Comparison

MyCardsAndDocs vs MasterKey

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MyCardsAndDocs

Features
Read full description

MyCardsandDocs is a private vault for the things you carry and the things you can't lose: payment cards, IDs and licences, important documents, passwords with their verification codes, and quick notes. Everything is encrypted on your iPhone and unlocked with your PIN or Face ID. Nothing leaves your phone. CARDS • Your cards in a Wallet-style stack, drawn like the real thing — Visa, Mastercard, Amex, RuPay and Discover. • Scan a card with the camera and the number, expiry and name fill in. • Numbers and CVVs stay hidden until you tap. Flip a card to see its back, or store a photo of the back of an ID or licence. DOCUMENTS • Scan multi-page documents, import PDFs, or pick from Photos. Every document shows its real first page. • Folders, tags and sorting — by date, name, expiry, recently viewed, or your own order. • Add an expiry date to a passport, licence, visa or policy and get a reminder before it runs out. PASSWORDS AND 2FA • Logins with a password generator and strength meter. • Two-factor codes built in: scan the QR code or paste the setup key, and the six-digit code is always one tap away. • Security recommendations show weak, reused and old passwords. • Import from Apple Passwords, Chrome, Firefox, Bitwarden, 1Password or LastPass with a CSV file. NOTES • Quick text notes for Wi-Fi codes, locker combinations and recovery phrases, encrypted like everything else. EXPIRY REMINDERS • A notification before a card or document expires. Reminders show only the item's name — never its number. PRIVATE BY DESIGN • No account, no sign-up, no cloud, no analytics, no ads. • AES-GCM encryption with a key derived from your PIN, kept in the iPhone's Keychain. • Face ID or Touch ID, auto-lock you choose, and a cover over the app in the app switcher. • Copied numbers and passwords clear from the clipboard automatically and never sync to your other devices. • Repeated wrong PINs lock the vault for longer each time. • Hidden items: a separate passcode keeps sensitive entries out of the normal lists. BACKUP • Export the whole vault to a password-protected backup file and restore it on a new iPhone. Works fully offline, in airplane mode, everywhere.

About

MasterKey

Securely store passwords, payment cards, and wallet recovery details with on-device encryption. This offline manager offers robust organization and a built-in password generator without requiring accounts or servers.

Highlights
  • On-device encryption
  • Fully offline operation
  • Local backup and restore
  • Password generator
  • Store payment cards and wallet recovery details
  • Organize credentials into collections
Features
Read full description

MasterKey is a private, offline password manager and secure vault. Store passwords, payment cards, and wallet recovery details with on-device encryption and no accounts or servers. WHAT YOU CAN STORE • Passwords: Email, social, servers, and custom credentials • Collections: Organize related passwords in multiple collection for quick access • Cards: Credit and debit card details • Wallets: Seed phrases, private keys, and passcodes KEY FEATURES • On-device encryption: Your vault is protected locally • Fully offline: No accounts, no sync, no tracking • Backup & restore: Local, encrypted backups you control • Password generator: Create strong, unique passwords instantly • Ad-free: A clean, focused experience MasterKey focuses on privacy by design and simple, reliable organization—so you stay in control of your data. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.freeprivacypolicy.com/live/95d48cc8-6006-4697-867a-593cdeb2d56f

Screenshots

MyCardsAndDocs4 screens
MasterKey4 screens

Verdict

The call

The clearest difference is in-app purchases: MyCardsAndDocs at none against MasterKey's 2. MasterKey's advantage is iOS requirement (13.0 vs 26.0). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. MasterKey sells 2 in-app purchases, starting at $1.99 per month. MyCardsAndDocs asks for nothing beyond the download.

Scorecard2 real differences · 7 level
MyCardsAndDocs versus MasterKey: the parameters behind the verdict, then further details
ParameterMyCardsAndDocsMasterKey
PriceFreeFree
Rating—5.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyEvery 4 months—
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Free with in-app purchases
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS26.013.0 — better
Further details — not scored
Size9 MB51 MB
Age rating4+12+
Developervignesh karnikaMohamed Al-Kainai

In-app purchases

None

MyCardsAndDocs

No in-app purchases

2 purchases

MasterKey

Subscriptions1
  • Monthly$1.991 Month
One-time1
  • Lifetime$9.99

Questions

Is MyCardsAndDocs free?
MyCardsAndDocs is free to download, with no in-app purchases.
Is MasterKey free?
MasterKey is free to download, with in-app purchases available.
Do MyCardsAndDocs or MasterKey have ads?
Neither MyCardsAndDocs nor MasterKey shows ads.

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