Comparison

SMS Forwarder vs Personal Loans Student Guide

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SMS Forwarder

Automatically forward incoming SMS and text messages to your chosen destinations like email, other phone numbers, or work apps. Set up custom rules and schedules to control what gets sent, ensuring you never miss important alerts, OTPs, or verification codes.

Highlights
  • Automatic SMS forwarding on iOS
  • Forward to email, phone number, and chat apps
  • Rules, filters, and schedules
  • OTP and 2FA code forwarding
  • On-device processing for privacy
  • Simple setup
Features
Read full description

Re:Text is an SMS forwarder and text message forwarding app for iPhone. It automatically forwards incoming carrier SMS to 10 destinations: Email, Telegram, WhatsApp, another phone number, Slack, Microsoft Teams, Discord, Google Chat, Mattermost, and any custom Webhook or API. If you're searching for how to forward SMS to email, send text messages to Telegram, or share OTP and 2FA codes with a team — Re:Text is built exactly for that. AT A GLANCE - Automatic SMS forwarding on iOS — no taps needed after setup - 10 destinations: more than any comparable iPhone SMS forwarder - Filters by sender or keyword, plus schedules (work hours, weekdays) - Perfect for OTP, 2FA, login codes, and verification texts - Privacy-first: on-device processing, no message storage on our servers - No account signup, no ads — free version included - Setup in 60 seconds FORWARD SMS TO - Email: Gmail, Outlook, Yahoo, iCloud, or any address - Telegram: one-tap bot setup — no BotFather, no tokens, no chat IDs - WhatsApp: fully automatic delivery to your chat - Another phone: any number, iPhone or Android - Slack, Microsoft Teams, Discord, Google Chat, Mattermost: via incoming webhooks — route SMS to team channels - Webhook / API: full HTTP control (POST/GET/PUT, custom headers, auth tokens, JSON body) — connect Zapier, Make, n8n, Home Assistant, or your own server REAL USE CASES - Never miss a 2FA code: filter by "code", "OTP", "verify" and route verification SMS to email or Telegram instantly - Travel with a local SIM: keep receiving your home number's bank alerts and delivery texts abroad - Separate work and personal: work SMS to Slack during business hours, personal texts to your own channels - Team SMS visibility: customer texts, on-call alerts, and shared login codes in one channel your whole team monitors - Family care: forward a parent's appointment reminders to your WhatsApp - Developer automations: pipe SMS into scripts, sheets, and smart-home flows SMART FORWARDING RULES - Filter by sender number or name - Keyword whitelist ("code", "OTP", "verify") or blacklist (skip promos) - Schedules: forward only during chosen hours and days - Multiple destinations with independent rules (Premium) - Built-in Test Automation — verify delivery before you rely on it PRIVACY AND SECURITY Re:Text uses Apple's iOS-native methods and processes messages on your device. - No message content stored or read on our servers - SMS forwarded only to destinations you configure - No account, no email signup, no advertising SDK - Only iOS-approved forwarding methods — no jailbreak required FAQ - Can I forward texts to email on iPhone? Yes — automatically, with filters and schedules. - Can I forward SMS to Telegram? Yes — the fastest setup of any destination: tap "Open our bot", press Start, done. - Can I forward OTP or 2FA codes? Yes — keyword filters forward only verification messages. - Do you store or read my messages? No — message content is not uploaded to or stored on Re:Text servers. - Is there a free version? Yes — 1 destination, all core features, zero ads. SUBSCRIPTION Premium unlocks unlimited destinations and advanced rules ($9.99/week or $59.99/year, 7-day free trial). Payment is charged to your Apple ID. Subscriptions renew automatically unless canceled at least 24 hours before the period ends. Manage in Apple ID Settings. Support: support@re-text-forward.com Terms: https://re-text-forward.com/terms.html Privacy: https://re-text-forward.com/policy.html WhatsApp, Telegram, Gmail, Outlook, Slack, Microsoft Teams, Discord, Google Chat, and Mattermost are trademarks of their respective owners. Re:Text is not affiliated with them.

About

Personal Loans Student Guide

This app guides users through personal loans, offering explanations, comparison tools, and credit improvement advice. It features an AI assistant for instant answers and a calculator for financial estimations.

