Comparison

MyCardsAndDocs vs MasterKey

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MyCardsAndDocs

Features
Read full description

Your personal vault. Completely offline. Zero cloud. MyCardsandDocs keeps your credit cards, debit cards, IDs, passwords, and important documents in one secure place — encrypted on your device, never uploaded anywhere. ◆ BANK-GRADE SECURITY • AES-GCM encryption — the same standard trusted by banks • Face ID / Touch ID unlock — instant and secure • 6-digit PIN backup — works even without biometrics • Auto-lock when app goes to background • Decoy vault — a separate PIN opens fake data for duress situations ◆ ALL YOUR CARDS • Credit, debit, ID, loyalty, insurance cards • Beautiful card renderer with realistic chip & network logos • Masked numbers — tap to reveal, tap to copy • Card scanner — point your camera at any card to auto-fill details ◆ PASSWORD MANAGER • Store logins, secure notes, Wi-Fi passwords • Real-time password strength meter • Built-in password generator (8–32 characters) • Copy username or password with one tap ◆ DOCUMENT VAULT • Certificates, passports, policies, medical records • Import via camera scan, photo library, or Files app • PDF and image support • Thumbnail grid for quick browsing ◆ ALWAYS OFFLINE • No account required • No internet connection needed • No data ever leaves your device • Export encrypted .mcd backups anytime ◆ SEARCH EVERYTHING • One search bar finds cards, passwords, and documents instantly Your data is yours alone. We can't see it. We can't sell it. We can't lose it.

About

MasterKey

Securely store passwords, payment cards, and wallet recovery details with on-device encryption. This offline manager offers robust organization and a built-in password generator without requiring accounts or servers.

Highlights
  • On-device encryption
  • Fully offline operation
  • Local backup and restore
  • Password generator
  • Store payment cards and wallet recovery details
  • Organize credentials into collections
Features
Read full description

MasterKey is a private, offline password manager and secure vault. Store passwords, payment cards, and wallet recovery details with on-device encryption and no accounts or servers. WHAT YOU CAN STORE • Passwords: Email, social, servers, and custom credentials • Collections: Organize related passwords in multiple collection for quick access • Cards: Credit and debit card details • Wallets: Seed phrases, private keys, and passcodes KEY FEATURES • On-device encryption: Your vault is protected locally • Fully offline: No accounts, no sync, no tracking • Backup & restore: Local, encrypted backups you control • Password generator: Create strong, unique passwords instantly • Ad-free: A clean, focused experience MasterKey focuses on privacy by design and simple, reliable organization—so you stay in control of your data. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.freeprivacypolicy.com/live/95d48cc8-6006-4697-867a-593cdeb2d56f

Screenshots

MyCardsAndDocs4 screens
MasterKey4 screens

Verdict

The call

The clearest difference is in-app purchases: MyCardsAndDocs at none against MasterKey's 2. MasterKey's advantage is iOS requirement (13.0 vs 16.0). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. MasterKey sells 2 in-app purchases, starting at $1.99 per month. MyCardsAndDocs asks for nothing beyond the download.

Scorecard2 real differences · 7 level
MyCardsAndDocs versus MasterKey: the parameters behind the verdict, then further details
ParameterMyCardsAndDocsMasterKey
PriceFreeFree
Rating—5.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyEvery 2 months—
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Free with in-app purchases
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS16.013.0 — better
Further details — not scored
Size3 MB51 MB
Age rating4+12+
Developervignesh karnikaMohamed Al-Kainai

In-app purchases

None

MyCardsAndDocs

No in-app purchases

2 purchases

MasterKey

Subscriptions1
  • Monthly$1.991 Month
One-time1
  • Lifetime$9.99

Questions

Is MyCardsAndDocs free?
MyCardsAndDocs is free to download, with no in-app purchases.
Is MasterKey free?
MasterKey is free to download, with in-app purchases available.
Do MyCardsAndDocs or MasterKey have ads?
Neither MyCardsAndDocs nor MasterKey shows ads.

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