Boring Expenses vs PennyTracker

Where does your money actually go? Boring Expenses shows you in seconds — a tiny, beautifully boring expense tracker that's 100% free, ad-free, private, and sign-up-free. Your data lives in your personal iCloud, end-to-end encrypted by Apple and invisible to us. JUST EXPENSES — NOTHING ELSE - No income tracking — total focus on spending - No multiple accounts — one number, the whole picture - No complicated budgets or category limits - No welcome screens or personal surveys - No bank connections — log each expense by hand, like a journal - No subscriptions, ads, trackers, or analytics - Apple-only — native look, feel, and animations WHY PEOPLE LOVE IT - Ready in the first second: no questionnaires, budget setup, paywalls, or registration - Truly free: no "premium" tiers, no nagging for donations - Private by design: expenses stay in encrypted iCloud, never shared - Works fully offline - Tiny and fast: opens instantly - No category caps: seeing your trends over weeks and months builds smarter habits on its own KEY FEATURES - One-tap expense entry: pick a category, type the amount — done - Beautiful interactive charts that update instantly — week, month, year - 100+ icons and colors to make categories your own - Quick filters by date and category - CSV export: pull your data into Excel or anywhere, anytime - Apple Watch app and Home Screen widgets - Full Dynamic Type and VoiceOver support - Light and dark themes with a true native iPhone feel START TODAY Download Boring Expenses and build smarter everyday spending habits — one tap at a time. Thanks for reading to the end — have a great day! Questions or ideas? Open Settings > Feedback to message the developer directly. Enjoying the app? A quick App Store review means the world.

PennyTracker is a simple, straightforward expense tracking app that helps you take control of your spending without the complexity of bloated finance apps. Best of all? It's completely free with no ads, no subscriptions, and no hidden costs. EASY EXPENSE ENTRY Add your purchases manually in seconds by entering the date, store name, payment method, category, amount, and optional notes. It's quick, intuitive, and designed to get out of your way. AUTOMATIC LOGGING WITH APPLE PAY Set up a simple Shortcuts automation once, and PennyTracker logs your automatic purchases the moment you pay — no need to open the app. Prefer more control? Choose the manual option to confirm the category and add notes each time. Setup instructions are right in the app's Settings tab. SMART RECEIPT SCANNING Tired of manual entry? Simply snap a photo of your receipt and let PennyTracker's text recognition technology extract the key information. Review and edit the details before saving to ensure accuracy. While receipt formats vary, our scanner gives you a helpful head start. INSIGHTFUL ANALYTICS Visualize your spending habits with clear pie charts showing breakdowns by category and payment method. View your totals by day, week, month, year, or all time, and see at a glance where your money is really going. POWERFUL SEARCH & FILTERING Find any transaction quickly with robust search and filtering options: Search by store name Filter by amount range (min/max) Filter by date range Filter by payment method or category Sort by entry date, transaction date, amount, or store name FULL CUSTOMIZATION Make PennyTracker work for you by creating custom categories and payment accounts that match your lifestyle. Edit or manage them anytime in settings to keep your tracking relevant. YOUR DATA, YOUR DEVICE PennyTracker stores all your data locally on your device — including anything logged automatically through Apple Pay. We don't collect, transmit, or store any of your personal information or financial data. Your privacy is guaranteed. EXPORT YOUR DATA Need your expense data in a spreadsheet? Export all your transactions to CSV format directly from the app for further analysis or record-keeping. KEY FEATURES Manual expense entry with customizable categories Automatic logging via Apple Pay Shortcuts automation Receipt scanning with text recognition Visual analytics with pie charts by day, week, month, year, or all time Advanced search and filtering Multiple sorting options Custom categories and payment accounts CSV export functionality 100% free with no ads Complete privacy - all data stored locally No login required Whether you're a student tracking a tight budget, a professional managing business expenses, or anyone wanting to understand their spending better, PennyTracker gives you the essential tools without overwhelming complexity. Download PennyTracker today and start your journey to better financial awareness!