Highlights
  • Step-by-step loan guides
  • AI assistant for questions
  • Smart payment calculator
  • Loan offer comparison
  • Credit improvement tips
  • FAQ section
Features
Read full description

Personal Loan Guide helps you navigate the world of personal loans with ease. From understanding key terms to comparing offers and improving your credit, the app provides everything you need in one place. Key Features: Step-by-step guides – Learn how personal loans work, what documents are required, and how to apply with confidence. AI assistant – Get instant answers to your questions about loan types, approval chances, and credit improvement. Smart calculator – Estimate monthly payments, interest, and overpayment in seconds. Loan comparison – Understand the differences between offers and find the one that fits your financial needs. Credit improvement tips – Discover practical ways to build or rebuild your credit profile. FAQ section – Clear explanations to common questions, available anytime. Whether you have excellent credit or are rebuilding from scratch, Personal Loan Guide gives you clarity, confidence, and the tools to make smarter financial decisions Subscribe to get full access: $4.99 per week, cancel anytime Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://sites.google.com/view/jakes-quiz-policy/?v=1

Screenshots

SMS Forwarder4 screens
Personal Loans Student Guide4 screens

Verdict

The call

The clearest difference is monetization model: SMS Forwarder at freemium against Personal Loans Student Guide's subscription. Personal Loans Student Guide's advantage is review sentiment (100% vs 71%) and rating (4.5 vs 4.2). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SMS Forwarder sells 9 in-app purchases, starting at $7.99 per 7 days and Personal Loans Student Guide sells 2 in-app purchases, starting at $4.99 per 7 days. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Personal Loans Student Guide holds the better App Store score, 4.5 against 4.2. Both are backed by a comparable volume of ratings — 51 and 39 respectively. Written reviews point the same way: 71% of SMS Forwarder's written reviews are positive against 100% of Personal Loans Student Guide's.

Scorecard5 real differences · 5 level
SMS Forwarder versus Personal Loans Student Guide: the parameters behind the verdict, then further details
ParameterSMS ForwarderPersonal Loans Student Guide
PriceFreeFree
Rating4.2 (51 ratings)4.5 (39 ratings) — better
Positive reviews71.4% of reviews100.0% of reviews — better
Number of ratings51 — better39
Update frequencyEvery 9 days—
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium — betterSubscription
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS1715.6 — better
Further details — not scored
Size100 MB9 MB
Age rating4+4+
DeveloperDripcode SP Z O OJake's Quiz Ltd

Customer experience

SMS Forwarder

All ratings50 ratings
Positive82.0%
Neutral0.0%
Negative18.0%
Written reviews14 reviews
Positive71.4%
Neutral0.0%
Negative28.6%

Personal Loans Student Guide

All ratings24 ratings
Positive83.3%
Neutral4.2%
Negative12.5%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

9 purchases

SMS Forwarder

Subscriptions9
  • Week Sub No Trial$7.997 Days
  • Week Sub - Re:Text7 Days trial$9.997 Days
  • Month Sub No Trial$9.991 Month
Show 6 more
  • Month Sub - Re:Texts3 Days trial$17.991 Month
  • Year Sub No Trial$59.991 Year
  • Year Upgrade Sub - Re:Text$59.991 Year
  • Year Promo Sub - Re:Text1 Year trial$69.991 Year
  • Year Sub - Re:Text7 Days trial$69.991 Year
  • Year Sub - 7 Day Trial7 Days trial$69.991 Year
2 purchases

Personal Loans Student Guide

Subscriptions2
  • Personal Loan Guide Pro$4.997 Days
  • Personal Loan Guide Trial3 Days trial$4.997 Days

Questions

Is SMS Forwarder free?
SMS Forwarder is free to download, with in-app purchases available.
Is Personal Loans Student Guide free?
Personal Loans Student Guide is free to download, with in-app purchases available.
Which has better reviews, SMS Forwarder or Personal Loans Student Guide?
Personal Loans Student Guide is rated higher. SMS Forwarder averages 4.2 out of 5 from 51 ratings, while Personal Loans Student Guide averages 4.5 from 39 ratings.
Do SMS Forwarder or Personal Loans Student Guide have ads?
Neither SMS Forwarder nor Personal Loans Student Guide shows ads.

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