sneakier. Penny keeps every subscription in one tidy place, shows you exactly where your money goes each month, and taps you on the shoulder before a bill hits. No more mystery charges. No more "wait, I still pay for that?" And here is the twist: a subscription tracker with no subscription. Penny Pro is a one-time purchase, yours forever. WHAT PENNY DOES - Your subscriptions in one clear view - Monthly and yearly spending at a glance - Reminders before bills sneak up on you - Organised by category, so things stay tidy - Quick to add, easy to manage, free to start PENNY PRO (one-time purchase, no subscription, ever) - Unlimited subscriptions - Custom reminders, you pick when Penny nudges you - A calendar of upcoming renewals with a weekly breakdown - Full analytics that turn your spending into an "ohhh, that is where it goes" - Custom categories and colors - iCloud sync between iPhone and Mac - Every future update included Pay once. Keep Penny forever. Your wallet will purr.
Screenshots
Verdict
The clearest difference is update cadence: Split at every 9 days against Penny's monthly. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Split sells 6 in-app purchases, starting at $0.99 per 7 days and Penny sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
Split ships an update every 9 days, Penny monthly. The most recent releases landed on September 27, 2026 and September 18, 2026 respectively.
| Parameter | Split | Penny |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (34 ratings) — better | — |
| Positive reviews | 96.3% of reviews | — |
| Number of ratings | 34 — better | — |
| Update frequency | Every 9 days — better | Monthly |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone | iPhone, Mac — better |
| Requires iOS | 16.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 37 MB | 4 MB |
| Age rating | 4+ | 4+ |
| Developer | Tyler Yust | Gregorio Aquino |
In-app purchases
Split
- Split Pro – Weekly$0.997 Days
- Split Pro – Weekly Trial7 Days trial$1.297 Days
- Split Pro – Monthly$2.991 Month
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- Split Pro – 3 Months Intro3 Months trial$2.991 Month
- Split Pro – Monthly Trial7 Days trial$3.491 Month
- Split Pro – Yearly Trial$23.991 Year
Penny
- Penny Pro$4.99









