Comparison

Expense Tracker vs Penny Ledger

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expense Tracker

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Tired of complicated budget apps? Take control of your finances with Expense Tracker - TrackWise , the effortlessly simple way to track your spending! Understanding where your money goes shouldn't be a chore. We've designed TrackWise to be intuitive and lightning-fast, so you can log expenses in seconds and get clear insights without the clutter. Key Features You'll Love: - Swipe to Add: Our signature feature! Simply swipe on a category to instantly log a new expense. It's that easy! - Effortless Entry: Adding expense details is quick and straightforward. Minimal taps, maximum efficiency. - Customizable Categories: Create, edit, and organize categories that perfectly match your spending habits. Make it truly yours! - Clear Category View: Instantly see how much you're spending in each category. Understand your habits at a glance. - Track Past Expenses: Missed an entry? No problem! Easily add expenses for previous days or months to get a complete financial picture. - Simple & Focused: All the essential tracking tools you need, without overwhelming features. Whether you're trying to save for a goal, cut back on certain spending, or just want to be more mindful of your finances, TrackWise is your perfect companion. Download Expense Tracker - TrackWise today and experience expense tracking made truly simple!

About

Penny Ledger

Features
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Penny Ledger is a minimalist, privacy-first expense tracker designed for people who value simplicity and data privacy. 【WHY PENNY LEDGER】 Unlike most finance apps that demand logins, sync to the cloud, and track your every move, Penny Ledger takes a different path: it's completely offline. Your financial data stays on your device and nowhere else. 【KEY FEATURES】 • 100% Offline — No internet connection, no servers, no data collection • Lightning-Fast Entry — Record income and expenses in seconds • Smart Insights — Visual charts reveal where your money goes • Custom Categories — Tailor income and expense types to your life • Beautiful Themes — Switch between multiple polished themes • Multi-Language — English, Chinese (Simplified & Traditional), Japanese, Korean • No Accounts Needed — Open the app and start tracking instantly • No Ads, No Trackers — No third-party SDKs, ever 【PRIVACY FIRST】 Every transaction you record, every category you create is stored only in your device's local database. We do not collect, transmit, or store your data in any form. No cloud servers, no data breaches, no unauthorized access. Uninstalling the app permanently deletes all your data. 【PERFECT FOR】 • Privacy-conscious users who want full control of their financial data • Anyone seeking a clean, distraction-free bookkeeping experience • People tired of ad-filled, account-required finance apps Your money. Your data. Your device.

Screenshots

Expense Tracker4 screens
Penny Ledger3 screens

Verdict

The call

The clearest difference is iOS requirement: Penny Ledger at 13.0 against Expense Tracker's 17.6. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard1 real difference · 5 level
Expense Tracker versus Penny Ledger: the parameters behind the verdict, then further details
ParameterExpense TrackerPenny Ledger
PriceFreeFree
Update frequencyEvery 6 weeks—
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.613.0 — better
Further details — not scored
Size5 MB18 MB
Age rating4+4+
DeveloperPiyumie WeeramanMicro Guest Network LLC

In-app purchases

None

Expense Tracker

No in-app purchases

None

Penny Ledger

No in-app purchases

Questions

Is Expense Tracker free?
Expense Tracker is free to download, with no in-app purchases.
Is Penny Ledger free?
Penny Ledger is free to download, with no in-app purchases.
Do Expense Tracker or Penny Ledger have ads?
Neither Expense Tracker nor Penny Ledger shows ads.

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