Spendin vs KursMate

Experience the power of simplicity and security with a modern wallet built for today’s global lifestyle. Manage your currencies seamlessly—all from one app.

KursMate is a focused currency utility for everyday use — live exchange rates, multi-currency conversion, loan math, and a private expense tracker, all in one clean app. — LIVE CURRENCY RATES — Up-to-date exchange rates for every major world currency, refreshed daily. Tap any currency for a 10-day price history chart and detailed metadata. — MULTI-CURRENCY CONVERTER — Pick a base currency, type an amount, and see the equivalent in as many target currencies as you want — all on one screen, side by side. Reorder, favorite, search. — LOAN CALCULATOR — Plan a credit purchase or a personal loan with two methods (standard amortization or flat-rate). Get monthly payment, total interest, total cost, and a per-day / per-week / per-month breakdown — with a step-by-step explanation of how each number was calculated. — EXPENSE TRACKER — Log purchases by category, currency, date, and note. Filter by date range. View analytics. Everything stays on your device. — OFFLINE-FIRST — Cached rates work without an internet connection. KursMate gracefully falls back to the last fetched values and clearly marks the timestamp. — FIVE LANGUAGES — — DARK MODE — Full system-aware theming, with a warm coral and navy palette designed for comfortable long sessions. — iPad-NATIVE — Sidebar layout adapts automatically on iPad regular size class. — PRIVACY BY DESIGN — KursMate has no servers, no accounts, no analytics, and no third-party SDKs. Your preferences and expenses live only on your device. We do not collect personal data — that is the whole point. Built in Tashkent by VIPADS MCHJ. Questions? support@vipads.uz